Jan Dhan Account : बिना बैलेंस के भी निकालें पैसा, Free में खुलता है अकाउंट | GoodReturns
देश के सभी लोगों का बैंक खाता हो, इस बात को ध्यान में रखते हुए Modi Government ने Pradhan Mantri Jan Dhan Yojana शुरू की थी. इस योजना के तहत आर्थिक रूप से कमजोर लोग किसी भी बैंक में बिना पैसे के खाता खोल सकते है. प्रधानमंत्री जन धन योजना के तहत जीरो बैलेंस पर खाता खुलता है. साथ ही इस खाता बिना पैसे होते हुए भी 10,000 रुपये निकालने की सुविधा भी देता है. आइये जानें इस योजना का पूरा डिटेल और कैसे उठाएं फायदा..
#jandhanaccount #bankaccount #PMModi
~HT.99~PR.147~ED.148~
#jandhanaccount #bankaccount #PMModi
~HT.99~PR.147~ED.148~
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NewsTranscript
00:00 Keeping in mind that the bank accounts of all the people of the country should be,
00:04 the Modi government started the Prime Minister's Jan Dhan Khata Yojana.
00:08 Under this scheme, economically weak people can open accounts without money in any bank.
00:13 Under the Prime Minister Jan Dhan Yojana, the account opens on zero balance.
00:17 In addition, even without money, the account is also provided with the facility of withdrawing Rs 10,000.
00:22 Let's know the full details of this scheme and how you can take advantage of it.
00:26 We will also tell you in this video.
00:28 In the bank account that opens under the Prime Minister Jan Dhan Yojana,
00:31 checkbook, passbook, overdraft facility is also provided in addition to the accident insurance.
00:36 Under the Prime Minister Jan Dhan Yojana, the best benefit is the overdraft limit.
00:41 Many times, there is no money in the account, but money is needed.
00:45 In this situation, the Prime Minister can withdraw money from the open account under the Jan Dhan Yojana.
00:51 Even if there is no balance in the Jan Dhan account,
00:54 you can withdraw Rs 10,000 from the bank account.
00:58 If your Jan Dhan Khata is open under the Prime Minister Jan Dhan Yojana,
01:02 then it should be at least 6 months old.
01:05 People whose Prime Minister Jan Dhan Yojana accounts are 6 months old,
01:09 they get overdraft facility on their own.
01:13 After this, you can take advantage of the overdraft facility up to Rs 10,000 when needed.
01:18 But it is not necessary that your open account under the Prime Minister Jan Dhan Yojana is 6 months old.
01:23 You can take advantage of the overdraft facility of Rs 2,000 from the beginning.
01:29 Now let's tell you the benefits of Jan Dhan Khata.
01:32 Jan Dhan Khata opens on zero balance.
01:34 This is its biggest benefit.
01:36 In this case, there is no need to keep a minimum balance in this account.
01:40 Even if there is no minimum balance in your account, you do not have to pay any charge for it.
01:45 Jan Dhan Khata can be opened in any bank.
01:48 Like other accounts, you get interest on your balance on Jan Dhan Khata.
01:54 You get the facility of Rupee ATM Card when you open an account under Jan Dhan Khata.
01:59 Apart from this, you get a 2 lakh rupee insurance and a 30 thousand rupee insurance.
02:04 Now you must be thinking who can open a Jan Dhan Khata account.
02:08 So see, any Indian citizen above the age of 10 can open a Jan Dhan Khata account in any bank.
02:15 The purpose of this scheme is to connect everyone to the banking system.
02:20 The account can be opened in any bank branch or bank friend outlet.
02:24 To open an account, you will have to fill a form.
02:27 For Jan Dhan Khata, you will have to give the name, mobile number, bank branch name,
02:31 the address of the investor and all other information.
02:34 If you already have a regular bank account, then you can also convert it into a Jan Dhan Khata.
02:40 For this, you will have to give an invite to the bank.
02:44 That's all in this video.
02:46 I hope you liked this information.
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02:56 (upbeat music)
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