Moratorium sa pagbabayad ng mga pabahay ng NHA, inilabas
Moratorium sa pagbabayad ng mga pabahay ng NHA, inilabas
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00:00Moratorium on Housing Loan Amortization of the National Housing Authority.
00:04We will discuss this with Mr. Alvin Feliciano,
00:08Assistant General Manager of the National Housing Authority or NHA.
00:12Sir Alvin, good afternoon and welcome to the new Philippines.
00:18Good afternoon, Usec Marge, Pam Nina, to all of our viewers worldwide.
00:23Good afternoon to all of us.
00:25Sir Alvin, first of all,
00:27why does the National Housing Authority need to amortize the moratorium
00:32on housing loan amortization?
00:34And what is the purpose of this moratorium
00:37for the Philippine family that is awarded the NHA housing loan?
00:42You know, due to the heavy load of rice and rice husks,
00:47we really need to provide assistance,
00:50help and care to all of our small families
00:53in the resettlement sites.
00:55That's why GM Joventay and I,
00:58under the guidance of Secretary Acusar Nandisud,
01:00decided to give a one-month moratorium.
01:03This will start from July 1 up to the end of this month.
01:09At the same time,
01:10the good news is that the moratorium
01:13will no longer have interest from July to December.
01:17If you will be in debt,
01:19our interest will no longer be accrued.
01:22Yes, that's good.
01:22So you won't be able to pay it back the next time?
01:25No interest from July to December.
01:28Okay.
01:29So what are the places that are included in the moratorium of the NHA
01:34for the temporary suspension of the payment of amortization,
01:38at least from the beneficiaries of this housing program?
01:43Under the monitoring of the National Housing Authority,
01:46during the flood, we really went around the people.
01:51And what we saw was the NCR, Region 3, and Region 4A.
01:57So those are the places that are included in the moratorium.
02:01Sir, just to clarify to our listeners and viewers,
02:06is there a schedule for the return of the regular payment of amortization?
02:12The regular payment, aside from July,
02:14we have a moratorium.
02:16By August, we will go back to normal.
02:18Back to normal, okay.
02:20If you can't pay it on time, there will be no interest.
02:23That's the good news.
02:24And that's from July until December?
02:26Until December.
02:27Okay, okay.
02:28Because a lot of people asked me earlier,
02:31because it was just after the flood,
02:33it's a bit late, maybe some already paid.
02:36Yes, but at least they already paid.
02:38Can you pay it back?
02:39But in our moratorium,
02:40more people are paying at the end of the month.
02:43Ah, there are more?
02:44Maybe up to 80% at the end of the month.
02:48That's why we can still help a lot.
02:50There are still a lot of people who will benefit from this moratorium.
02:53That's right.
02:54So, do they still need to apply or go to the NHA office
02:59to be included in this moratorium?
03:01They don't need to worry or go to our offices.
03:06Automatically, if you are a NCR, Region 3, Region 4A,
03:11you are included or included in the moratorium
03:15on the payment of your dues.
03:18So, there's no paperwork, no process,
03:20no need to go to the NHA.
03:23It's automatic.
03:24If we help, they will be included.
03:27That's why that's the order from GM Tai to all offices.
03:31Sir Alvin, I'm just interested,
03:34because when I was in private practice,
03:36housing projects were close to me.
03:39Do you currently have any new programs
03:42that the NHA will launch
03:44that you can share with our viewers?
03:47Actually, we are continuously working on calamity areas.
03:53We have one in Bandang Kamanaban.
03:56We know that it's really flooded.
03:58So, that's where the Arkumbato
04:00or Valenzuela Discipline Village Arkumbato is.
04:03It has 23 buildings.
04:05Now, we are starting with three.
04:07We have one in the flood areas.
04:09North Caloocan is also not safe.
04:11So, in North Caloocan, we also have a project.
04:14And in different parts of Region 4A, Region 3,
04:18and those that will hit South Longhall,
04:20we will take care of them
04:21so that they will be relocated to safer and more flooded areas.
04:25So, those programs will be good for the NHA, right?
04:29At least, our countrymen will know.
04:31Okay.
04:32And you also said that in those areas,
04:34it's a bit flooded where the households are.
04:37So, how is that?
04:39Is the plan different or is it okay?
04:42Are you sure that they won't be affected by floods again?
04:45Actually, what we really need is good places
04:49that are far from Metro Manila.
04:51Good places.
04:53But if it's really in-city,
04:55especially in the Kamanaba area,
04:57we are really high-rise.
04:59But what the NHA is doing
05:01is increasing their areas
05:04so that during typhoon season,
05:07they are safe.
05:09And if it's high-rise,
05:11at least, you can put a place on top
05:14where they can, quote-unquote,
05:16evacuate if the area below is flooded.
05:19Yes, you're right.
05:20What's saddening is that
05:22our older settlement sites are the ones that are flooded.
05:27So, that's what we are doing to help
05:30by approaching private sectors and NGOs
05:34so that we can provide assistance.
05:37Now, we have a medical mission in Marilao
05:43because Northville, Marilao,
05:45was really affected by our monitoring.
05:47Someone died there.
05:50So, sad to say, they really need care.
05:53Yes, yes.
05:54Others are still cleaning
05:57and are having a hard time
05:58because some of them didn't feel it when the floods came.
06:01But in Kamanaba,
06:03they were really affected.
06:05Now, going back to the issue on the moratorium of the NHA,
06:09what if someone is able to pay
06:12for the months that the moratorium of the NHA
06:16on amortization and rent,
06:18will the NHA still accept it?
06:19The NHA will still accept it
06:21because we need a collection.
06:24Correct.
06:25Because for the program to continue at home,
06:29for us to be able to build a house,
06:30that's what we need to build.
06:34The new houses will be given to the homeless.
06:38Sir Alvin, please send a message to our fellow countrymen
06:43who are watching us right now.
06:44To our fellow countrymen here in the country,
06:48the National Housing Authority is ready
06:51to help and support to the best of our ability.
06:55You can hope that the different projects,
06:57not just for homes,
06:59but for homes and lives.
07:01It means that we have livelihoods,
07:03we have job opportunities.
07:05Our caravan continues nationwide.
07:09And after this,
07:10I was able to reach Carina in the summer.
07:13And the good thing about this is
07:14we have almost 2,000 beneficiaries of the NHA caravan.
07:19There's a job fair, there's a medical vision,
07:21there's PSA,
07:22almost 30 government agencies.
07:25We helped each other.
07:26We do this twice or thrice a month
07:29under the guidance of our boss,
07:31GM Joventine.