TransUnion – Bilang ng mga Pinoy na nagkaroon ng credit card, dumoble sa nakalipas na 5 taon | Unang Balita - video Dailymotion

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00:00More and more Filipinos have received a credit card in the third quarter of 2023 based on their studies.

00:07They are telling us their perks and advantages.

00:10Let's find out in our first live news, AJ Gomez.

00:14AJ, what are the perks of the credit card?

00:18Ivan, it's doubled.

00:20A lot of Filipinos, particularly the younger generation,

00:25received a credit card five years ago based on their studies.

00:34Cedric started using a credit card in 2022.

00:38It's a big deal, especially since he can't save money due to the high expenses.

00:43It helps me a lot, especially for those essential needs and emergency funds.

00:50When he needed to buy a cell phone, he charged 20,000 pesos for the credit card

00:56that he had to pay within a year.

00:59It's an installment payment, so it's not that heavy in the pocket.

01:03Accessibility is very convenient.

01:05Especially, I am the type of person that I don't usually bring cash.

01:09So, it's okay.

01:11In the study of Global Information and Insights Company, TransUnion,

01:15the number of new applicants who availed credit card accounts in the third quarter of 2023 reached 1 million.

01:22In total, the total outstanding credit card volumes fell to 11.2 million

01:27compared to 9.3 million in the same period in 2022.

01:32In the past five years, the number of Pinoy Gen Z,

01:36or young people born in 1997 to 2015, who opened their credit card accounts increased.

01:42Ninety-eight percent of the surveyed Pinoy Gen Z believe that credit and lending products

01:49or loans can help them achieve their financial goals.

01:53Gen Z Zedway believes in this.

01:55When you use it enough, you will have credits.

01:59And because of that, when you go traveling, when you go on shopping sprees,

02:03you can use the credits without having to pay anything

02:06because you will use the credit that you got from using the credit card.

02:11You just need to be a responsible credit card owner.

02:15Don't swipe here, swipe there.

02:23Ivan, according to the study, the credit market here in the Philippines will continue to decline

02:29as demand increases, especially among younger consumers.

02:35And that's the first news from Mandaluyong.

02:38EJ Gomez for GMA Integrated News.

TransUnion – Bilang ng mga Pinoy na nagkaroon ng credit card, dumoble sa nakalipas na 5 taon | Unang Balita

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