Otoritas Jasa Keuangan (OJK) resmi membatasi masyarakat yang dapat menggunakan layanan paylater, perusahaan pembiayaan. Di mana masyarakat yang bisa menggunakan paylater harus berusia minimal 18 tahun atau telah menikah. Selain itu, OJK juga menetapkan kebijakan bahwa peminjam paylater harus memiliki penghasilan minimal Rp3 juta per bulan.
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TVTranscript
00:00Paylater
00:05The Official Financial Services Authority restricts people
00:08who can use a paylater service
00:12where those who can use a paylater
00:14must be at least 18 years old
00:17or have been married.
00:19In addition, the OJK also stipulates
00:21the policy that paylater borrowers
00:23must have a minimum income of 3 million rupiah per month.
00:27Regarding this matter,
00:29the Chairman of the Board of Directors
00:31of the Ventura Capital Company Financing Institute,
00:34the Microfinance Institute,
00:36and other financial services institutions,
00:38the Financial Services Authority, Agusman,
00:40said that the restrictions aim to prevent
00:43people from the potential of debt.
00:46Not only that, the Chairman, Agusman,
00:48also assessed that the restrictions
00:50as a step of the OJK
00:52in ensuring the sustainable growth
00:54of the financing company industry
00:56that provides buy-now-pay-later services.
01:01The financing company for BNPL
01:04is only given to those
01:06who are at least 18 years old
01:08or have been married
01:10and have a minimum income
01:12of 3 million rupiah per month.
01:14What is the consideration?
01:16The consideration, of course,
01:18is to strengthen consumer protection
01:20and society
01:22and anticipate the potential
01:24of debt
01:26for BNPL users.
01:31Especially for those
01:33who do not have sufficient financial literacy
01:35in using financial services products
01:38and at the same time
01:40develop and strengthen
01:42the BNPL industry.
01:44For more interesting information,
01:46we present the following news.
01:54For more information, visit www.fema.gov