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00:00Hello everyone, welcome to StudyIQ
00:02In this video of StudyIQ, I will cover two government initiatives
00:08Namaste Yojana and PM Suraj Portal
00:12What are these two portals?
00:14Why PM Suraj Portal has been started?
00:16What is Namaste Yojana?
00:18We will cover this in detail in this video
00:20Let's start the video
00:22First of all, we will cover Namaste Yojana
00:25Namaste Yojana is not new
00:27But it was recently reported in the news
00:30PM Modi has said that 60,000 people have benefited from this
00:39We will see who are these people and what kind of benefits they have got
00:43First of all, you have to remember the full form of Namaste Yojana
00:47National Action for Mechanized Sanitation Ecosystem
00:52This is its full form
00:54This is the official government logo of Namaste Yojana
00:58You can see a person with a helmet and a light on his head
01:08He is wearing glasses
01:10He is wearing PPE kit on his body
01:21PPE means Personal Protective Equipment
01:25You must have seen during Covid that doctors used to wear PPE kit
01:32He is wearing gloves
01:34This person is completely safe
01:36In fact, when Swachh Sarvekshan came in 2023
01:40Which was released in January 2024
01:42About 4 months ago
01:44In that, Chandigarh was declared as a clean, friendly and safe city
01:48Clean, Friendly and Safe City
01:53Clean, Friendly means we have to protect the sanitation worker
01:59If he is completely covered, then he will be safe
02:01Why will he be safe?
02:03Namaste Yojana was started to save him
02:06How?
02:08The gutters that we call in Hindi as gutter or sewer
02:13In English, it is called sewer or septic tank
02:16In India, this work is done by hand
02:19That is, a person gets into the gutter and cleans it
02:24Whatever gets stuck there, he takes it out of the bucket
02:27And this process is very humiliating
02:30Think about it, in today's time
02:33A person is picking up the latrine with his bare hands
02:38And most of this work is done by the people of Dalit class
02:42Schedule caste
02:44They do it
02:45So, in our society, this is an embarrassment
02:48A lot of deprived people are exploited again and again
02:52This is called manual scavenging in English
02:56This word is very important
02:58Manual scavenging
03:00Manual scavenging means
03:02Washing the latrine with your hands
03:04Picking up the latrine with your hands
03:05Picking up urine
03:06Right
03:07So, the manual scavenging of septic tank, sewer or gutter is done
03:13So, in Namaste Yojana, we said
03:17If we want to clean the gutter
03:19We will do mechanical cleaning
03:21Not manual, not by hands
03:22But by machines
03:23That is, we will do mechanized cleaning
03:26Right
03:27Some robots like this have also come
03:29Who do gutter cleaning
03:31Like Bandicoot
03:32There is a startup in Kerala
03:33It also launched a robot named Bandicoot
03:364 years ago
03:37So, as you can see here
03:39This person is now getting into the gutter
03:41It is completely covered
03:42And he will clean it with machines
03:44After getting into the gutter a little
03:46It is completely covered
03:47So, it will be completely safe
03:49There is another problem in this
03:50One thing I told you
03:51Discrimination in the society
03:52Discrimination against the Dalit
03:54So, the second problem in this is
03:58A lot of people die
04:00Means death
04:01These workers
04:03Because there are a lot of gases in the gutter
04:08Very harmful
04:09Very dangerous gas
04:10Like hydrogen sulfide
04:12Let me give you an example of a gas
04:14Hydrogen sulfide gas
04:16It is very toxic
04:17Often you must have seen
04:19The door of the gutter
04:21Which is covered
04:22Leave it a little open
04:23Or some holes are made in it
04:25So that the gas in the gutter keeps coming out
04:27If it does not come out
04:29Then the gas will keep accumulating inside it
04:31And it can be very dangerous
04:33So, hydrogen sulfide is such a gas
04:35Which is born in the gutter
04:36Because of which
04:37If you smell it once
04:38It leads to death
04:39The lungs are choked
04:41No breath
04:42And thousands of such manual scavengers
04:46Die
04:48Keeping all this in mind
04:50Namaste scheme was started
04:52Is this a new scheme?
04:54No
04:55This is not a new scheme
04:58Namaste scheme is an old scheme
05:01But its name was changed to Namaste
05:03When it was started
05:04Okay, so let's study about it in detail
05:06First of all, the full form of Namaste
05:08As I told you
05:09National Action for Mechanized Sanitation Ecosystem
05:12Namaste
05:13This is a central sector scheme
05:16Again, it is a scheme of the central department
05:18Central department scheme means
05:20All the money is spent by the central government
05:22All the ministries of the central government
05:24Spend money
05:25Who have run this scheme
05:26And every ministry gets an allocation in the budget
05:30That this much of this ministry
05:32As you will see
05:33As you will see
05:34This time, the Raksha Mantralaya has been given more than 6 lakh crores in the budget
05:38So they have a budget
05:39So every ministry is given a budget
05:41Now, which ministry has started the Namaste scheme?
05:44This is not a scheme of one ministry
05:46But it is a scheme of two ministries
05:49So Ministry of Social Justice and Empowerment
05:52In Hindi, it is called
05:54Samajik Nyaya
05:55And Adhikarita Mantralaya
05:58And the second
05:59Ministry of Housing and Urban Affairs
06:01That is, Ministry of Housing and Urban Affairs
06:05Two ministries had started this scheme together
06:07Namaste
06:08And what is the work of this?
06:09What is the objective of this scheme?
06:10Why did it start?
06:11First of all
06:12Identify those people who are doing this work
06:15That is, hazardous
06:16Hazardous means
06:17Cleaning operations
06:19Second
06:20Teach them occupational safety
06:22Occupational safety means
06:24How can you be safe while doing your occupation?
06:29Occupational safety is called
06:31Give them safety gear
06:33Like PPE kit
06:34Mask
06:35Cap on head
06:36Helmet
06:37Give all these things
06:38And also give the machine
06:39And also teach them how to use the machine
06:41That is, develop their skills
06:43Also do skill development
06:44Make self-help groups of these people
06:46Because when self-help groups are formed
06:48Swam Sahita Samu
06:49Then it becomes easy to make schemes for them
06:51People also help each other in Swam Sahita Samu
06:54And give them sustainable livelihood
06:56Suppose if someone does not want to do this work
06:58Then give him another opportunity for employment
07:00If he wants to become an entrepreneur
07:02Then help him in that too
07:03So
07:04There was a multi-faceted scheme
07:06Namaste scheme
07:07In which the cleaners
07:08We have to develop them in every way
07:11And most importantly
07:12We have to stop their life
07:15The danger of it
07:16From daily work
07:19So
07:20What are our outcomes in the Namaste scheme?
07:22The first outcome is
07:23Not a single person
07:25Should die
07:26Like I told you
07:27Hydrogen sulphide
07:28That is one
07:29Now when these people get down in the gutter and clean it
07:32There are a lot of bacteria there
07:34Harmful
07:35There are a lot of viruses there
07:36There are a lot of other parasites there
07:40So they can enter their body
07:42There are insects
07:43So a lot of people died from that too
07:45A lot of people died
07:46Right
07:47Bacteria etc.
07:48Very dirty
07:49You think there can be anything worse than a fever in this world
07:51I don't think so
07:53Second
07:54We have to recognize them in society
07:56As a skilled worker
07:58Right
07:59We have to find other means of employment for them
08:02We have to make a self-help group for them
08:04We have to open an enterprise for them
08:06If they want to become a businessman
08:07They have to get loans etc.
08:08We have to raise awareness
08:10We have to raise awareness about these people
08:12Many people don't even know that
08:14This also happens
08:15Especially the rich people in the cities
08:17They don't even know that
08:19Because these people are invisible in society
08:22They are not visible
08:23Right
08:24And we have to follow the laws properly
08:27We have to enforce the regulations
08:29So this was Namaste Yojana
08:31New India's new announcement
08:33Cleanliness with machines
08:34Security and respect
08:36Clear
08:37And as I said
08:38Two ministries started it together
08:40Ministry of Housing Urban Affair
08:41And Ministry of Social Justice and Empowerment
08:45Now
08:46You have to remember one more thing in this scheme
08:48As I said
08:49This scheme is not new
08:50When this scheme came
08:52First it came in 2007
08:54But then we didn't call it Namaste
08:55Then we called it something else
08:56I will tell you what they called it
08:58And there is a law in India
08:59Which is called
09:00Prohibition of Employment as Manual Scavengers
09:02and their Rehabilitation Act
09:04This act came in 2013
09:06In short, MS Act
09:07Manual Scavenging Act
09:08And it has a proper name
09:10That the manual scavengers
09:11The people who are manual scavengers
09:13We have to give them employment
09:15Right
09:16We have to give them another type of employment
09:17We have to rehabilitate them
09:18We have to rehabilitate them in the society
09:20Right
09:21And manual scavenging is illegal now
09:24But still it happens
09:26It is illegal to do manual scavenging
09:29But even after that it is open
09:31Right
09:32Because MS Act made it illegal
09:34When this law came
09:35When this law came
09:36MS Act in 2013
09:37After that it was made illegal
09:39But even after this act came
09:40This work is going on
09:42And it is still going on
09:44So
09:45As I told you
09:46Later the name of this scheme was Namaste
09:48But what did they call it before that
09:50They called it SRMS
09:52SRMS
09:53SRMS means
09:54Self Employment Scheme
09:56For Rehabilitation of Manual Scavengers
09:58That is SRMS
09:59This scheme started in 2007
10:01And then later its name became Namaste
10:03So when did the Namaste scheme come?
10:05Namaste scheme was notified
10:07In August 2022
10:09And a proper budget came for it
10:11That year a budget of 58 crores came for it
10:14But
10:15When did this scheme start?
10:19Okay
10:20It came in August 2022
10:22But
10:23Actually
10:24When it came on the ground
10:25So
10:26It came in 2023-2024
10:28So from 2023-2024 to
10:302025-2026
10:31That is for 3 years
10:33This scheme
10:35Will be implemented
10:37And there is a budget in it
10:38A budget of approximately 350 crores
10:40Will be spent
10:41In Namaste scheme
10:42Now who will implement it?
10:43I told you about the ministry
10:45Two ministries started it together
10:47But
10:48There is an agency
10:49Whose job is to implement it
10:51To implement it
10:52So this organization will do it
10:54This organization is called
10:55National Safai Karamchari Finance and Development Corporation
10:58In short
10:59NSKFDC
11:01So NSKFDC
11:03National Safai Karamchari Finance and Development Corporation
11:06Implements it
11:08Implements this scheme
11:09Namaste scheme
11:11Now let's know about this organization
11:13Under which ministry does this organization work?
11:15National Safai Karamchari Finance and Development Corporation
11:17This organization was formed in 1997
11:20It is a non-for-profit organization
11:22It is a section 25 company
11:24Right
11:25Section 25 company
11:26According to the Companies Act of 1956
11:28And the new Companies Act
11:30New Companies Act 2013
11:32According to that section 8 company
11:34So section 25 and section 8 company are same
11:36Both are called non-for-profit companies
11:38But the acts are different
11:40The old Companies Act of 1956
11:42In that section 25 came
11:43Non-for-profit company
11:44And the new Companies Act of 2013
11:46According to that section 8 company is called
11:48Non-for-profit
11:49So under which ministry does it come?
11:51Under the Ministry of Social Justice and Empowerment
11:53Under the Ministry of Social Justice and Empowerment
11:56Right
11:57This organization was formed in 1997
11:59And the work of this organization was
12:01The manual scavengers
12:03The cleaners
12:04And their dependents
12:06To develop them
12:07To benefit them from loan or non-loan based schemes
12:10So
12:12What do we do in Namaste scheme?
12:15And what was our target?
12:17First of all our target was
12:19More than 4800 urban local bodies of India
12:22More than 4800 urban local bodies of India
12:26Right
12:27What are urban local bodies?
12:28Tell me this first
12:29What is the meaning of urban local bodies?
12:33It is called in Hindi
12:35City
12:36Local
12:37Neighborhood
12:38Right
12:39So three things come in this
12:41One is municipality
12:43Which is called municipality
12:45One is called Nagar Nigam
12:47Which is called Municipal Corporation
12:49And one is called Nagar Panchayat
12:51Right
12:52So we call these three things as urban local bodies
12:55You must know this
12:57So more than 4800 urban local bodies
13:01We have 1 lakh SSW
13:05What is the meaning of SSW here?
13:07These workers
13:08Those who clean the sewer and septic tank
13:10They are called SSW here
13:12Right
13:13So we have to identify them
13:15We have to make their profile
13:17Their name, address, Aadhar card etc
13:19We have to make their profile
13:21Means we have to make their database
13:23This is the first step
13:24Identify them
13:25Who all are doing this work in our society
13:27Then prepare their database
13:29Everyone is given an ID
13:30Which is called Namaste ID
13:32For this there is Namaste App and Namaste Portal
13:34So
13:36And if any of them wants to start a sanitation enterprise
13:40Means Sanipreneur
13:41Sanipreneur means sanitary worker plus entrepreneur
13:44If any sanitary worker wants to become an entrepreneur
13:46Means Sanipreneur
13:47Then we will support him
13:49Right
13:50We will support him too
13:51In fact, we will encourage him
13:53That he can do something else
13:54He can do something else except manual scavenging
13:57So in the central sector scheme as I told you
14:00So the first thing we have to do is profiling
14:02We have to profiling 100,000 of them
14:04Who are our sewer and septic tank workers
14:06Means SSW in short
14:08We have to identify them in urban local body
14:10For this we use digital tools
14:12Like Namaste App, Namaste Portal
14:14We get them health insurance
14:16Ayushman Bharat
14:18Pradhan Mantri Jan Arogya Yojana
14:19Which is called Ayushman Bharat
14:21We get them enrolled in it
14:22In this, this scheme is run by Ministry of Health
14:24And in this, a family gets a health insurance of 5 lakh rupees in a year
14:27The whole family on a floating basis
14:29Occupational safety
14:31Means we have to give them everything
14:33Like kit, mask, helmet
14:35Whatever things we have to give
14:36We have to give them
14:37If let's assume
14:38A vehicle related to sanitation
14:40Sanitation vehicle comes
14:42Right, it pulls all the water from the vacuum
14:44In the gutter, whatever things are there
14:46If they want to buy a car
14:48Or
14:49If they want to buy any sanitation related equipment
14:52Up to 15 lakh rupees
14:54Then we give them a capital subsidy of 5 lakh rupees
14:58We distribute PPE kit to them
15:00We distribute safety devices to them
15:01Right
15:02We also make an emergency response sanitation unit in this
15:06Apart from that
15:07Information education and communication
15:09Means we run an IEC campaign in the society
15:11So that their dignity
15:13Their respect
15:14People can be informed about their safety
15:17Not only this
15:18If these people want to take a loan
15:19For anything
15:20Then we keep their interest rate very low at 4% to 6%
15:25We get them interest at 4% to 6%
15:28We get them loan at interest
15:30And we also teach them how to run a machine
15:33Because getting a machine is not enough
15:35We should teach them how to run a machine
15:36So we teach them how to run a machine
15:39When we give them training
15:40They are given a stipend of 3000 rupees per month
15:43When they are learning how to run a machine
15:46This is Namaste Portal
15:48You can see
15:49Login ID
15:50Verification
15:51You get OTP
15:53And then you can sign up
15:55And this is the whole portal
15:56Namaste Portal
15:57There is also a mobile app
15:58And there is also a website
16:01There is also a Namaste Dashboard
16:02Where a lot of schemes for these people
16:05And whatever the government has
16:06They get all the information
16:09On the Namaste Dashboard
16:12So in this way
16:13Namaste ID is also generated
16:14Of every worker
16:15Right
16:17So how many cities are this Namaste campaign running?
16:20These are our Amrut cities
16:22500
16:23There are 500 such cities
16:24Which have a firm mission
16:25For rejuvenation and urban transformation
16:27Amrut cities
16:28Amrut is a scheme
16:29Which came in 2015
16:31It is run by our Housing and Urban Affairs Ministry
16:34Means Ministry of Housing and Urban Affairs
16:37What do we call this?
16:38Amrut Yojana
16:39So Amrut Yojana
16:40Was started on June 25, 2015
16:42By Ministry of Housing and Urban Affairs
16:44In this, our cities
16:45We have to change them
16:47We have to provide water supply
16:48Sewerage and septage management
16:49Storm water drainage
16:50Green spaces
16:51We have to make parks
16:52We have to make non-motorized urban transport
16:54Means we have to reform the whole urban
16:57So those 500 cities were chosen
16:58The scheme is going on in all of them
17:00Apart from this, all the cities and towns of India
17:02Whose population is more than 1 lakh
17:05All the capital cities
17:06Any of our state
17:08Or the capital of the Union Territory
17:09Everything is going on
17:10And 10 cities of every hill state
17:13Are included in this
17:14Island and tourist destination
17:16Etc. are also included in this
17:17So it is running in many cities
17:19How many cities are running in total
17:20That number is not necessary for you
17:21Just remember that
17:22Namaste Yojana is running
17:23In all the 500 cities of Amrut
17:27So this was Namaste Yojana
17:28Let's end here
17:29Now let's do an MCQ
17:30Keeping Namaste Yojana in mind
17:33Okay, let's go
17:35About Namaste Yojana
17:36I have given you three statements here
17:38You have to tell
17:39Which statement is correct
17:40Okay
17:42First statement
17:43It does not provide for capital subsidy
17:45To sewer cleaner
17:46On the purchase of sanitary machinery
17:48In Namaste Yojana
17:49If a sewer cleaner
17:51If he buys sanitary machinery
17:54Then we do not provide him capital subsidy
17:57In this, capital subsidy is not provided
17:59If a sewer cleaner
18:01Buys sanitary machinery
18:03So the first option is wrong
18:05You know
18:06If he buys a machine worth 15 lakhs
18:08Then capital subsidy up to 5 lakhs is given
18:11So the first option is wrong
18:13False
18:15So from this
18:16You can remove option 1 and 2
18:18Because it has A
18:19So A statement is wrong
18:21Now let's come to option B
18:23It is related to achieving sustainable development goals
18:26Namaste Yojana
18:27It helps us to achieve Sustainable Development Goals
18:33See
18:34What happens
18:35When you run a plan
18:37It is not like
18:39You will say
18:40I want to achieve Sustainable Development Goals
18:43That's why the plan
18:44It is understood
18:45We have 17 Sustainable Development Goals
18:47So to achieve any Sustainable Development Goal
18:49It must be helping
18:51So this statement is absolutely right
18:53Yes
18:54It helps us to achieve Sustainable Development Goals
18:56Which Sustainable Development Goals
18:58So I show you 17 Sustainable Development Goals
19:00Of United Nations
19:01Which we have to achieve by 2030
19:03Now you see
19:04For example
19:05Good health and well-being
19:06Sustainable Development Goal No. 3
19:08Because the sanitation workers
19:09We want their good health
19:10So automatically SDG 3 is being covered in this
19:13Achieving
19:14Similarly see
19:15Clean water and sanitation
19:17For sanitation workers
19:18Namaste Yojana is there
19:19Proper mechanized sanitation
19:20Sanitation from the machine
19:21So SDG No. 6 is also being achieved in this
19:24SDG No. 8
19:25See
19:26Decent work
19:27So we are improving the quality of work in this
19:29Decent work and economic growth
19:30So this is also being achieved
19:31So SDG is being achieved in this
19:34Right
19:35So definitely it is related to achieving SDG
19:37This option is correct
19:38Means it is true
19:40Now we come to the last option
19:42It was launched because of the prohibition of employment
19:45Launched because of the prohibition of employment
19:47As manual scavengers
19:48And their rehabilitation act
19:49The manual scavenging act
19:50Came in 2013
19:52It was launched after that
19:53Or because of it
19:54Because of it
19:55It was launched
19:56Means
19:57Namaste Yojana was launched
19:58Because
19:59MS Act
20:00Came in 2013
20:02As a result of it
20:03Or because of it
20:04No, this is wrong
20:05Why
20:06Because Namaste only changed the name
20:08This first scheme
20:09Which was called SRMS
20:10Came in 2007
20:11And Act came in 2013
20:12SRMS Yojana used to be called earlier
20:14It came in 2007
20:15Act came in 2013
20:16And later we changed the name of SRMS to Namaste
20:18In 2022
20:19That's it
20:20So it was not launched because of this
20:21This was already going on
20:22So this option is also completely wrong
20:23The third one
20:24So only option B is true in this
20:25So the answer to this is option 4
20:26Means only B is correct
20:28Okay
20:29So I made this MCQ
20:30I will make one more MCQ
20:31Further
20:32Second
20:33What we are covering in this
20:34That is PM Suraj
20:36Look, PM Suraj is very easy
20:38But
20:39Look, PM Suraj is very easy
20:41There is not much to explain in this
20:44What is this basically?
20:45Our
20:46According to the Social Justice and Authorities Ministry
20:48A portal comes
20:49PM Suraj
20:50This is in PM Suraj
20:51If the deprived groups of our society
20:53Schedule caste
20:55Dalit etc.
20:56Or
20:57The cleaners
20:59If they want loans
21:01So these people
21:02Generally the agents
21:03Middlemen etc.
21:04They go to their hands
21:05They take a lot of advantage of them
21:07What is on this
21:08The government has run a lot of schemes
21:11For the deprived groups
21:12So if they want to take a loan
21:15So they can apply on PM Suraj
21:18You can log in
21:19Click on sign up
21:20When you click on sign up
21:22Make your ID password etc.
21:24After that verify your Aadhaar
21:26Aadhaar number asks you
21:27Enter Aadhaar number
21:28So your mobile phone gets OTP
21:30And then
21:31From DigiLocker
21:32Your document etc.
21:33Gets automatically fetched
21:34And after that
21:35You can apply for a loan
21:37You can apply for a loan
21:38So if
21:39The deprived groups of the society
21:40Want a loan
21:41They can directly go to
21:42PM Suraj portal
21:43And take a loan
21:44Okay
21:45Deprived means
21:46Schedule caste
21:47Backward classes
21:48And
21:49Cleaners
21:50These three groups
21:51Are given a loan on this
21:52On PM Suraj
21:54So first of all
21:55When did PM Modi
21:56Launch this
21:57PM Suraj portal
21:58On the day of 13th March
21:59Okay
22:00The small exams
22:01Are asked for a date
22:02The big and elite exams
22:03Are not given a date
22:05Still I would like
22:06To give you
22:07A basic idea
22:08So on 13th March
22:092024
22:10PM Suraj portal
22:11Was launched
22:12What is the full form
22:13Of PM Suraj
22:14PM is always
22:15The Prime Minister
22:16So that is
22:17Not a big deal
22:18It is easy to remember
22:19Suraj
22:20Suraj means
22:21Social growth
22:22And
22:23Employment
22:24Based
22:25Public welfare
22:26Social growth
22:27Social growth
22:28Means
22:29Growth means
22:30Development
22:31Right
22:32We have to do
22:33Social development
22:34And
22:35We have to do
22:36Social development
22:37Means
22:38PM Suraj portal
22:39And who is
22:40Implementing this
22:41PM Suraj portal
22:42Whose portal
22:43Ministry of social justice
22:44And empowerment
22:45Portal
22:46It comes under this
22:47Ministry
22:48You can also ask
22:49Who made this
22:50Portal
22:51There is an institute
22:52Which is called
22:53BISAG-N
22:54See all the portals
22:55In India
22:56Who makes them
22:57Ministry of
22:58Electronics
22:59And IT
23:00Because
23:01Technical things
23:02Come under this
23:03Ministry
23:04So BISAG-N
23:05Made this
23:06Bhaskar Acharya Institute
23:07Means
23:08In short
23:09BISAG-N
23:10Which is in Gandhinagar
23:11And this
23:12Ministry of
23:13Electronics and IT
23:14Works under
23:15BISAG-N
23:16Right
23:17It is called
23:18BISAG-N
23:19Means
23:20Bhaskar Acharya
23:21Institute
23:22Bhaskar Acharya
23:23Institute
23:24For space
23:25Application
23:26And geo
23:27Informatics
23:28In short
23:29BISAG-N
23:30This
23:31Autonomous
23:32A
23:33Institute
23:34Which is
23:35Very old
23:36Under the
23:37Ministry of
23:38Electronics and
23:39IT
23:40Which is
23:41Located in
23:42Gandhinagar
23:43Gujarat
23:44Who made this
23:45Portal
23:46PM Suraj
23:47For this
23:48Ministry of
23:49Social Justice
23:50And Empowerment
23:51So on this
23:52Portal
23:53The society's
23:54Disadvantaged
23:55Sections
23:56Can take their
23:57Loan
23:58Can apply
23:59For Credit
24:00Schemes
24:01And can see
24:02The
24:03Benefits
24:04And
24:05The
24:06Benefits
24:07And
24:08The
24:09Benefits
24:10And
24:11The
24:12Benefits
24:13And
24:14The
24:15Benefits
24:16And
24:17The
24:18Benefits
24:19And
24:20The
24:21Benefits
24:22And
24:23The
24:24Benefits
24:25And
24:26The
24:27Benefits
24:28And
24:29The
24:30Benefits
24:31And
24:32The
24:33Benefits
24:34And
24:35The
24:36Benefits
24:37And
24:38The
24:39Benefits
24:40And
24:41The
24:42Benefits
24:43And
24:44The
24:45Benefits
24:46And
24:47The
24:48Benefits
24:49And
24:50The
24:51Benefits
24:52And
24:53The
24:54Benefits
24:55And
24:56The
24:57Benefits
24:58And
24:59The
25:00Benefits
25:01And
25:02The
25:03Benefits
25:04And
25:05The
25:06Benefits
25:07And
25:08The
25:09Benefits
25:10And
25:11The
25:12Benefits
25:13And
25:14The
25:15Benefits
25:16And
25:17The
25:18Benefits
25:19And
25:20The
25:21Benefits
25:22And
25:23The
25:24Benefits
25:25And
25:26The
25:27Benefits
25:28And
25:29It is designed and developed by BISAG-N.
25:32It is designed and developed by BISAG-N.
25:35This statement is correct.
25:37It is designed by Bhaskar Acharya Institute of Space Application and Geo-Informatics i.e. BISAG-N.
25:44It is designed by BISAG-N.
25:45Secondly, the credit support will be provided to eligible persons across the country
25:52and facilitated through Bank NB, FCMFI and other organizations.
25:55Credit support is provided through banks, NBFCs and microfinance institutions.
26:05Both statements are correct.
26:07Both A and B are correct.
26:09Both statements are correct.
26:10Both statements are correct.
26:11Both statements are correct.
26:12Both statements are correct.
26:14The loan is obviously cheaper.
26:16You will get the loan at a cheaper rate than if you go to a normal bank.
26:23You will get the loan at a cheaper rate than if you go to a normal bank.
26:25There will be no middlemen or anything like that.
26:27You will get the loan directly.
26:28This portal is under which Ministry?
26:30PM Suraj, Ministry of Social Justice and Empowerment.
26:33I would like to warn you about one thing before finishing the video.
26:37I want you to be very careful about one thing.
26:40Whenever you read the Government Scheme,
26:42I am not saying that you should read it only from me.
26:45I am not saying this at all.
26:47Neither do I mean that.
26:48But what I am saying here is a very serious thing.
26:51On 90% websites, the data and things about the Government Scheme are wrong.
26:56Online.
26:57So you have to be very careful about that.
26:59Like, yesterday I was seeing by chance that
27:03on 90% websites, there are some wrong things written about PM Suraj Portal.
27:07Like in PM Suraj Portal, you can take a loan up to 15 lakhs to start a business.
27:12In PM Suraj Portal, there is a minimum loan of 1 lakh.
27:14All this is not like that.
27:16And many websites are confused between PM Suraj and PM Suryodaya Yojana.
27:21So they put the details of PM Suryodaya Yojana in PM Suraj.
27:25So these things are coming like a loan of 15 lakhs and all this.
27:28Some aspects of its PM Suryodaya Yojana are put in this.
27:31That's why I am saying that the Government Scheme is such a thing
27:34which is just an authentic source.
27:35It has become PIB or the official website of the government.
27:39Or the official website of the portal is made separately.
27:41So you have to take data from all of them.
27:44That's why the data I am giving you in these videos is very authentic.
27:48It is from very official sources.
27:49Screenshots are also put from official websites and official sources where needed.
27:53Because many times what happens in PIB,
27:55the data is not sufficient to tell.
27:58So then you have to do research.
27:59But you should also do that research from your very official, authentic website.
28:04Because more than 90% of the websites,
28:07the data about the government schemes is wrong.
28:10And I will tell you the reason why it is wrong.
28:13It is wrong because the government websites that you see are not actually government.
28:19This is a very big business.
28:20I will talk about this some other day.
28:22Those people who know search engine optimization very well
28:25or know search engine marketing,
28:26what do they do?
28:27They make similar websites like government websites.
28:30For example, if you write on Google,
28:32PM Suraj portal,
28:33then some of the initial websites will come.
28:35All of them are government.
28:36You will feel that they are government.
28:37But none of them are government websites.
28:39These are made by normal people.
28:41They are consuming traffic and making money through Google AdSense.
28:44Their search engine is very good.
28:45Optimization.
28:46So they know which keywords to search.
28:48And our government obviously does not have that much expertise.
28:51Neither do they have much experience in digital.
28:54Website is not so updated.
28:55So Google traffic drives on these fake websites.
28:59And whatever they write on them,
29:00there is no response.
29:01They just want to consume traffic.
29:03So that's why I said,
29:04be very careful about government schemes.
29:07You will get to read such things about PM Suraj portal
29:10if you search by yourself,
29:11which is not even of this scheme.
29:14So that was it.
29:15This was our video.
29:16Government schemes module.
29:18We have covered PM Suraj and portal and Namaste scheme in this.
29:22If you have any doubt,
29:23you can tell me on telegram,
29:24Instagram,
29:25or you can tweet me.
29:28I am available on all three.
29:29Let's meet in the next module of government schemes.
29:32Thank you for watching Study IQ.