👉Los argentinos están adoptando masivamente el uso de una criptomoneda y billetera virtual brasileña, gastando alrededor de ocho millones de dólares diarios.
👉Seguí en #VivoElDomingo
📺 a24.com/vivo
👉Seguí en #VivoElDomingo
📺 a24.com/vivo
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00:00It's a cryptocurrency.
00:02Let me explain.
00:03Now we have a bar report.
00:04PIX is a cryptocurrency and it's a virtual wallet that exists in Brazil.
00:10Argentinians are spending 8 million dollars a day with PIX.
00:18Okay?
00:19They are consuming it.
00:21Why?
00:22Because you don't have to...
00:23If you go to more central places and all those places,
00:26you download the app on your phone and you buy it with pesos.
00:30And in almost all the places in Brazil, they accept you to pay with PIX.
00:34So, it's like the apps, the virtual wallets that we use here, but in Brazil.
00:38And you don't have to carry around, exchange real ones, fall into...
00:42There is also a terrible fight with those who exchange, the exchange houses and others,
00:47because this is already a virtual wallet.
00:49Although a terrible mess has arisen, well, the Argentine chose this currency
00:54and this way to...
00:56So they don't steal it.
00:57It's calmer.
00:58It's safer.
00:59You don't have to do anything.
01:00You arrive in Brazil, you download the app...
01:02Do you remember that you had to go in cash because you knew you had money in the places?
01:05Of course.
01:06Everyone knows the places that were the little caves where you could exchange the real ones.
01:09The hotel that killed you with the exchange.
01:10And little is used and how it is.
01:12Like this, look.
01:13Let's see.
01:14The PIX app is used all over Brazil, whether you go to the north, to the south or to the center.
01:20You will be able to pay from the reservation of a hotel to a choclo in La Plata.
01:24To make it simpler, it is a virtual wallet very similar in its use and popularity to the payment market in Argentina.
01:31But it is of state origin, managed by the Central Bank of Brazil, as in Argentina it is mode.
01:36The problem is that it is not available for those of us who do not have Brazilian nationality.
01:40So, to be able to use it, there is a very popular app among Argentines who travel.
01:46This is Velo, which would be the intermediary between the banks and the apps in Argentina with PIX from Brazil.
01:52So, the first thing you have to do is download Velo on your cell phone.
01:57You will be able to transfer pesos to use debit and credit cards.
02:01And when you donate, you will only have to give the option to pay with PIX and that's it.
02:06Velo makes the transaction to reals and you can save or share with a tester as it happens with any other app.
02:14Among the things in favor, the truth is that it is very agile and simple.
02:18You don't have to walk around with bills.
02:20It can also be an option when you don't have to walk around changing dollars to pesos, pesos to dollars, etc.
02:26And by not using the physical card, you can avoid possible loopholes.
02:30In the cons, we can find some opinions such as that there is no reference value of change at the time of purchase.
02:38There are other minimum opinions that there has been no accreditation at the time of trade and this caused some difficulties.
02:45As I promised you, I give you an extra.
02:47There are other intermediary apps such as Fiverr and Bitcoin.
02:51These work in a very similar way and can be very useful to compare how each type of exchange takes.
02:58If someone has used it, it would be good if you leave your opinion in the comments.
03:03In my personal opinion on how to handle the issue of money, I think it is not advisable to get married with a single option.
03:09I have used the applications and I consider that at least you have to have the downloads.
03:13Punctually, with the cash, if I have pesos, I choose to exchange at the border with a recommended contact and at a good exchange rate.
03:21And the dollar bill, I change it to INO or USUPIX.
03:24I also do not leave out the issue of the credit card, always having the option to pay the sum in dollars.
03:31Well, the pros and cons are more pros than cons.
03:36Look, my friend Leandro Medina and his girlfriend Laura tell me that they are downloading this application in case they travel to Brazil.
03:44What happens? What happened? Another acquaintance told me.
03:48We downloaded one, I think it is one of those that I name here, I do not want to name any.
03:52And we had to wait 40 minutes in a trade because it was not accredited.
03:58Ah, the transfer.
04:00The transfer. Well, it happens with some here too.
04:03Sure, sometimes it happens here too. I do not know if so much time.
04:06He says, and I did not dare to pay him because we could not undo the operation.
04:09What did we do? We stayed 40 minutes in the store until the employee told me that the payment had been accredited.
04:18Now, how is it? Virtual wallet, it has a CBU, you transfer pesos and then you buy the coin you want in the application.
04:26I think, as far as I understand, and surely in the next few days we will know, that some applications that we have in our country will allow you to do this kind of thing.
04:37There is a well-known one, which is Lemon, which is one of the most well-known here in Argentina, which will also allow you to work with that.
04:45But what happens? It is not yet the one you download.
04:49And in Argentina it still cannot be used in Brazil. You have to download one in Brazil, putting the place in Brazil with a phone number from there, etc.
04:59Once that is resolved, I think, and it seems appropriate to me, that this is done at a global level.
05:05Sure, because tourists who come to Argentina, how do they do it now? Do they have some kind of virtual wallet in which they can do this?
05:11Lemon is one, for example, that you buy the BICO in dollars and there you can transfer it to pesos.
05:16We also have this kind of wallets, but if we can take this to a global level, I think it would be what is coming in a very short time.
05:24So don't stay outside, learn, don't be afraid of virtual wallets, know which one is good and which one is not.
05:31And another thing that I was also talking to an acquaintance, if he has already brought it to Argentina, he tells me,
05:35No, on Monday I use this application because in such a place, what happens? You charge at the beginning.
05:42It costs you 100,000 pesos each for the whole application. On Monday I use this because it also has a discount in such a place.
05:49On Tuesday I pay with this virtual wallet in such a place because it has a discount.
05:52Well, many of all the wallets have discounts in different places.
05:55And another thing, with the watches of some cell phones, people, like on the street, are afraid to take out their cell phone.
06:01Well, the train could have been paid. You can pay in the shops.
06:05It has a part of the application where you charge your card.
06:09What do we recommend to people? What should you do? Do not charge your card where you have all your money.
06:14Yours is nice, I tell you.
06:15Yes, no, but do not charge, do not charge.
06:19I like it a lot, I like that a lot.
06:22No, no, do not charge.
06:24But how is it if you have your card where you have your savings?
06:26Of course, but you can transfer money, a virtual wallet that allows you to use these applications.
06:32And there they send you a card to your house of debt and others.
06:36And out there you take care of the robbery.
06:38Then you leave your usual card, you can leave it at home.
06:42And it takes you, do you remember when you had cash?
06:46Yes.
06:47A little you left at home, a little you took to the street.
06:49Well, here it is the same.
06:51Because as there are so many robberies now and the criminals, as well as if they used it to work, they would be wonderful people.
06:57They use it to steal.
06:58Yes.
06:59If they steal your wallet, they steal a part of your money.
07:04Because they stole a virtual wallet that you decided, I do not know, to deposit 20,000 pesos.
07:08And you say, well, that's it, they stole it from me.
07:10With the cell phone they give it down.
07:11And if they stole everything to the cell phone, you say, well, that's it.
07:14I go to my house, from the computer, from another cell phone, I can start giving it down.
07:17Of course, you can download it and you can recover it.
07:19I give it down to my main account, which is what I have to take care of.
07:21Exactly, the portal has keys and everything.
07:23Some tips for those who travel and also for those who live here regarding virtual wallets,
07:27that next Sunday I will tell you a few more things that will obviously help you to have this type of care.