مسح لـ CNBC عربية: 81 مليار جنيه حصيلة أرباح 9 بنوك مصرية خلال 2023
Transcript
00:00 The total bank's net profit in the EGPY was more than 76% in 2023.
00:07 The balance of 81 billion pounds was left.
00:11 This is how the net profit for the top nine banks was increased,
00:15 with the support of the rising interest rates, which exceeded 20%.
00:20 The balance of the bank's net profit was strengthened by the investments in government debt tools,
00:24 which strengthened the net income balance for the nine banks,
00:27 which grew by about 60% to exceed 130 billion pounds.
00:32 In 2023, there was a significant increase in interest rates,
00:36 and the central direction also raised interest rates.
00:39 This led to the Egyptian government submitting a very high interest rate,
00:44 a compensatory interest rate, and this interest rate had to be exploited.
00:47 This interest rate that was exploited by the banks also reflected the net profit for the banks,
00:54 and also reflected the compensation for the losses in terms of the insurance specialists.
01:01 While the local currency withdrawals and inflation levels imposed a strong monetary policy,
01:07 it had an impact on the financial performance of Egyptian banks,
01:10 even at the levels of lending and borrowing.
01:12 Expectations indicate the continuation of the banks' net profit for the next year,
01:16 provided that the central bank moves to raise interest rates again
01:20 in a competitive approach to lower the interest rates in the next year.
01:25 The banks' net profit is constantly increasing,
01:29 and will continue to increase because there is a very strong management of interest rates
01:36 and there are very strong administrations in the banking sector
01:39 that work on the management of interest rates and commitments.
01:46 This is why the bank loans were recorded as 9% last year,
01:50 with a 25% growth rate to exceed 1.8 trillion pounds,
01:55 while the loans grew by 19% to reach 660 billion pounds.
02:01 The main interest rate increases were applied to the net profit for the Egyptian banks,
02:06 and they had clear implications on the increase in the balance of the treasury's debt
02:10 and the size of the loans and loans.
02:13 The interest rate was at its highest level after the inflation rate reached its highest level.
02:19 Farouk Youssef, CNBC, Al-Qahira.