Bagaimana Belanjawan 2024 bantu tangani hutang isi rumah

Free Malaysia Today

Belanjawan persekutuan lalu mengambil pandangan membina tentang hutang isi rumah dan menghasilkan strategi yang dirancang dengan baik untuk mengendalikannya.   Laporan Lanjut: https://www.freemalaysiatoday.com/category/bahasa/pandangan/2024/10/15/bagaimana-belanjawan-2024-bantu-tangani-hutang-isi-rumah/  Read More: https://www.freemalaysiatoday.com/category/opinion/2024/10/15/how-the-2024-budget-helped-tackle-household-debt/   Free Malaysia Today is an independent, bi-lingual news portal with a focus on Malaysian current affairs.    Subscribe to our channel - http://bit.ly/2Qo08ry   ------------------------------------------------------------------------------------------------------------------------------------------------------ Check us out at https://www.freemalaysiatoday.com Follow FMT on Facebook: https://bit.ly/49JJoo5 Follow FMT on Dailymotion: https://bit.ly/2WGITHM Follow FMT on X: https://bit.ly/48zARSW  Follow FMT on Instagram: https://bit.ly/48Cq76h Follow FMT on TikTok : https://bit.ly/3uKuQFp Follow FMT Berita on TikTok: https://bit.ly/48vpnQG  Follow FMT Telegram - https://bit.ly/42VyzMX Follow FMT LinkedIn - https://bit.ly/42YytEb Follow FMT Lifestyle on Instagram: https://bit.ly/42WrsUj Follow FMT on WhatsApp: https://bit.ly/49GMbxW  ------------------------------------------------------------------------------------------------------------------------------------------------------ Download FMT News App: Google Play – http://bit.ly/2YSuV46 App Store – https://apple.co/2HNH7gZ Huawei AppGallery - https://bit.ly/2D2OpNP  #BeritaFMT #HutangIsiRumah #KerapuhanKewangan

Transcript

00:00Household debt has macroeconomic implications

00:04because high interest rates will reduce the overall demand in the economy,

00:09especially household expenses.

00:12It also leads to the risk of failing to pay the debt,

00:16which will then lead to a shortage of bank accounts.

00:20The main reason is overspending and poor resource management.

00:26In fact, the 2024 budget is designed to deal with the issue of household debt in various ways.

00:33For example, a 1.4 billion ringgit allocation is provided for the National Reserve Bank

00:40to provide micro loans to small business owners and entrepreneurs

00:44to help them with business capital, procurement of equipment and premises.

00:49While RM330 million is allocated under the National Entrepreneurial Group Economic Fund

00:55to finance small businesses such as batik and craft entrepreneurs.

01:01Discounts are also provided for the repayment of the National Higher Education Fund loan

01:07to reduce the burden of the M40 and B40 group's income.

01:12In addition, the counseling agency and the credit management

01:15have set up a debt management program to educate and raise awareness among the M40 and B40

01:22about how to manage their personal finances.

01:27In addition, the initial demand of RM50 million was approved by the Prime Minister last August

01:34under the RM50 financial stimulus program

01:38distributed to university students and vocational institutions.

01:42Thank you for listening.

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