Rule Change 1 April 2025: मार्च का महीना खत्म होने में कुछ ही दिन बचे हैं। 1 अप्रैल से कई नियम लागू होने जा रहे हैं जिसका सीधा असर आपकी जेब पर पड़ेगा। इन बदलाव में क्रेडिट कार्ड से जुड़ा हुआ अपडेट, सेविंग अकाउंट के नियम, एटीएम से पैसे निकालने पर चार्ज और कई अन्य बदलाव भी शामिल हैं।
Read more at: https://hindi.goodreturns.in/news/top-5-rules-changes-form-1-april-2025-check-positive-pay-system-rupay-credit-card-and-more-084205.html
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~PR.384~ED.148~GR.121~HT.96~
Read more at: https://hindi.goodreturns.in/news/top-5-rules-changes-form-1-april-2025-check-positive-pay-system-rupay-credit-card-and-more-084205.html
#upitransactions #rbiguidelines #upipayments #LatestNews #TopNews #TrendingNews
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~PR.384~ED.148~GR.121~HT.96~
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NewsTranscript
00:00There are only a few days left for the end of March. Many rules are going to be implemented from April 1, which will have a direct effect on your pocket.
00:12In these changes, there are updates related to credit cards, rules on saving accounts, charges on withdrawing money from the ATM, and many other changes are also included.
00:20If you ignore these important changes, you may have to incur losses later.
00:27So stay tuned with our video, we will tell you about all these changes in this video, so that you do not have to incur losses later.
00:35First of all, let's talk about the changes related to the Rupee Debit Card.
00:39National Payments Corporation of India is going to make major changes related to the Rupee Debit Card Select Card, which will be implemented from April 1, 2025.
00:48This card has been planned keeping in mind people's modern needs.
00:53It also includes travel, fitness, wellness, and other needs.
00:58It also includes changes related to airport lounge access insurance cover.
01:03After that, let's talk about changes related to minimum balance.
01:06SBI, Punjab National Bank, and other banks are also going to change their minimum balance rules.
01:13How much minimum balance to keep in the account will depend on where your account is in the semi-urban, rural areas, and cities.
01:22If you do not keep a fixed minimum balance, you may have to pay a fine.
01:27Now let's talk about the changes related to the ATM.
01:30Many banks have also prepared to change their ATM withdrawal policy.
01:34Every month, the number of free ATM withdrawals is being reduced.
01:39Especially for withdrawals from other banks' ATMs.
01:42Now, customers will be allowed to withdraw only three times per month from other banks' ATMs.
01:48And on more withdrawals than this limit, you will have to pay an extra fee of Rs. 20-25 on every withdrawal.
01:54Now let's talk about the positive pay system.
01:57To increase transaction security, many banks are going to implement a positive pay system.
02:02And verification will be done on making more than Rs. 5000 cheque payments from this system.
02:07Customers will have to confirm the cheque number, date, pay name, and amount before processing.
02:13This can prevent fraud.
02:15Apart from this, many banks can change the interest rates of their FD and savings accounts.
02:21The interest of the savings account will now depend on the remaining amount of the account.
02:26That is, you can get better rates on more amount.
02:29To bring digital revolution through banks, online and mobile banking services are being upgraded.
02:37Now let's talk about the presence of AI in banks.
02:40To answer the questions of customers in many banks, AI i.e. Artificial Intelligence Chatbot is being used.
02:47And to make digital transactions more secure,
02:51Biometric verification along with two-factor verification such as Jessie Service will be strengthened with the help of AI from 1 April.
02:59So there is going to be a change in all these things from April 1.
03:02You get ready in advance and share this video with your friends and family.
03:07So that they can know about all these changes before April 1.
03:12And later they can avoid loss.
03:15So give us your opinion on this news in the comment box.
03:18And keep watching Good Returns for such updates.
03:21Don't forget to like and subscribe to our channel.