RBI का UPI पर बड़ा फैसला, UPI टैक्स पेमेंट लिमिट 1 लाख से बढ़ाकर 5 लाख की..जानिए फायदा| GoodReturns
भारतीय रिजर्व बैंक (RBI) ने गुरुवार को अगस्त 2024 की मोनेटरी पॉलिसी जारी की. इसमें रेपो रेट को लगातार 9वीं बार पहले जैसा यानी 6.5 प्रतिशत पर बरकरार रखा गया. इसी दौरान आरबीआई के गवर्नर शक्तिकांत दास ने यूपीआई पेमेंट को लेकर एक बड़े फैसले का ऐलान किया. केंद्रीय बैंक ने यूपीआई से किए जाने वाले टैक्स पेमेंट की लिमिट (UPI Tax Payment Limit) को 1 लाख से बढ़ाकर अब 5 लाख रुपए करने का प्रस्ताव रखा है. आखिर में इससे किसे और कैसे फायदा होगा?
#RBI #MonetaryPolicy #RBIMPCmeeting #ShaktikantaDas #RBICreditPolicy #Loan #EMI #RepoRate #UPI #Taxpayment
~PR.147~HT.336~GR.121~ED.70~
#RBI #MonetaryPolicy #RBIMPCmeeting #ShaktikantaDas #RBICreditPolicy #Loan #EMI #RepoRate #UPI #Taxpayment
~PR.147~HT.336~GR.121~ED.70~
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NewsTranscript
00:00RBI launched a monetary policy on Thursday, August 2024.
00:07In this, the repo rate was maintained at 6.5% for the 9th time in a row.
00:13Meanwhile, RBI Governor Shakti Kantadas announced a major decision on UPI payment.
00:19The Central Bank has proposed to increase the limit of tax payment from Rs 1 lakh to Rs 5 lakh.
00:27In this video, we will try to understand who will benefit from this.
00:32So if you have any confusion that RBI has increased the limit of daily payment from UPI,
00:37then let me tell you that this has not happened at all.
00:40Only the limit of tax payment through UPI has been increased.
00:46Tax payers who have a high tax liability should be able to complete the transaction of tax payment quickly.
00:52For this, the limit of tax payment from UPI has been increased.
00:55If a taxpayer's liability is Rs 1.5 lakh, then he cannot take full advantage of the tax payment from UPI.
01:04Instead, he has to use other net banking solutions like NEFT or RTGS.
01:10Now, by increasing this limit of RBI, it will be easier for people to complete their tax liability on time.
01:17Not only that, the government's tax collection will also increase rapidly.
01:20Another benefit of this will be that people's transaction costs will be reduced.
01:25Secondly, taxpayers will get another benefit of increasing the limit of tax payment from UPI from Rs 1 lakh to Rs 5 lakh.
01:32If tax payers use a net banking tool like NEFT or RTGS to pay tax,
01:39or pay with a credit and debit card, then they have to pay transaction charges.
01:44On the contrary, transaction charges are not charged during payment from UPI.
01:48Therefore, even while paying tax up to Rs 5 lakh, some of their money will be saved.
01:54The government and RBI both know that UPI is the most preferred mode among all payment options.
02:02Therefore, different limits have been set for payment from UPI for different categories.
02:07According to National Payment Corporation of India, NPCI, the limit of normal payment from UPI is Rs 1 lakh.
02:16In December 2023, RBI increased the limit of payment from UPI to Rs 5 lakh for hospital and educational institutes.
02:26People started getting benefits of this while paying hospital bills or paying fees for education.
02:31Similarly, in December 2021, the limit of UPI was increased to Rs 5 lakh to invest in retail, direct scheme or IPO.
02:39According to NPCI, the limit of UPI is Rs 2 lakh for capital market, collections, insurance, foreign exchange, etc.
02:47If we look at the news, there is another announcement related to UPI related to delegated payments.
02:52Now you can create a delegated account for any member of your family under UPI.
02:58That member will be able to pay UPI up to a fixed limit from your account.
03:02This facility will be like an add-on facility for some credit cards.
03:06In this, you give the freedom to use your credit line to someone else.
03:12So, this is an add-on feature that will be available on UPI.
03:15And its decision has been taken.
03:17Apart from this, a major announcement has been made about UPI.
03:21Taxpayers can now pay UPI up to Rs 5 lakh.
03:25For this, they do not have to be dependent on any other net banking solution like NEFT or RTGS.
03:31That's all in the video.
03:32Do comment and tell us how did you like this decision of RBI.
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