(Adnkronos) - Un prestito in 5 minuti, via app, in totale trasparenza e senza costi che non siano quelli del tasso di interesse. Arrivano anche in Italia i prestiti personali di Revolut, la banca completamente digitale che nel nostro Paese conta oltre 2 milioni di clienti e in Europa supera i 35 milioni.
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00:00A loan in five minutes, via app, in total transparency and without costs that are not those of the interest rate.
00:12Personal loans from Revolut also arrive in Italy, the completely digital bank that in our country has more than 2 million customers and in Europe exceeds 35 million.
00:23Loans in Italy are important because Italy is an important market.
00:27The Revolut loan stands out for transparency on costs and for ease, like all Revolut products, of use.
00:36In particular, we have no cost in addition to the interest rate.
00:41This means that if you want to make a variation of the amortization plan, it is free.
00:47If you want to extinguish the financing in advance, it is free, there are no penalties, there are no costs.
00:53In addition, obtaining a loan is very easy.
00:56In a few steps and a few minutes you can have the money on your account with an experience practically in real time.
01:04Confirming the importance of the Italian market, Revolut will launch the Italian IBAN by the end of the year and has scheduled the introduction of credit cards.
01:13By the end of the year we will launch the Italian IBAN, which also responds to the strategy of the main account,
01:20because it allows us to reduce the IBAN discrimination, which is the wrong practice, but unfortunately quite common,
01:28of not allowing payments, rather than accepting money from some customers, which can be linked, for example, to technical problems.
01:38Some employers expect the IBAN on which the loan is credited to start with IT, rather than having little confidence.
01:47With the Italian IBAN we will allow customers to receive and send money without any problem,
01:55and therefore to use the Revolut account as their primary account.
01:59In addition, we plan to launch credit cards in the medium term, to associate personal loans in the world of Revolut credit products.
02:09Credit cards will give our customers great flexibility in spending and the possibility of accumulating RevPoints,
02:17which allow them to use the Revolut world in all its potential.