देश में फेस्टिव सीजन चल रहा है. दिवाली के अवसर पर बहुत सारे बैंक अपने कस्टमर्स को लुभाने के लिए क्रेडिट कार्ड पर कई सारे ऑफर्स की पेशकश कर रहे हैं. वहीं, दिवाली के ठीक बाद कुछ SBI और ICICI Bank ने क्रेडिट कार्ड नियमों बदलाव का ऐलान किया है.
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NewsTranscript
00:00The festival season is going on in the country and on the occasion of Diwali, many banks
00:08are offering many offers on credit cards to attract their customers.
00:14On the other hand, just after Diwali, i.e. from 1 November, the SBI and ICICI banks have
00:18announced a change in credit card rules.
00:21Even before this, the ICICI bank had changed its credit card and debit card rules at the
00:26beginning of October.
00:27In this way, before using these credit cards, you must know what has changed in the rules.
00:33So let's tell you in this video what has changed.
00:37The private sector bank ICICI bank has reduced the benefits on many cards in its fee structure.
00:43These include export, launch, access, insurance, late payment fine, fuel surcharge and export
00:50purchase.
00:51These changes in the rules will start from 15 November 2024.
00:56According to the new rules, the ICICI bank's credit card will not give any reward on government
01:01payments.
01:02On the other hand, the fuel cost will not be reduced by more than Rs 1 lakh per month.
01:09In addition, the SBI access has been closed on the dream fox card of the ICICI bank.
01:14In addition, the rest payment, government and education payment dedicated to the credit
01:20card in the spend limit for annual fee reversal and milestone benefits will not be included
01:25in the fee structure.
01:28It has been reduced from Rs 15 lakh to Rs 10 lakh.
01:32In addition, the utility payment will be charged 1% more than Rs 50,000.
01:38On the other hand, the fuel transaction will be charged 1% more than Rs 10,000.
01:44Now if we talk about SBI, then SBI has updated its credit card transaction fee a few days
01:50ago.
01:51Financial fee on all unsecured SBI credit cards has been increased by 3.75% every month.
01:58Note that it is not applicable on guarantee and defense cards.
02:02This rule will start from November 1.
02:04In addition, the SBI's rupee card will charge 1% more than the utility payment of Rs 50,000
02:11per month.
02:12This rule will be applicable from December 1.
02:17Share these credit card rules with your family and friends.
02:20And let us know in the comment box if you think these changes are right or reasonable.
02:26Keep watching GoodReturns for such updates.
02:29Don't forget to like and subscribe to our channel.