PT Bank Rakyat Indonesia (Persero) Tbk menyatakan, kesiapannya untuk mendukung kebijakan penghapusan tagih kredit macet bagi usaha mikro kecil dan menengah. Sesuai dengan Peraturan Pemerintah Nomor 47 tahun 2024.
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00:00Indonesia's People's Bank of Indonesia, Persero Tbk, announced that it is ready to support the policy of
00:10erasing credit deficit funds for micro, small and medium enterprises in accordance with Government Rule No. 47 of 2024.
00:22Indonesia's People's Bank of Indonesia, Persero Tbk, announced that it is ready to support the policy of
00:27erasing credit deficit funds for micro, small and medium enterprises in accordance with Government Rule No. 47 of 2024.
00:37According to the Government Rule No. 47 of 2024, credit deficit funds that can be erased have several conditions.
00:44Among other things, the balance of the loan is no more than 500 million rupiah and is not a debt in a program that is still running,
00:52such as People's Business Credit.
00:56The Director-General of BRI, Sunarso, said that according to the Government Rule No. 47 of 2024,
01:02credit deficit funds that can be erased and debited are credit banks or BUMN financing institutions
01:09whose credit program has ended.
01:13The credit that can be erased is the program credit and commercial credit.
01:20The condition of the program credit is that the program has ended.
01:25If so, what?
01:26KUT, KUMLTA, KIK, KMKP, then KCK, does it meet the condition?
01:34If KUR, does it meet the condition?
01:38KUR, does it meet the condition?
01:40KUR is a program credit that is still running.
01:45Sunarso also emphasized that in order not to cause a moral hazard,
01:49the credit that can be erased and debited is the one that has been debited for at least 5 years
01:54and has been restructured and debited to the maximum.