New UPI Transaction Limit: हर दिन यूपीआई लेनदेन की सीमा में बदलाव हो गया है। इसे लेकर भारतीय राष्ट्रीय भुगतान निगम (NPCI) ने घोषणा कर दी है, आइए नई लिमिट जानते हैं।
#UPI #UPILimit #UPItransaction #UPIpayment #RBI #Googlepay #Phonepe
~HT.178~ED.148~PR.147~GR.121~
#UPI #UPILimit #UPItransaction #UPIpayment #RBI #Googlepay #Phonepe
~HT.178~ED.148~PR.147~GR.121~
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NewsTranscript
00:00In today's time, everyone is adopting the online process for transaction.
00:05And why did they adopt it?
00:06Because through this, it becomes easy to make a transaction of money at home, anytime, anywhere.
00:12To make it even more convenient, UPI is also available, which is connected to all digital platforms.
00:18However, there is a limit to making a transaction with UPI, and now there are changes in it.
00:23So what are these changes?
00:24Let's find out in this video.
00:26In August 2024, NPCI said that they are going to make changes to the transaction limits,
00:32which can make the tax payment up to 5 lakh rupees.
00:35The purpose behind this is to pull as many people as possible towards the UPI transaction.
00:40At the same time, NPCI has announced that taxpayers can make a tax payment of 5 lakh rupees through UPI from September 16, 2024.
00:48And not just tax payment, under the new UPI limit, users can make transactions related to Education, Hospital, RBI Retail Direct Scheme, and IPOs.
01:00It should be noted that the change in the UPI transaction limit has been made only for the selected transaction.
01:07This transaction should be done through verified merchants.
01:10And it is also important for users to check whether their bank and UPI apps support the increased limit or not.
01:18Usually, the UPI transaction limit is up to 1 lakh rupees.
01:21But banks also have the right to decide their own limit.
01:25For example, HDFC and ICICI banks allow their customers to make UPI transactions up to 1 lakh rupees.
01:32While customers of Allahabad Bank have a UPI transaction limit of up to 25,000 rupees.
01:38In addition, UPI apps like Google Pay, Phone Pay, Paytm, etc. also have their own limit.
01:44If you want to make an insurance payment or make a capital-related UPI transaction, then the limit is up to 2 lakh rupees.
01:51For this, it is necessary to get permission from both the banks and UPI apps.
01:56In addition, the bank can also decide its personal daily UPI transaction.
02:00How much money can you make by the end of the day depends on the bank and the UPI app you use.
02:14In addition, you can make a tax payment of up to 5 lakh rupees.
02:20In addition to this, education, hospital, RBI, retail, direct scheme, IPO, etc. have also applied for the change in the limit.
02:29But if your app and your bank support it, then you can make more money at once.
02:35NPCI has instructed banks, payment service providers, and UPI apps to ensure that the new transaction limit is applicable from September 15, 2024.
02:45They will also have to follow the strict Merchant Categorization Rules of MCC 9311.
02:50These companies will have to accept UPI as a payment mechanism for a high limit, especially for tax payment.
02:57So, especially if you are doing it for tax payment, then you can make a payment of up to 5 lakh rupees.
03:02In addition to this, there are some specific transactions on which this limit is also being applied.
03:06That's all for this video, how did you like this information, do tell us by commenting.
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