देश आज स्वतंत्रता दिवस मना रहा है, ऐसे में यह सही मौका हो सकता है कि जब आप भी आर्थिक आजादी के लिए संकल्प लेकर वित्तीय रूप से मजबूत हो सकते हैं. Post Office में जमा पैसे की गारंटी भारत सरकार देती है यानी जमा पैसा कभी भी डूब नहीं सकता है। ऐसे में 15 August पर Post Office Schemes में पैसा लगाने का संकल्प लिया जा सकता है.
#independenceday #15august #independentindia
~PR.147~ED.148~HT.96~
#independenceday #15august #independentindia
~PR.147~ED.148~HT.96~
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NewsTranscript
00:00 The country is celebrating Independence Day today.
00:03 This is the right time to take a pledge for economic freedom and become financially strong.
00:10 If you think so, then watch this video.
00:13 The government of India guarantees deposit money in the post office.
00:17 That is, deposit money can never be lost.
00:20 In this case, on August 15, the pledge to invest in the post office deposit schemes can be taken.
00:25 So which schemes can you invest in and how can you become financially strong on Independence Day?
00:33 Can be free, can be financially free, they will tell you in this video.
00:37 Post office has a good scheme, monthly income scheme, which is also called post office MIS.
00:44 7.4% interest is being given on the scheme at the moment.
00:48 MIS is a 5-year deposit scheme on which interest is given every month.
00:53 If you want to open your account individually, then you can deposit 9 lakh rupees and if you want to open a joint account, then you can deposit a maximum of 15 lakh rupees.
01:03 The scheme does not give a leave on the deposit money and you have to pay the tax on the interest you get.
01:11 2. Post office has a time deposit.
01:15 This can be done for 1 year, 2 years, 3 years and 5 years.
01:19 6.9% on 1 year's deposit, 7% on 2 and 3 years' deposit and 7.5% on 5 years' deposit.
01:28 In 5 years' deposit, the maximum deposit of 1.5 lakh rupees can be taken out under the 80C tax.
01:35 However, you have to pay tax on interest according to the rule.
01:39 3. The next and third scheme is the farmer's development letter, in which you can double the deposit money in 115 months.
01:47 7.5% interest is being given in the farmer's development letter KVP.
01:52 The scheme does not give a leave on the deposit money and you have to pay tax on the interest you get.
01:59 4. PPF is also giving a good interest.
02:05 7.1% interest is being given on the scheme.
02:09 This scheme is 15 years old, in which money has to be deposited every year.
02:13 In this scheme, a maximum of 1.5 lakh rupees can be deposited every year.
02:18 On this deposit, the income can also be taken out under the 80C tax.
02:23 Apart from this, the biggest benefit of depositing money in PPF is that the interest on the completion of the scheme is completely tax free.
02:33 Apart from this, the next scheme, I am sure you must have heard about it too.
02:38 6. Sukanya Samradhi Yojana, in which the deposit money is given a leave of 1 acre.
02:44 Under Sukanya Samradhi Yojana, the account can be opened in the name of the girls.
02:48 Under this scheme, 8% interest is being given.
02:52 This is a 21-year deposit scheme and the entire amount is returned when the daughter grows up.
02:57 Apart from this, another good scheme of the post office is the National Saving Certificate.
03:02 This is usually known as NSC.
03:05 7.7% interest is being given on the post office NSC at the moment.
03:09 Money is deposited in this scheme for 5 years.
03:12 By depositing a maximum of 1.5 lakh rupees in this scheme, you can get a leave under the 80C tax.
03:18 However, you have to pay tax on the interest on the scheme as per the rules.
03:23 The last scheme of this video is the Senior Citizen Saving Scheme.
03:28 There is also a scheme of the post office, Senior Citizen Saving Scheme.
03:31 This scheme is for 5 years.
03:35 8.2% interest is being given on the deposit money.
03:38 The entire benefit of income tax is obtained in this scheme.
03:41 Here, the deposit money is also given a leave of 1 acre and the entire interest of the scheme is tax free.
03:47 On the occasion of Swetha Dirda Day, we have told you some government schemes.
03:51 There are schemes of the post office in which you can earn the most profit by depositing money.
03:57 How did you like this video? Comment and tell us.
04:01 I wish you all a very happy Swetha Dirda Day.
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