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00:05You're back with us on IDX First Session Closing.
00:08The Financial Services Authority ensures the national financial services sector remains stable
00:13amid rising global geopolitical risks
00:16caused by political instability in several countries,
00:19especially Asia, Europe, and the Middle East.
00:22In addition to the victory of Donald Trump as President of the United States,
00:25it is said that the OJK has the potential to increase the trend of trade war.
00:31The Financial Services Authority ensures the national financial services sector remains stable
00:39amid rising global geopolitical risks
00:42caused by political instability in several countries,
00:44especially Asia, Europe, and the Middle East.
00:46In addition to the victory of Donald Trump as President of the United States,
00:50it is said that the OJK has the potential to increase the trend of trade war.
00:56In addition to the victory of Donald Trump as President of the United States,
00:59it is said that the OJK has the potential to increase the trend of trade war.
01:05The Financial Services Authority ensures the national financial services sector remains stable
01:10amid rising global geopolitical risks
01:13and the improvement of global economic activity.
01:18The victory of Donald Trump as President of the United States
01:23is expected to increase the trend of trade war.
01:29In addition to that, geopolitical instability in several countries,
01:34especially Asia, Europe, and the Middle East,
01:39and especially in Ukraine,
01:42also increases the geopolitical risks.
01:46In addition to the financial services sector,
01:48the OJK also said that the growth of domestic economy remains stable.
01:52The Chair of the Commission of the OJK said that
01:54Indonesia's economic growth is still stable until Q3 2024,
01:59where the growth was recorded at 4.95%.
02:05In addition, the OJK also said that
02:07Indonesia's payment rate in Q3 2024 is still recorded surplus.
02:12This indicates a stable external security of domestic economic growth.
02:23This time, we will review the latest assessment
02:26related to the financial services sector in Indonesia at the end of 2024.
02:30The Chair of the Commission of the OJK, Mahendra Siregar,
02:33said that in the midst of the current development,
02:35the global economic activity in general is still better
02:38than expected in the majority of major countries,
02:41which is indicated by the indicators of the labor market
02:43and the request of the United States.
02:48On the other hand, the economic activity of China's production sector
02:51continues to improve despite the pressure on demand,
02:54as well as the indicators of the European economy tend to improve.
02:57This development pushes the global central bank
03:00to be more careful in lifting its monetary policy,
03:04so that the expectation of the terminal rate of the policy flower will increase.
03:08Then, on the domestic side,
03:10the economic activity of the financial services authority is still stable,
03:14with economic growth in Q3 2024 at 4.95%,
03:19and cumulative growth of 5.03%,
03:23so that the overall growth in 2024,
03:26called the OJK, can be maintained above 5%.
03:30Furthermore, the OJK will continue to monitor the current development
03:33and its impact on the domestic financial services sector,
03:36as well as carry out forward-looking assessments
03:39on the performance of the financial services sector.
03:41This is due to the high geopolitical and potential impact
03:45of trade protectionism,
03:47which will be carried out by the Trump administration.
03:50The OJK also asks the financial services authority
03:52to continue to be aware of future risks,
03:54and to have adequate risk mitigation measures.
03:58In addition, the OJK strengthens its commitment
04:00to continue to engage and strengthen bilateral cooperation.
04:04Regarding the current assessment of the Indonesian financial services sector,
04:08we see from the industry or the banking sector,
04:11where the banks have shown positive achievements
04:13in terms of lending up to October 2024.
04:17So how big is the loan?
04:19And what is the percentage of its growth?
04:21Here is the complete information.
04:27The financial services authority reported that in October 2024,
04:30the bank loan grew by 10.92% year-on-year,
04:35or Rp 7,657 trillion.
04:39Along with the growth of loans,
04:42the third party also experienced positive growth,
04:45although slower than the previous month.
04:48The financial services authority reported a growth of 6.74% year-on-year,
04:52to Rp 8,751 trillion.
04:56Bank intermediary operations are still growing positively
05:00with a protected risk profit in October 2024.
05:04Credit growth continues to double-digit growth,
05:08to Rp 10.92% year-on-year,
05:10while in September last year, it grew by 10.85%,
05:16to Rp 7,656.90 trillion.
05:20On the other hand, the third party, or the DPK,
05:23reported a growth of 6.74% year-on-year,
05:28while in September last year, it grew by 7.04% year-on-year,
05:31to Rp 8,751.16 trillion.
05:36Meanwhile, regarding the quality of credit,
05:38the OJK stated that the quality of credit is still maintained
05:41with an NPL growth ratio of 2.2%
05:45and an NPL net of 0.77%.
05:49Then, from the side of the loan at risk ratio,
05:51showing a decline trend of 9.94%.
05:56In addition to the side of the loan,
05:58the growth of the DPK, as well as the side of the NPL,
06:01Indonesia's banking industry, in October 2024,
06:04if viewed from the level of bank profitability, or ROE,
06:08increased to 2.73%,
06:10and the capital addition ratio, or CARB,
06:13which is 27.9%,
06:16increased to 2.73%,
06:19and the capital addition ratio, or CARB,
06:22which is 27.07%.
06:26This shows that the banking industry is still resilient and stable.
06:31Meanwhile, from the side of liquidity,
06:33the banking industry in October 2024
06:35was also evaluated in accordance with
06:37the ratio of liquid assets per non-core deposit,
06:40and liquid assets per third-party funds,
06:42each of which is 116,
06:44we mean 111.64,
06:46and also 25.58%.
06:48Far above each threshold,
06:50as large as 50% and also 10%.
06:53Meanwhile, the OJK stated that in October 2024,
06:56lending, especially from the UMKM side,
06:58only grew by 4.75% year-on-year.
07:03This is exactly what worries the OJK,
07:06where the OJK also stated that it will issue regulations
07:09to facilitate financing access for the UMKM business.
07:13The OJK said that one of the guarantees of the P2SK law
07:17is to issue an OJK or POJK regulation
07:20to facilitate UMKM financing access,
07:23both through banks or non-bank financial services
07:26through a special scheme.
07:28This scheme, among others,
07:29is the arrangement of a credit scheme
07:31to adjust the UMKM business,
07:33the speed of the business process in the UMKM financing network,
07:36and other facilities.
07:38In addition, the OJK said that the POJK will also regulate
07:41the speed of the business process
07:43in the UMKM financing network and other facilities.
07:47Furthermore, the OJK insisted that banks and non-bank institutions
07:50will also collaborate to facilitate the UMKM financing.
07:55From the banking industry,
07:57let's move to the Indonesian capital market,
08:00where the Financial Services Authority estimates
08:02that activities in the capital market,
08:04especially fundraising, are still in a positive trend.
08:07So, what does it look like so far?
08:09Here's the information.
08:14The Executive Head of Capital Market Supervision,
08:16Derivative Finance and Carbon OJK, Inarno Jaya,
08:19ensured that the accumulation of funds in the capital market
08:21is still in a positive trend.
08:24Inarno reported that the general offer value
08:26reached Rp219.45 trillion,
08:29including fundraising from 34 new emitters
08:33and the general offer with a value of Rp51.20 trillion
08:37through stock IPO,
08:40and the general offer by stockholders.
08:43The accumulation of funds in the capital market
08:45is still in a positive trend.
08:47The general offer value reached Rp219 trillion,
08:54including fundraising from 34 new emitters
09:01and the general offer with a value of Rp51.20 trillion
09:08through stock IPO,
09:11the accumulation of funds in the capital market
09:13and the general offer by stockholders.
09:16The Financial Services Authority further stressed
09:18that it has a positive outlook
09:20for the capital market in Indonesia
09:22in 2024-2025.
09:25The OJK also saw and observed
09:27several assessments from several capital market
09:29and economic analysts,
09:31which estimated that the capital market energy
09:33in 2024 is better than last November.
09:37There is also an outlook for 2025,
09:39in line with the government's program
09:41to increase economic growth
09:43and several strategies that have been established,
09:45covered by IDX Channel.
09:53Regarding the capital market in Indonesia,
09:55the Financial Services Authority
09:57noted that until November 2024,
09:59there are still 133 companies
10:02that have entered the general offer pipeline
10:05in the domestic capital market
10:07with an indicative value of Rp58.34 trillion.
10:13Based on the OJK data,
10:14the general offer pipeline includes
10:16the plan for the general offer of stock funds
10:18by 97 companies,
10:207 limited general offers,
10:228 debt and interest effects,
10:25and 21 continuous general offers,
10:28EBUS, level 1, 2, and so on.
10:31The Financial Services Authority also stated
10:33that it has a positive outlook
10:35for the Indonesian capital market
10:37by the end of 2024 until 2025.
10:41In the latest PERS conference,
10:43the OJK stated that on December 12, 2024,
10:46the IHSG showed an increase of 1.67%
10:48if calculated from the beginning of the year
10:50or year-to-date.
10:52As of December 12, 2024,
10:54the IHSG is at the number of 7,394
10:56and the OJK sees that
10:58if compared to the position at the end of November,
11:00where the year-to-date is equal to
11:02minus 2.18%
11:04or at the level of 7,114.27,
11:07this indicates that there is
11:09improvement in the capital market.
11:11The OJK also sees that there is still room
11:13for the capital market to grow positively.
11:16However, there are still a few things
11:18that must be monitored,
11:20especially global factors such as geopolitical tensions
11:23and also policies in other countries
11:25that can affect Indonesia's economy
11:28and give sentiment to the Indonesian capital market.
11:32Yes, that was the latest assessment
11:34from the Indonesian financial services sector
11:36and we hope related stakeholders,
11:38especially the financial services authorities,
11:40can continue to take various steps and strategies
11:42as well as mitigate various existing risks
11:44to continue to maintain the growth
11:46of the Indonesian financial services sector in a positive way.