RBI Monetary Policy| अब फटाफट होगा Cheque क्लीयर, RBI ने बदले नियम| GoodReturns
आरबीआई ने बैंकों को निर्देश दिया है कि वो चेक क्लियर करने की समय सीमा को घटाएं. मौजूदा समय में चेक क्लियर होने 1 से 2 दिन का समय लगता है. अब केंद्रीय बैंक ने इसे घटाकर कुछ घंटो में करने का निर्देश दे दिया है.
#RBI #MonetaryPolicy #RBIMPCmeeting #ShaktikantaDas #RBICreditPolicy #Loan #EMI #RepoRate #UPI #Taxpayment
~HT.178~PR.147~ED.148~GR.121~
#RBI #MonetaryPolicy #RBIMPCmeeting #ShaktikantaDas #RBICreditPolicy #Loan #EMI #RepoRate #UPI #Taxpayment
~HT.178~PR.147~ED.148~GR.121~
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NewsTranscript
00:00Reserve Bank of India has taken a big decision in the Monetary Policy Committee today, and
00:13this decision has been taken on the basis of cheque clearance.
00:16This decision will benefit crores of businessmen and common people.
00:19What has been decided, how will it benefit, let's try to understand in this video.
00:23So, the RBI has instructed banks to reduce the time limit for clearing cheques.
00:28Currently, it takes 1-2 working days to clear a cheque.
00:33Now, the Central Bank has reduced it to a few hours.
00:37Your cheque will be cleared on the day of issuing the cheque, and it will take only a few hours,
00:42and this will make many of your work easier.
00:45RBI Governor Shakti Kantadas said that the benefit of this will be given to both the cheque giver and the money earner,
00:50i.e. the cheque payer and the cheque borrower, and the entire process will have a positive impact on banking.
00:58Has the RBI given any orders?
01:00So, the RBI's Monetary Policy Committee has proposed several measures to complete the cheque in a few hours.
01:08Governor Shakti Kantadas said that the cheque will be scanned, presented and passed in a few hours,
01:14and this work will be done on a continuous basis during business hours.
01:18The Central Bank said that detailed guidelines will be issued soon in this regard.
01:23The purpose of this step is to improve the efficiency of cheque clearance and reduce the settlement risk for participants.
01:30The Governor said that the purpose of the solution is to improve the customer experience.
01:35He said that the CTS has been proposed to change from the current approach of batch processing to continuous clearance with on-realization settlement.
01:44In addition to this, several other decisions have been taken, one of which is that the RBI has decided to make a public repository to control the illegal apps of digital landing apps,
01:54and it will be operated by a regulated entity.
01:57Illegal digital landing apps will be monitored, and it will be ensured through their tracking that no one is misled.
02:05The announcement of the RBI Governor can prove to be quite helpful for people facing problems in digital landing.
02:12In addition to this, a decision has also been taken on UPI, UPI has increased the limit from 1 lakh to 5 lakh rupees for tax payment.
02:21That is, when you pay for your tax, then you will not have to use RTGS or NEFT banking facilities.
02:29You can pay your tax through UPI and you can do it up to 5 lakh rupees.
02:33So, some such big decisions have been taken after today's meeting.
02:37What do you think about these decisions? Do tell us by commenting.
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