Tantangan Keuangan Gen Z
Generasi Z (Gen Z) dalam beberapa tahun terakhir kerap menjadi perhatian banyak pihak. Pasalnya Gen Z menjadi salah satu kelompok terbesar di masyarakat dan memiliki stigma yang negatif terkait hal mengatur keuangan.
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00:00Gen Z is a minority in Indonesia
00:05Still with us on News Screen
00:07The growth of Gen Z in the last few years
00:10is often the concern of many parties
00:12because Gen Z is one of the largest groups in society
00:16and has a negative stigma regarding financial management
00:20Gen Z is a minority in Indonesia in the last few years
00:28Gen Z is a minority in Indonesia in the last few years
00:34and has a negative stigma regarding financial management
00:42Gen Z is a minority in Indonesia in the last few years
00:46and has a negative stigma regarding financial management
00:52Because of this, the phenomenon of Gen Z
00:55which is one of the largest groups in society
00:58can affect economic activity
01:01as a main consumer in various market sectors
01:07Based on data from the Central Statistical Body
01:09the number of Gen Z in Indonesia
01:11reached 70.75 million people in 2024
01:17The number decreased compared to previous years
01:22Despite this, the number became a major force
01:25in the social, economic, and technological landscape of Indonesia
01:32Gen Z is known as a generation
01:34that is very adaptive to digital technology
01:37and has a significant impact
01:39in driving change in various sectors
01:43including creative economy, lifestyle, and digital consumption
01:49In terms of income, a survey conducted by the Central Statistical Body
01:53or BPS in 2022 showed
01:56that employees aged 15 to 24
02:00who are mostly Gen Z in the formal sector
02:03receive an average income of 1.7 million per month
02:09BPS data
02:12Based on BPS data
02:13a survey conducted by Indonesia Gen Z Report 2024
02:17which provides a more detailed result
02:19regarding the average income of Gen Z
02:22according to the survey
02:24about 56% of Gen Z employees
02:27receive an average income of less than 2.5 million per month
02:33followed by 26%
02:35with an average income of 2.5 million to 5 million per month
02:39followed by only 3%
02:41with an average income of more than 10 million per month
02:46Approximately 30% for transportation
02:5020% for accommodation
02:53and 50% for daily necessities
02:57I used to invest in a fundraising
03:01but now I prioritize my daily necessities
03:07I spend most of my money on daily necessities
03:09such as food, transportation, and entertainment
03:12as well as traveling
03:14Yes, I have started to invest in a fundraising
03:17since 2018
03:19I allocate around 40-50% of my monthly income
03:27I spend 30% of my monthly income on food
03:30and the rest for other needs such as skincare, vacation, and so on
03:34For now, I haven't started to invest
03:36because I still prioritize my daily necessities
03:43The majority of Gen Z in Indonesia spend their income on basic necessities
03:48leaving only a little for health, self-development, and recreation
03:55Based on the data from BPS
03:58the average income of Indonesia in March 2022
04:02is 1.27 million per capita per month
04:07From that amount, 52.6% is allocated for food
04:13while the rest is allocated for non-foods
04:17such as housing, education, and health
04:22From the investment side
04:24based on Indonesia Gen Z Report 2024 survey
04:2737% of Gen Z has started to invest
04:31while 31% of Gen Z has not started to invest at all
04:37and the other 11% is not sure
04:40whether investing is the best choice for them
04:44So, how important is investing for Gen Z?
04:51Investing for Gen Z is very important
04:53because Gen Z is the first generation to get to know the job market
05:00Investing for Gen Z is a typical investment
05:03based on their character
05:05which is simple
05:07and the income is relatively low
05:12or based on the standard income criteria in a certain area
05:17If you ask about the product
05:19then all the financial products in Indonesia
05:23are in the range of Gen Z
05:29Based on the demographic and economic development of Gen Z in Indonesia
05:33we can conclude that although their number is decreasing
05:37their influence in various aspects of life is getting stronger
05:44With more and more Gen Z start to invest
05:47and understand the importance of financial management
05:50their chance to achieve financial stability in the future is getting wider
05:57Gen Z's role will not only shape Indonesia's future
06:00but also guide where this nation will move
06:04in a more digital and dynamic era
06:17Thank you for watching IDX Second Session Closing
06:25which will air at 3.30 p.m. EDT
06:28I'm Fadjar Rayong, Investor Saham
06:32See you next time
06:48Thank you for watching IDX Second Session Closing
06:52See you next time
07:18Thank you for watching IDX Second Session Closing
07:21See you next time