Pada momen Ramadan ini menjadi peluang bagi keberlanjutan industri kecil dan menengah, khususnya di sektor konsumsi rumah tangga dan daya beli masyarakat. Terlebih lagi, pemberikan Tunjangan Hari Raya atau THR bisa menjadi pendorong meningkatkan daya beli di tengah masyarakat.
Dengan THR, potensi peningkatan income segmen kuliner, fesyen, wisata hingga ekonomi kreatif umkm, memungkinkan untuk meningkat hingga 80%. Sharmila Yahya, Ketua Komite Tetap Kewirausahaan Kadin Indonesia optimis, peran THR mampu membantu peningkatan ceruk income usaha kecil saat Ramadan dan Lebaran. Nilai transaksinya, cukup besar. Sebaiknya, THR harus diberikan tepat waktu atau bahkan lebih awal.
Dengan THR, potensi peningkatan income segmen kuliner, fesyen, wisata hingga ekonomi kreatif umkm, memungkinkan untuk meningkat hingga 80%. Sharmila Yahya, Ketua Komite Tetap Kewirausahaan Kadin Indonesia optimis, peran THR mampu membantu peningkatan ceruk income usaha kecil saat Ramadan dan Lebaran. Nilai transaksinya, cukup besar. Sebaiknya, THR harus diberikan tepat waktu atau bahkan lebih awal.
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TVTranscript
00:00 [music]
00:07 [news report]
00:24 [music]
00:28 The Ministry of Labor issued a second circular in 2024
00:32 on the implementation of the 2024 religious holidays
00:36 for workers or slaves in the company.
00:38 In this circular, the Ministry emphasizes that
00:41 the THR payment is paid in full
00:43 and the latest 7 days before the Idol Fitri holiday
00:46 and paid in full, not deducted.
00:49 THR is given to workers who have had a one-month
00:53 continuous or more working period,
00:55 both those who have a working relationship based on
00:58 indefinite working time agreements,
01:00 indefinite working time agreements,
01:02 including day-to-day workers who meet the requirements
01:05 according to the rules of the law.
01:07 There are also workers who have had a 12-month working period
01:11 continuously or more,
01:13 given THR as much as one month of salary.
01:15 While for workers with a one-month working period
01:18 continuously but less than 12 months,
01:20 given in proportion to the calculation
01:23 of the working period per month is divided into 12
01:25 times one month of salary.
01:27 The religious holiday must be paid
01:32 as late as 7 days before the holiday.
01:38 The religious holiday must be paid in full,
01:42 not deducted.
01:45 Once again, I emphasize that
01:48 THR must be paid in full and not deducted.
01:53 I ask the company to pay attention
02:00 and I hope the company will comply with this determination.
02:06 To ensure the implementation of THR payment in 2024,
02:12 the Ministry asked the Governor to make efforts
02:15 to allow companies in the provinces and city districts
02:18 to pay THR religiously according to the rules of the law.
02:22 The Ministry also opened a THR postcode
02:24 to handle THR calculation consultations,
02:26 physical complaints or face-to-face,
02:29 and also online.
02:31 From Jakarta, Devir Mansyah, IDX Channel.
02:34 Good, Mr. Mir, one thing to discuss our interesting topic today,
02:42 THR, the promotion of purchasing and consuming power,
02:45 has been connected through Zoom with Mrs. Sarmila Yahya.
02:48 She is the Chairperson of the Indonesian Kadina Business Development Committee.
02:52 Good morning, Mrs. Sarmila.
02:54 Good morning, Mr. Presetio.
02:56 Greetings, Mrs.
02:58 Greetings, yes, stay healthy.
03:00 Okay, thank you and stay motivated
03:02 if we talk about UMKM.
03:04 First, what is the review of the first three months in 2024?
03:08 The performance of our UMKM.
03:10 Alhamdulillah, Mr. Presetio,
03:13 we are all happy because the last three months,
03:17 January to March,
03:21 the Indonesian UMKM is booming.
03:24 Because there are a lot of funds that have been received
03:27 due to the election.
03:29 Yesterday there was a Peel Press, Peel Legs,
03:31 so the economy below is moving.
03:34 We are growing well.
03:36 So, in my opinion, the last three months
03:38 are good because there are a lot of funds that have been received.
03:40 Yes, like that.
03:42 Yes, so how?
03:43 With the addition of Ramadan momentum
03:46 and also Eid al-Fitr later.
03:48 Yes, very interesting.
03:50 So, in Indonesia, it is different from other countries.
03:53 Okay.
03:54 The momentum of the UmkM is very different
03:57 from other countries in the world.
03:59 It can be said that Indonesia is the UmkM culture
04:01 that makes the economic movement of Indonesia,
04:04 especially in Ramadan and Eid al-Fitr,
04:07 to stimulate the economic movement faster.
04:10 Because this is our strength
04:14 in Indonesia, in the press, compared to other countries.
04:17 That's right. The government itself predicts
04:19 that there are 190 million people
04:21 who will make a movement.
04:23 Wow, that's a lot. 190 million.
04:25 That's amazing.
04:27 So, let's see what opportunities
04:29 can be used by the UMKM.
04:31 Especially those in the area
04:33 that are the target of voters.
04:36 What are the voters' expectations
04:38 at the time of the Eid al-Fitr momentum?
04:40 Yes, so our voters,
04:42 the people who are going home,
04:44 will be the ones who will move the economic wheel,
04:48 especially in various business areas.
04:52 They will be moving in the area of food and drink,
04:56 tourism,
04:58 and then various other products,
05:02 logistics, transportation,
05:06 and then restaurants.
05:08 There are many things that are affected
05:11 by the voting program.
05:14 That's it. So, there are many sectors
05:16 that are directly affected.
05:18 But if we look at the growth of business
05:22 in the UMKM industry,
05:24 whether it's micro or ultra-micro,
05:27 what is it like?
05:28 Is it defense or, as we know,
05:30 the experience during the pandemic
05:32 is really valuable for the UMKM
05:35 in the coming years?
05:37 Yes. If you ask globally,
05:40 Mr. President,
05:42 talking about the economy globally,
05:45 it's not just good.
05:47 Because of the COVID-19 pandemic,
05:50 then the consequences of Russia and Ukraine,
05:55 the war between Palestine and Israel,
05:59 are a problem.
06:01 And there are climate change.
06:05 Climate change.
06:06 This makes the economic sector not just good.
06:09 But in Indonesia,
06:12 the people in the UMKM are mostly in the lower middle class.
06:16 Okay.
06:17 The main component of the economy,
06:20 the economic movement,
06:21 from various variables,
06:23 is mostly from local content.
06:26 Or from local materials.
06:29 So, they are not directly affected globally.
06:35 Except for the companies
06:39 that collaborate a lot,
06:41 and are related to foreigners.
06:44 So, they are definitely affected.
06:46 But for the UMKM,
06:48 which is all about business,
06:51 from local content,
06:53 I think there is no problem today.
06:56 And they don't understand that there is a problem abroad.
06:59 Okay.
07:00 Talking about using the Ramadan momentum,
07:03 Mrs. Sarmila,
07:04 micro, small, and medium-sized businesses
07:07 need funding, at least for capital.
07:10 They are trying.
07:11 What do you think?
07:12 Is the availability,
07:14 the facilities provided,
07:15 access, and so on,
07:16 is it sufficient?
07:18 In other words, can it meet the needs?
07:20 Yes.
07:21 It can.
07:22 As the Chair of the UMKM Committee,
07:26 I am in charge of cooperation.
07:28 In my cooperation,
07:30 a large amount of funds are coming in today.
07:32 It can be used for capital.
07:34 They can borrow from 500 million to 25 million.
07:38 The lending time is not long.
07:41 They can choose 3 days, 7 days, 14 days,
07:44 1 month, or 3 months.
07:46 So, the short time is a lot.
07:49 So, it is very helpful.
07:51 And they don't need to have a business.
07:55 So, they don't need to use collateral.
07:57 But,
07:59 Mrs. Sarmila is the one who has to guarantee.
08:02 Okay.
08:03 So, that's it.
08:04 So, the condition if it is not collateral,
08:06 then,
08:07 there are still a lot of funds left.
08:09 What is the benefit?
08:10 Meanwhile, it is already the middle of Ramadan.
08:13 Yes. They are moving now.
08:15 There are a lot of people who have accessed it.
08:18 They are moving.
08:19 And there are still 15 days left.
08:22 So, they still have time.
08:24 Because they...
08:26 They can borrow for 3 days, 7 days,
08:30 1 month, 3 months.
08:32 The choice is like that.
08:33 So, no one borrows for a year.
08:35 Short time.
08:37 The condition, you said it is easy.
08:40 What do you need?
08:42 What do you need?
08:43 What's important is they provide
08:45 the data for the last 3 months.
08:49 The last 3 months' transaction.
08:51 And what's for sure,
08:53 there must be approval from us.
08:55 Me, especially, who approve.
08:58 Usually, they are the ones who are in the informal sector.
09:01 The data is not...
09:03 In the sense, it is not computerized.
09:05 For example, just a handbook.
09:07 Is it still allowed?
09:08 It is. It is allowed.
09:09 It is allowed.
09:10 So, it is not...
09:11 That's what I'm trying to do.
09:12 Praise God, I have created a committee.
09:15 There is a partner.
09:17 They are in charge.
09:19 Because if it is directly to the bank,
09:21 there are still problems.
09:24 And it cannot be solved.
09:25 So, it is past the Eid, right?
09:27 Yes.
09:28 That's it.
09:29 So, for the long term,
09:31 it can be done by the bank.
09:33 But the short term,
09:35 it can be done by the corporation.
09:37 That's it.
09:38 Is it the facility that was offered earlier,
09:41 and then, do they have...
09:43 we can say, the flower that must be paid,
09:46 as their obligation as a lender?
09:48 The flower is cheap, Mas.
09:49 In my opinion.
09:50 The credit card is 4 percent.
09:52 3 percent.
09:53 This is only 1 percent, Mas.
09:55 Per month.
09:56 So, it is...
09:57 That's it.
09:58 Then, okay.
09:59 The funds have been distributed.
10:00 Then, is there maybe...
10:02 guidance or...
10:04 support from your friends,
10:06 for them to really use the funds
10:09 to achieve their goal during Ramadan?
10:13 Yes, Mas.
10:15 The condition for them to access the funds,
10:18 number one, other than the 3 months,
10:20 they have their financial records,
10:22 they are trying in these 3 months,
10:24 they must pray, they must join the training.
10:27 Oh, okay.
10:28 So, we let them have the training.
10:30 There are basic, intermediate, and advanced.
10:33 At least, they have joined the basic first.
10:36 Is it a training in all of Indonesia?
10:39 Yes, online.
10:40 Oh, online.
10:41 Online. There is a test.
10:43 If they pass the test,
10:45 they have joined the training,
10:46 they pass, they get a certificate,
10:47 then they can borrow.
10:48 If not, they can't borrow.
10:50 Okay.
10:51 As long as the condition is not difficult.
10:53 There is even a training to guarantee
10:55 that the funds can be optimized
10:58 to support the business.
11:00 Yes. That's the way, Mas.
11:01 So, they apply first,
11:04 then give their 3 months,
11:06 then if they pass, they are joined the training.
11:09 After the training, the funds can be allocated.
11:11 And earlier, it has been confirmed by the Minister of Labor
11:14 that the full payment of the THR is mandatory.
11:16 How interesting is it to be a booster for the MSME sector?
11:21 Hold on to the answer, Sarmila. We will be back in a moment.
11:24 And, viewers, we will be back soon after the break.
11:28 [Music]
11:44 Yes, viewers.
11:46 Minister of Tourism and Economic Creativity, Sandiaga Uno,
11:48 has announced that entrepreneurs in tourism and economic creative sector
11:52 can provide an earlier THR.
11:54 Where the THR payment can help the workers
11:57 in preparing for Eid al-Fitr.
12:00 [Music]
12:05 On the eve of Eid 1445 Hijri,
12:09 the presence of the THR is a proud hope
12:12 for the workers in Indonesia.
12:14 Not excluding the workers in the tourism and economic creative sector.
12:19 Where the THR can be a driving force for the economy,
12:23 both in terms of consumption and transportation.
12:26 Therefore, Minister of Tourism and Economic Creativity, Sandiaga Salahuddin Uno,
12:30 urges the entrepreneurs in tourism and economic creative sector
12:33 to pay the THR earlier.
12:35 The message is to be careful and wise
12:38 in shopping and consumption.
12:42 Especially consumption which is our primary need.
12:48 Especially Indonesian products.
12:52 And the most important thing for the family,
12:58 relatives, and neighbors in Kampung Halaman,
13:02 we buy the products from here.
13:04 But for those who have arrived in Kampung Halaman,
13:06 we buy the products there, for those in Jakarta.
13:09 So that the economy in the area also moves.
13:12 Minister of Tourism and Economic Creativity, Sandiaga Uno,
13:13 also hopes that the momentum of this year's Eid
13:15 can encourage the movement of Indonesian tourists
13:17 in a number of areas in the country,
13:19 and also increase the national economic growth.
13:22 From Jakarta, Fakih Satrio, IDX Channel.
13:25 Okay, let's continue the conversation with Bustermila Yahya,
13:33 the Chairperson of the Indonesian Trade Commission.
13:36 Bustermila, the Minister of Employment,
13:39 and then the Minister of Trade,
13:41 all have asked the entrepreneurs to pay the THR on time and fully.
13:46 How far will this be a booster for the MSMEs sector?
13:52 And how will the impact be?
13:55 We know that this will be a snowball,
13:58 it will definitely add to the positive impact.
14:01 Thank you.
14:03 So, the payment of THR is a belief in a tradition in Indonesia.
14:13 And this makes our economy move from various sectors.
14:22 So, I agree with them,
14:25 and they asked for 7 days before Eid,
14:29 even 10 days is much better, sir.
14:32 So that the preparation is much better.
14:37 And interestingly, in Indonesia,
14:39 something like this,
14:43 is something that can make this nation independent economically.
14:49 So, the economic movement in Indonesia,
14:52 the growth is helped by our own people,
14:55 as Mr. Sandiaga Unung said earlier.
14:59 Buy Indonesian products.
15:05 That's something extraordinary, the impact of that language, sir.
15:10 Because the industries, the products in our country,
15:14 will be the master of this country.
15:19 So, our imports are no longer too big,
15:24 if we really move our local materials,
15:29 our local content,
15:31 to make our country competitive and competitive globally.
15:37 So, we can be an independent nation in the future,
15:41 if we continue to spread these cultures,
15:44 and we spread it to the people as a whole.
15:47 That's it, sir.
15:48 Okay. That's a pretty broad impact.
15:50 Now, what about in the region itself?
15:52 Because there are many areas that will be passed by the voters,
15:56 and of course, there are those who will come to buy,
15:59 as Mr. Sandiaga said earlier.
16:01 Will this also even out our economy,
16:07 during the Modik-Lebar era?
16:09 Yes. In the old days,
16:12 the economic turnover was 40% in Jakarta.
16:15 The economy was 40% in Jakarta,
16:18 60% outside of Jakarta.
16:20 Now, if I look at it,
16:23 almost all regions have developed, sir.
16:26 Okay.
16:27 They have developed.
16:29 And because of the openness of digital information,
16:34 the impact is extraordinary.
16:35 So, knowledge about various products,
16:40 information about products,
16:43 everything is open,
16:46 and it's not a hindrance anymore,
16:49 that in each region, it's already alive.
16:51 If I look at it, it's alive everywhere.
16:54 The economy is not centered anymore.
16:56 The economy has been even,
16:58 and it's spreading all over Indonesia.
17:00 Okay. What's interesting,
17:02 next, Mr. Sarmila,
17:04 there is a concern about the decline in the purchasing power of the people.
17:07 Is it possible that it will be raised again with the existence of THR?
17:11 Yes. So,
17:13 why is it said that the purchasing power of the people is declining?
17:17 This is because there are several companies,
17:20 so, in the past, our people were very dependent on being workers.
17:24 Okay.
17:25 Being workers.
17:26 Because they no longer work in one company or two companies,
17:30 because of various problems,
17:32 because of the COVID-19 that happened yesterday,
17:35 so, there are several companies that closed, right?
17:39 So, the purchasing power,
17:41 so, what used to be a lot of employees,
17:44 and no longer become employees,
17:46 so, the purchasing power of the people is not the same as before, right, Mr. President?
17:51 Okay.
17:52 Many people now do not get their salary in our country.
17:55 Okay.
17:56 The salary is decreasing,
17:58 because the business,
18:00 the business,
18:01 the business is closed,
18:03 the big companies,
18:05 but,
18:06 in my opinion,
18:08 in the future,
18:09 the behavior pattern or mitigation of the risks we are experiencing
18:13 due to the many,
18:16 the closure of several companies,
18:17 I see,
18:18 I see the middle scale,
18:21 below, it is actually moving,
18:23 now it is increasing,
18:24 because,
18:25 in the past, professionals who worked in large companies,
18:30 now set up small companies,
18:33 the middle,
18:34 which can hire 4, 5 people,
18:38 even 10 people,
18:39 workers.
18:40 So, small but many.
18:42 So, if indeed,
18:44 the salary is no longer as big as it was in the past, right, Mr. President?
18:48 So, because he made a small business,
18:51 he doesn't get a big salary anymore,
18:53 like when he worked in large companies,
18:55 whose salary was tens of millions.
18:57 Now, maybe they are millions,
18:59 no longer tens of millions.
19:00 So, the decrease in purchasing power is because of that,
19:04 and that's okay,
19:06 it will be balanced,
19:07 so,
19:08 the purchasing power is decreasing,
19:10 but later there will be a stable equilibrium
19:15 between purchasing power and that,
19:20 so, the market is not bigger than the pole.
19:22 Okay, adjustments as it seems to be done by the community,
19:26 so, it can be said that it does not direct more to the decrease in purchasing power,
19:31 but it is holy, maybe,
19:32 if we look at the side of work and income,
19:34 there is a little change there.
19:36 Yes, because it was ten million,
19:39 now he only gets five million in income,
19:42 he spends that five million, right?
19:45 That's right,
19:46 because whatever it is, we still have a need for a tree that must be fulfilled.
19:49 Correct.
19:50 Responding to the momentum of Ramadan and also the mood of Eid,
19:54 there are long holidays for ten days,
19:55 how do you see the hopes from industry players,
19:59 especially MSMEs this year?
20:02 Yes, this is a happy stimulus for Indonesian MSMEs,
20:06 because everything is alive,
20:08 so now working does not have to be from the office,
20:11 from ten days working from anywhere,
20:14 with existing technology,
20:15 they can still work and they can take a vacation anywhere,
20:20 I think this is very interesting and we support it,
20:22 if there is a year like this,
20:25 there are ten days of holidays, Eid,
20:27 but the economic system still has to run,
20:31 don't let the transaction not run,
20:36 for example, the bank closes,
20:37 okay, the bank closes, but the ATM is open, online,
20:41 so the economic system still runs,
20:43 that's really good in my opinion,
20:45 so working doesn't always have to be in the office,
20:48 ten days, right?
20:49 So with the ten-day holiday,
20:52 people must take a vacation while working too,
20:55 with all kinds of activities,
20:57 it still runs.
20:58 The next challenge, Bussan Milad,
21:00 how do we maintain the momentum of positive growth,
21:03 positive energy from the industry or the UMKM players,
21:06 is Eid, how do you see it?
21:09 After Eid, we will find the next seasonal,
21:16 peak season, if it's in the business,
21:18 the name is peak season,
21:19 so Indonesia has the most peak season,
21:22 because we are plural,
21:24 diverse and we respect each other,
21:28 so after Eid, there is Eid al-Adha,
21:31 after Eid al-Adha, there will be Christmas,
21:34 there is Eid al-Adha, there is all kinds of things,
21:36 so the peak season in Indonesia
21:40 has moved the economic wheel indirectly,
21:43 so that's actually something cool,
21:48 for this country,
21:49 without realizing it, it grew from the community,
21:52 not the government's request,
21:54 not from the top down, but bottom up,
21:58 which has been there culturally for years,
22:04 for tens of hundreds of years.
22:06 Okay, so it's a culture,
22:10 or maybe you could say,
22:12 the annual activity that is one of the drivers,
22:16 it seems, for the national economy,
22:18 from the peak season momentum,
22:20 as Bussan Milad said.
22:22 Okay, Bussan Milad, thank you very much
22:24 for the time and sharing that has been delivered
22:26 to the audience today,
22:27 happy to continue your activities,
22:29 good health, Bussan Milad, thank you.
22:31 Thank you, Mr. Presetio, thank you everyone.
22:33 Assalamualaikum warahmatullahi wabarakatuh.
22:35 Waalaikumsalam warahmatullahi wabarakatuh,
22:37 and the audience, one hour is up,
22:39 I accompany you in the Market Review program,
22:41 I am Presetio Ibo,
22:42 with the workers who are on duty,
22:45 thank you and see you.
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