• 3 months ago
Today’s inflation report was good enough to most likely rule out an interest rate rise from the Reserve Bank next Tuesday. While this is welcome news for those with a home loan, the bad news is inflation remains a bit of a sticky problem for most everyday Australians.

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00:00Inflation isn't coming down in a straight line, but it's still enough to prompt a sigh
00:07of relief from home borrowers.
00:10Inflation accelerated over the past 12 months, up from 3.6 per cent at the start of the year.
00:16Rents rose more than 7 per cent and power prices are up 6 per cent.
00:21Both would have been higher had it not been for government subsidies or rebates.
00:25The cost of insurance surged 14 per cent.
00:29Women's clothes rose more than 4 per cent.
00:32And while most food price rises have eased, fruit costs 4.7 per cent more than a year
00:38ago.
00:39We are seeing underlying inflation in our economy moderate.
00:43We would like it to moderate further and faster, but this is the sixth consecutive quarter
00:49that underlying inflation has moderated.
00:52And it's that underlying inflation rate, the RBA watches, because it takes out more
00:57volatile items of the data.
01:00It peaked at, you know, frankly scary levels in late 2022, early 23, so we did need to
01:06see that moderation.
01:08But under ongoing price pressure, consumers are anxious.
01:12Groceries, food, just basic stuff is really getting quite difficult to pay for.
01:17Like a $100 trolley before, it's like $500.
01:21While the latest reading didn't surprise, inflation remains uncomfortably high.
01:28But some of the factors driving it can't be fixed through interest rate hikes.
01:33So the consensus is the RBA stays on hold when it meets next week.
01:38We don't expect the RBA to start cutting the cash rate until February next year.
01:43Rate relief just not on the horizon yet.

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