• 8 years ago
This is sad. I am sorry for your loss.
[] 186 arrested to 100,00 visitors to the site. It got more popular while the fbi ran it according to the article. Only 999814 to go! You know, they put a bunch of guns on the black market once too. Didn't work great.
[] No Snow in the Netherlands yet
[] I worked at a video store. A customer called me and asked me if maybe the last person who rented her movie hadn't rewound it. It was a DVD.
[] Well, except they've been trying since at least the Vietnam war. They even had a workable one at the 1984 Olympics: https://www.youtube.com/watch?v=L9Cj0cMJNbs
[] That was the seventies and feminism, not sex and the city.
[] I run a hotel. While this behaviour can be infuriating, it's to be expected. Poor guests are on holiday and have literally switched their brains off.
[] Damn, sick burn.
[] originally read it as 400 million. Thought it was probably fine. 400 though? It's PROBABLY fine.
[] Ah yes, America. Where people feel compelled to lock themselves in a fridge to die, and swallow kinder eggs whole.
[] I wonder how many people actually get this joke.
[] cute little thing called dinner
[] It seems like a joke, until you realize it's something you may want to know. Lives have been lived in those walls, and maybe lost.
[] Don't brag :(
[] Isn't it still too early to tell?
[] From this scene: https://www.youtube.com/watch?v=vkkM9YAJ-Ts
[] Nice one. Stands true in Russian Army too (different wording, but the same strong private as a result).
[] I would start by questioning Vladimir Putin. Where was he when all of this was going on?
[] It's because he has practiced for so long. He's much better than when he first started out: a different genre of the shitty sketch guy
[] TBH if she's in deep debt her credit is probably already ruined so she needs to probably not worry about that and then start working on paying it off.

Depending on the level of the debt depends on what action you can take. If it's credit cards and store cards or loans then she would be better speaking to all of them and making an arrangement with them.

Most lenders will work with their customers who are struggling and you don't need a debt management company to deal with it. Debt management companies charge for their services, some more than others, and while there are the occasional government funded companies they aren't all that great.

If it's going to help to take the pressure off then I'd recommend going to the debt management company every day of the week. But, if your friend is confident enough to deal with it head on then I would say deal with lenders direct.

I had a large amount of debt and I made the decision to pay lenders off one at a time and make the sacrifice with my credit file and also sacrifice any luxuries for the two years it has taken (I had £15k in debt so I was able to manage it easily with this approach)

I started by making an excel spreadsheet of my ins and outs and I followed it religiously. I focussed on paying the small debts off first and I told all my creditors what I was doing and when they would be paid.

Some took it better than others but there's nothing they could do. I made my last payment about a week ago and now I am 100% debt free and working on building my credit rating again. It's been a mega hard slog but worth it.

If one of the debts is a mortgage then I would say, again, speak to the bank. It may be best to admit defeat, sell up and downsize your home. I'm not 100% sure how this would work.

Bankruptcy is a good option if the debt is really high but it costs approx £750 (in the U.K.) to go bankrupt and you have to sell off items you own which can be replaced if something of smaller value or luxury items that wouldn't be deemed a necessity and then stand up in a court and explain why you are in the situation you are in.

I hope some if not all of that was helpful. Best of luck to your friend.
[] You're on a subreddit that's solely about scary stories... Part of being scared is being uncomfortable and feeling anxiety... Don't know when it started, but the whole "trigger warning" thing is stupid... Who honestly comes to a horror subreddit not expecting there to be things that will cause negative feelings in people?
[] He seems like an actor who's hitting his stride, I think we will see a lot more of him now.
[] You know you have to add /s when you make a sarcastic comment?
[] It literally is.
[] Wow, I just realized that the last time I saw the Keys was like a week before Andrew hit.

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