• 2 days ago
New Rules From 1st April 2025: 1 अप्रैल 2025 से Mutual Funds, UPI, Credit Cards, Income Tax और GST से जुड़े नए नियम लागू होंगे। इनका मकसद पारदर्शिता बढ़ाना और उपभोक्ताओं के हितों की रक्षा करना है। आइए इन बदलावों के बारे में विस्तार से जानते हैं

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00:00The new financial year 2025-2026 will start on April 1.
00:09With the start of the new year, many rules related to mutual funds, credit cards, UPI transactions, income tax, and GST will change.
00:17This will affect investors, taxpayers, and ordinary people.
00:20So if you are associated with mutual funds, credit cards, UPI transactions, or income tax,
00:25then it is very important for you to know about these changes in the rules.
00:29SEBI has changed some rules related to investment in mutual funds, which will be applicable from April 1, 2025.
00:36It will be necessary to invest the fund accumulated under the new fund offer, i.e. NFOs, within 30 business days.
00:43If an asset management company is unable to invest in this duration,
00:47then it can get 30 more days and extra time from the approval of the Investment Committee.
00:53If there is no investment within 30 days, the AMC will be stopped from taking new investments
00:58and investors will get permission to exit without any penalty.
01:01SEBI has started a category called Specialized Investment Funds, i.e. SIFs,
01:07which will be the link between mutual funds and portfolio management services.
01:11It will require at least Rs. 10 lakhs for investment.
01:14Only the AMC can launch it, whose average asset under management has been more than Rs. 10,000 crores in the past 3 years.
01:22From April 1, investors will be able to store and access their Demat and Mutual Fund holding statements digitally in DigiLocker.
01:29This will reduce the problem of unclaimed assets and it will be easier for the nominee to access the assets.
01:35A new tax slab will be implemented from April 1.
01:38The government has increased the limit of tax-free income from Rs. 7 lakhs to Rs. 12 lakhs under the new tax framework,
01:44which will benefit middle-class taxpayers.
01:48The new tax slab will be something like this in the new tax regime.
01:51no taxes on income up to 4 lakhs
01:534 lakhs to 8 lakhs income has a tax of 5%
01:568 lakhs to 12 lakhs income has a tax of 10%
01:5912 lakhs to 16 lakhs income has a tax of 15%
02:02for 16 lakhs to 20 lakhs income a tax of 20%
02:0520 lakhs to 24 lakhs income a tax of 25%
02:07and for 24 lakhs income up to 30%.
02:11Meanwhile, businesses that have an annual business of 10 crores or more since 1st April,
02:18they will have to upload an e-invoice within 30 days on the invoice registration portal.
02:23Earlier, this rule was applicable only to businesses with a business worth more than Rs 100 crores.
02:29On the other hand, from April 1, 2025, the National Pension Scheme, i.e. the Unified Pension Scheme will be implemented under NPS.
02:36And this scheme will guarantee guaranteed pension to central workers.
02:40Employees who have been in service for at least 25 years will get 50% of their average basic salary in the form of pension for the past 12 months.
02:49In addition, NPCI has instructed banks and payment service providers to update their database by March 31, 2025.
02:57Those mobile numbers that have been stopped for recycling have been instructed to remove them.
03:02If your mobile number has been shut down under the rules of the telecom department, then your bank and UPI app can remove it from their records.
03:10This can affect UPI services.
03:13Therefore, make sure that your bank account is linked to an active mobile number.
03:18On the other hand, many banks are also changing the rules related to credit cards from April 1.
03:22SBI simply clicked credit cards and rewards points on Swiggy will now be 5 times instead of 10 times.
03:28But Mantra, Bookmyshow, and Apollo 24x7 will continue to get 10x reward points.
03:34Air India's ticket booking from SBI Platinum Credit Card will reduce the points from 15 to 5 out of 100.
03:43There will be no new milestone benefit for the ID by First Bank Club Vistara Credit Card.
03:48So these are some rules that will change from April 1.
03:51So if you haven't updated all of them yet, then update them as soon as possible.
03:55And keep watching Good Returns for such updates.
03:58Don't forget to like and subscribe to our channel.

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