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The UK's November inflation rate dropped to 3.9%, surprising economists. It reflects the cost of living changes, measured by indices like CPI (3.9%), CPIH (4.2%), and RPI (5.3%).

These indices cover various expenses from shampoo to cars. Although most items tracked by the ONS are pricier than a year ago—basic foods like cereal, yogurt, and sugar surged—some costs decreased. Energy bills fell by 15.4% for electricity and 31% for gas, with lower fuel prices and reduced appliance costs.

Regarding mortgages, the Bank of England targets a 2% inflation rate. The recent decline might deter future rate hikes. Predictions suggest mortgage rates, especially fixed ones, could fall below 4% next year due to this inflation dip.

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00:00 The UK's November inflation rate dropped to 3.9%.
00:06 Surprising economists say it reflects the cost of living changes, measured by indices
00:12 like CPI, CPIH and RPI.
00:16 These indices cover various expenses from shampoo to cars, although most items tracked
00:21 by the ONS are pricier than a year ago.
00:24 Great foods like cereal, yoghurt and sugar surged in price, while some costs decreased.
00:30 Energy bills fell by 15.4% for electricity and 31% for gas, with lower fuel prices and
00:38 reduced appliance costs.
00:41 Regarding mortgages, the Bank of England targets a 2% inflation rate.
00:46 The recent decline might deter future rate hikes.
00:49 Predictions suggest mortgage rates, especially fixed ones, could fall below 4% next year
00:55 due to this inflation dip.
00:58 [BLANK_AUDIO]

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