While some deepfakes are easy to spot due to odd distortions, others are highly realistic, making it increasingly difficult to discern fact from fiction. To tell us more is Fraud Specialist at Entrust, Simon Horswell.
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00:00Working in identity verification,
00:03part of that is the submission of an identity document.
00:08Then the other component to verify that you are
00:10the rightful holder of that document
00:12is to submit your biometrics.
00:15This can be in the form of a still photograph or
00:18selfie or a video if we want to confirm liveness.
00:22So that's that extra step.
00:24But this is where the deep fake element comes in.
00:28So if you are not the rightful holder of the document,
00:31there's one of two things you can do.
00:32You can either alter the document,
00:35so illegally change the document in some way
00:37so that it puts your face on the document,
00:40or you can try and in some way change your face
00:43to look like the person who does own the document.
00:46And this is where deep fakes have been employed
00:49so that people can wear essentially a digital mask
00:52of the rightful holder.
00:53The technology is getting better and better.
00:56Generative AI has become more advanced,
00:59easier to use, and more accessible.
01:01And the experts are warning us it's only going to
01:03get better going forward.
01:05So what's in the future for online fraud?
01:07So what we're starting to see occur now
01:11are fraudsters injecting genuine documents.
01:15And one of the elements I think we'll start to see more of
01:19almost as a kind of a repercussion of the improvements
01:24in technology is you will see people trying to do more
01:28low-tech solutions.
01:30So I think we'll see an increase in social engineering scams
01:34or coercion where people with their genuine details
01:39and their genuine face will be tricked or coerced
01:42into submitting them on the fraudster's behalf.
01:45It's become that realistic now that for a human being,
01:48it's almost imperceptible.
01:50We are entering into that period now.
01:51I think we are at a turning point where
01:54it's going to be difficult to believe what you see
01:57with your own eyes if we're seeing it online.