AP Male DWCRA Groups 2025 : మహిళల ఆర్ధిక స్వావలంబనే లక్ష్యంగా గతంలో టీడీపీ సర్కార్ డ్వాక్రా సంఘాలను ఏర్పాటు చేసి విస్తృతం చేసింది. ఇదే ఒరవడితో పురుషులకూ స్వయం ఉపాధికి అండగా నిలవాలని కూటమి ప్రభుత్వం నిర్ణయించింది. పురుషులకూ పొదుపు సంఘాలు ఏర్పాటు చేయాలని నిర్ణయం తీసుకొని అమలు చేస్తోంది. తొలుత పట్టణ ప్రాంతాల్లో ఈ ప్రక్రియ చేపడుతుండగా భవిష్యత్లో గ్రామీణ ప్రాంతాల్లోనూ అమలు చేయనుంది.
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NewsTranscript
00:00The state government has decided to set up a women's organization and a men's organization.
00:07We have with us the MEPMA director Mr. Tej Bharat.
00:10Let's ask him about this.
00:12Sir, what is the concept of the men's organization and what is its main objective?
00:17We can say that organizations are self-help groups.
00:22We can also say that they are common interest groups.
00:25We can form common interest groups and organizations.
00:28In the past, we used to form organizations for vulnerable groups like transgenders, pig-rearers and rag-pickers.
00:42Normally, to form an organization with a self-help group of women, there should be at least 10 women.
00:48To form a vulnerable group, it is enough to have 5 to 6 members.
00:53The state government and the central government have given us new guidelines.
00:58The poverty in the city is completely different from the poverty in the rural areas.
01:03There is a lot of construction, sanitation work, waste production.
01:08Many people are unemployed and their families need care.
01:13There are domestic workers in many houses, apartments and gated communities.
01:18We identified the vulnerable groups in the city and asked them to form groups.
01:27The central government has appointed 6 people under NULM 2.0 as vulnerable groups.
01:34The first group is construction workers.
01:36The next group is care workers and gig workers.
01:40Zomato, Swiggy, Ebola and Uber are not standard employment.
01:44If they get an order, they will have a livelihood.
01:46If they don't get an order, they won't have a livelihood.
01:48If groups are formed with such people, they are considered vulnerable workers.
01:51Domestic workers and sanitation workers are also called vulnerable groups.
01:58How many groups have you formed so far?
02:03We formed 2845 groups in March.
02:06We have already formed 1000 groups.
02:08We expect to form 2000 groups in the next two months.
02:14The response in the field is good.
02:16The S.H.G. movement has brought financial and social stability to women.
02:22These vulnerable groups are also working in difficult situations and have a lot of income.
02:28By arranging an organization for them, we want to give them the opportunity to be financially and socially stable.
02:35What are the requirements for joining this group?
02:39Who do they need to contact?
02:41What documents do they need?
02:43There are no specific documents.
02:46They just need an Aadhaar card.
02:48If they don't have an Aadhaar card, they can use any other ID card.
02:51They need to contact resource persons.
02:54We are going to set up support centers in the municipal commissioner's office.
02:58We are going to introduce support center services in every Satyawala.
03:03We can provide support to them there as well.
03:05If five people come together, we can form a group.
03:10If I am alone, I can join them in any group.
03:14Five is the minimum.
03:16Six or seven can also be there.
03:18We can join them in any group.
03:20We can consider them as construction workers or waste workers.
03:24Can the family members or the women join the group?
03:31Yes, they can.
03:32Even if their wife is in a self-help group,
03:34if they are a vulnerable person, they can be in a vulnerable group.
03:37There is no bar in that.
03:39So, one person should not be in two groups.
03:41What are the schemes that the government is going to implement?
03:43How much loans will be available?
03:45Every sub-bill in this group has to save a certain amount every month.
03:50A joint account is set up with the group.
03:52A leader manages it.
03:55The group leader informs them of the amount to be saved every month.
04:00Everyone has to save a certain amount.
04:02Internal loans have to be paid.
04:05If there is a pending loan, it has to be repaid.
04:09Everything has to be bookkept.
04:11After three months, the group is eligible for the revolving fund.
04:14What is a revolving fund?
04:16The central government,
04:18if the group is successful for three months,
04:21they get 20,000 rupees.
04:23At present, there is 10,000 rupees.
04:25We are getting 20,000 rupees from April 1st.
04:28The group gets 20,000 rupees as a revolving fund.
04:30The group pays back the 20,000 rupees with 12% interest.
04:37As a result, the group's corpus increases.
04:40If the group is in a group for six months,
04:43the group becomes eligible for a loan.
04:45The group can give a loan up to six times the amount they saved.
04:50For example, the sanitation workers,
04:54they can buy sanitation gear and equipment.
04:58For sanitation, there are e-autos.
05:01They can buy such vehicles.
05:05After 10 hours of work,
05:07the rest of the time can be spent on other activities.
05:10In the case of women's groups,
05:12they are giving 0% interest.
05:14They are giving a revolving fund.
05:16They are giving special loans.
05:18Will these groups also give such loans,
05:20from the state or the central government?
05:22The government has given a loan for women's groups.
05:27It is part of the election manifesto.
05:30These vulnerable groups have not yet been added.
05:33We have to see what the government will do with these new groups.
05:36If the loan is more than 7%,
05:39it is compulsory.
05:41Under the interest subvention scheme,
05:43the central government gets 60% share
05:45and the state government gets 40%.
05:47If the loan is more than 7%,
05:49it is completely forbidden.
05:51The state government has to make a proposal
05:53and take a decision.