Unified Pension Scheme:मोदी सरकार ने केंद्रीय कर्मचारियों के लिए यूनिफाइड पेंशन योजना (UPS) को मंजूरी दी है.यूनिफाइड पेंशन योजना को लेकर ईटीवी भारत ने बात की दिल्ली मंडल रेल प्रबंधक सुखविंदर सिंह से. उन्होंने योजना को लेकर कई जानकारी साझा कि जिसमें बताया कि इसमें न्यूनतम 10 साल की सेवा के बाद प्रति माह 10,000 रुपये की पेंशन गारंटी है.योजना में फैमिली और महंगाई के हिसाब से पेंशन में बढ़ोतरी शामिल है. कर्मचारी नई पेंशन योजना या यूपीएस में से किसी एक को चुन सकते हैं.
Category
🗞
NewsTranscript
00:00Railway workers were asking for the old pension scheme and were opposing the new pension scheme.
00:04In the meantime, the government has come up with a unified pension scheme.
00:08To talk about this, we have Sukhbinder Singh from the Delhi Railway Mandal with us.
00:13Sir, what is this scheme and how will the workers benefit from it?
00:19The biggest benefit of this is that the government has announced to give assured pension.
00:25For example, if an employee does a particular service for 25 years, he will get a 50% payment as a pension, which is equivalent to the old pension scheme.
00:35Even there, everyone gets 50% and the same pension will start getting in UPS.
00:42Apart from this, other benefits have been given.
00:44The biggest benefit is that this pension will remain inflation linked.
00:48As inflation increases, their pension will also increase.
00:51Secondly, if you have done a 10-year service, you will get a minimum pension of Rs. 10,000 per month, which was Rs. 9,000 in the old scheme.
01:01A good point is that if you die during service, your family will get a 60% family pension, which was 50% in the old pension scheme.
01:12That has been given as a benefit.
01:14And lastly, another benefit is that the government will give you money in a lump sum when you retire.
01:20It will be calculated in the same way as your service.
01:23For every six months, one-tenth of the basic plus DA will be given.
01:27Sir, I have a question.
01:29In this scheme, 10% of the basic salary will be deducted per month.
01:37Was this scheme in the old pension scheme?
01:39The old pension scheme was executed in a different way.
01:42In the old pension scheme, the employee had to compulsorily contribute 8.33% of his monthly basic salary to the PF, which did not go to his pocket, although he used to get it later.
01:54In the same way, the employee used to contribute 10% in NPS.
01:59The same 10% has now been kept in UPS.
02:01So basically, contribution remains everywhere.
02:04Sir, doesn't the PF contribute 10% in this scheme?
02:06Yes, the PF does not contribute in this scheme.
02:08Sir, I would like to know one more thing.
02:10The opposition says that those who have been working for less than 25 years,
02:14all the forces, the soldiers who protect the borders,
02:18if they retire in 20 years, in 22 years, will they get a 50% benefit in the scheme or not?
02:26Look, this is still a calculation.
02:28Because we are comparing market-driven returns with assured returns.
02:32So both have different purposes.
02:34If you want safety and security, then you expect a little bit of returns as well.
02:38Why do we deposit money in FD?
02:40Because we are sure that SBI will give us the money back.
02:43So in the same way, it is a personal choice of the person.
02:47Because if he wants to take a risk, then he may go to NPS.
02:50If he does not want risk, but assured payment, then he will come to the Unified Pension Scheme.
02:54Sir, if we talk about the Delhi Mandal, how many people can take advantage of UPS?
02:58We have 27,177 people who are in NPS in today's date, they will get this option.