A local thug ends up FALLING for the PRETTY girl whose debt he came to COLLECT
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00:00The story begins in the bustling city of Pattaya, Thailand, where we are introduced to a man named
00:09Richie. It was revealed that Richie is one of those borrowers who has a knack for evading
00:14debt collectors, but this time, his luck runs out. He is caught by the very people he's been
00:19dodging. The story then shifts to a senior debt collector named Bo, who has a rather
00:24unconventional method for dealing with difficult borrowers. He uses everyday objects, flower pots,
00:30plates, glasses, anything made of glass, to inflict harm on himself, a tactic designed to intimidate
00:37borrowers into paying up. Despite his tough exterior, Bo harbors a conscience. Unbeknownst
00:43to his colleagues, he often goes out of his way to assist borrowers who are genuinely struggling.
00:48This is evident in how he treats Richie, offering him an additional loan to help him find a new job.
00:54Shortly after, Bo meets Juan, his boss, and the leader of their group. Apparently,
01:00Juan runs a small, inconspicuous shop, a front to avoid drawing too much attention.
01:05Despite earning a decent income, Bo feels unappreciated, especially when it comes to his
01:11family, particularly his father. Bo has an older brother named Ek, who runs a barbershop.
01:18Ek's financial struggles often lead to emotional outbursts from his wife, which in turn frustrates
01:23Bo. The next day, Bo visits a street vendor to collect the debt. Understanding the vendor's
01:29predicament, Bo waits patiently until late at night. When no customers show up, Bo, feeling pity,
01:36buys all the vendor's goods. The following day, Bo returns to collect the debt, but finds the vendor
01:42unconscious in his home. At the hospital, Bo is approached by him, the vendor's daughter.
01:48With the borrower now hospitalized, Juan instructs Bo to discuss the debt with him.
01:53However, before Bo can approach her, Em flees, unwilling to be entangled in her father's financial
01:59troubles. Determined, Bo, accompanied by his colleague Pad, tails him wherever she goes.
02:05They soon discover that Em works at a prestigious bank, a fact that suggests she should have no trouble
02:11settling her father's debt. When Em is about to leave the hospital, Bo is already there,
02:15ready to collect the debt and negotiate a repayment plan. Upon returning to her apartment,
02:21Em receives a call from Bo, who informs her of the total debt her father owes. However,
02:26Em remains indifferent, citing the lack of official loan documents. Undeterred, Bo confronts him at her
02:32workplace, sabotaging the Q system to prolong their conversation. This public confrontation leaves
02:38him both irritated and embarrassed in front of her colleagues. With no other choice, Em finally agrees
02:44to negotiate. Shortly after, Em reveals her monthly income structure, which turns out to be far below
02:50Bo's expectations. To make matters worse, her savings over the past two years wouldn't even cover half
02:57of her father's debt. At that moment, Em proposes a monthly installment plan to gradually pay off the
03:03debt. However, Juan rejects the idea, leaving Bo with no choice but to pressure Em into making daily
03:09payments and surrendering her entire savings as interest. Despite Bo's insistence, Em stands firm
03:15on her proposal, forcing Bo to resort to his usual intimidation tactics to remind her of the
03:21consequences. Unfortunately, Bo's efforts fail. Em is at her wit's end, and Bo, feeling pity for her
03:29situation, comes up with an unconventional idea to help her. He devises a dating scheme, where each date
03:36is assigned a value based on the activity they do together, ranging from casual outings to more
03:41unusual ones. The value of each date would be deducted from Em's debt. It's a desperate attempt
03:47to ease her burden while keeping her accountable. The next day, Bo presents the plan to Em, but as soon
03:53as he finishes explaining, Em tears the paper to shreds, furious at the implication that she's some
03:59kind of cheap woman. However, that night, with no other options left, Em reluctantly agrees to the
04:06arrangement. From that day on, Bo becomes more focused on their dates than his work. Deep down,
04:12he's not just doing this to collect the debt, he's genuinely trying to win Em's heart. It was revealed
04:17that from the moment he first saw her, Bo had secretly begun to develop feelings for her. As time passes,
04:23Bo runs out of money and asks his employer for a raise. Unfortunately, Pad, his careless
04:28colleague accidentally reveals about Bo's growing affection for the daughter of one of their
04:33debtors. This revelation angers Juan, who refuses to show any leniency. She demands that Bo return to
04:41his usual work routine if he wants to earn any money. With no other choice, Bo throws himself back into
04:47his work. He visits Richie and offers him advice on how to earn more money. Not stopping there, Bo also
04:53helps Saad, a borrower who runs a martial arts studio, by staging a public duel to attract more
04:59students. After a long day of work, Bo takes him on one of their usual dates. He listens patiently as
05:06she vents about her growing boredom and desire for something new. Yet, when he asks where she'd like
05:11to go, Em hesitates, acutely aware of her financial limitations. Her humility and resilience only
05:19deepens Bo's affection for her. Over time, thanks to Bo's efforts, the borrowers begin to repay their
05:25debts without the need for violence. Em too, starts to understand Bo's true intentions. That his actions
05:32weren't just about pursuing her, but also about helping her and others in need. Slowly, she begins
05:39to develop feelings for him as well. What started as a debt collection scheme blossoms into a genuine
05:45connection, and the two eventually fall in love. Having fallen deeply in love, Em expresses her
05:51long-held desire to see the view from the top of a luxurious hotel, a dream she's never been able to
05:57fulfill due to the high cost. Determined to make it happen, Bo, who has a wide network of connections,
06:04assures her that he knows people who can help. Without hesitation, he takes her to the hotel that
06:09very day. As planned, they manage to sneak past the hotel staff and make their way to the rooftop.
06:16To save money, Bo even picks up leftover drinks from other guests. For a moment, everything feels
06:22perfect. But their joy is short-lived when two hotel security officers catch them, forcing them to
06:29leave in a hurry. A few days later, news breaks of a violent clash between two rival debt collector
06:35gangs at the beach. The fight, sparked by a dispute over potential borrowers, has left the community
06:41uneasy. Em, seeing Bo caught in the middle of the chaos, is deeply disappointed. She decides she no
06:48longer wants to see him. Feeling the sting of her rejection, Bo drowns his frustrations at a nightclub.
06:55When he tries to calm down, Pad mocks him, suggesting that Em is only using him. Tensions rise between the two,
07:02and a fight nearly breaks out. But their friends manage to intervene and calm them down. After
07:08making amends, another problem arises when a group of drunk patrons sitting nearby begin harassing the
07:14staff. Bo, already on edge, loses his temper. Later, still drunk and upset, Bo shows up at Em's house,
07:22convinced that Pad's words might hold some truth. In his intoxicated state, he says things he shouldn't.
07:28Em, however, emerges from her room in tears, devastated by the news that her father has passed away at the
07:35hospital. The next day, at the cremation ceremony, Bo discovers a life insurance policy that Em's father
07:42had been paying into. The payout is substantial, enough to cover all his debts. But instead of feeling
07:48relieved, Em opens up about her father's struggles. She recounts how he repeatedly failed in business,
07:54lost everything, and couldn't even afford to pay for her education. After helping him move her father's
08:00belongings, Bo prepares to leave, believing his role in her life is over. But Em, now completely alone in the
08:08world, refuses to let him go. In a moment of vulnerability, she offers him her most precious gift,
08:15herself, as a sign that she no longer wants to face life alone. Determined to start anew, Em takes out a loan from a
08:22nearby bank, with Bo by her side, to search for a shop space to start her own business. However, after
08:29finding a suitable location, she is forced to abandon her plans when the seller demands an exorbitant price.
08:35Not wanting to see him lose hope, Bo approaches one to ask for money. One agrees, but only if Bo can
08:42collect a particularly troublesome debt first. If successful, she promises to give him half of the
08:48amount collected. Though it pains him to disappoint Em, Bo has no choice but to accept Juan's offer.
08:55He reunites with Pad, who has been sent by Juan to assist him. Their mission takes them to a gambling
09:00den, where they confront a borrower named Prazit to collect his outstanding debt. To avoid causing a scene,
09:07Bo secretly uses Em's savings to join the game. His plan is simple, double the money through gambling to
09:13meet Prazit's debt target. However, luck isn't on his side, and Bo suffers several consecutive losses.
09:20Midway through the game, Bo volunteers to shake the dice. Just then, a minor commotion erupts when
09:27Odd, who had been eating, suddenly chokes, irritating the other patrons. Once the disturbance settles,
09:34the game resumes. Bo, now desperate, bets his remaining chips on a high-stakes roll,
09:40convinced that this will turn his luck around. Miraculously, Bo begins to win repeatedly.
09:46But Prazit accuses him of cheating, prompting Bo to walk away from the table. With his winnings
09:52exceeding the target, Bo and Pad patiently wait for the cashier to exchange their chips.
09:58Unbeknownst to everyone, Bo had anticipated foul play from the start. During the earlier commotion,
10:04he had swapped the dice, a move meticulously planned with Pad's help,
10:07who manipulated the dice's outcome from outside the room. Realizing he's been outsmarted,
10:13Prazit refuses to accept defeat. He summons his men to teach Bo a lesson. A fierce brawl breaks out
10:20as Prazit's enforcers attack. Determined to protect the money, Bo attempts to leave on his motorcycle.
10:26But guilt gnaws at him as he thinks of his friends still inside. To ensure their safety,
10:32he grabs a knife before rushing back. The decision proves costly. Bo is eventually
10:37arrested and taken to the police station. Desperate, he calls Juan for help, but she refuses,
10:43unwilling to risk her business. Left with no options, Bo resigns himself to his fate.
10:49He pleads with Juan to honor their agreement and give the money to him, as he had used her savings
10:54to complete the mission. When him discovers her savings are gone, she rushes to the police station
10:59after hearing about Bo's arrest. However, Bo, too ashamed to face her, avoids giving an explanation.
11:07Feeling betrayed and deceived, him demands that Bo return her money as her trust in him shattered.
11:13Several years later, Bo is finally released from prison. He returns home to find his family in a
11:19drastically different state. His older brother, Eck, has been abandoned by his wife and daughter due to
11:25financial struggles, while their father has retired from driving his minibus due to declining eyesight.
11:30At that moment, Eck reveals a painful truth about their father. Despite seeming indifferent toward Bo,
11:36he had always been proud of him for being the most caring member of the family. In contrast,
11:42Eck admits he has always been a burden, even now, as his wife left him for failing to provide as the
11:47head of the household. With no job prospects, Bo takes over his father's old job as a minibus driver.
11:53While driving, he accidentally spots a banner advertising the upcoming election for the local
11:59council, featuring Juan as one of the candidates. Determined to avoid any further involvement with
12:05her, Bo is instead preoccupied with thoughts of him. He learns from her former colleagues at the
12:10bank that she resigned two years ago, overwhelmed by debt and shame. It was revealed that him now
12:16works selling cosmetics through live streams. However, her giveaways are met with harsh criticism from
12:22viewers, as no one ever seems to win anything. Her boss, who only cares about driving sales,
12:29instructs her to ignore the negativity. Realizing that Juan never kept her promise,
12:34Bo confronts her to demand the money he is owed. But Juan dismisses him, claiming she doesn't
12:39remember any such agreement. This infuriates Bo, and Pad, now fiercely loyal to Juan, escorts him out.
12:47Refusing to give up, Bo returns with a gas canister, determined to get what he's owed. He is immediately
12:53confronted by Pad and his men, who try to stop him. The commotion draws Juan outside, and she is
13:00shocked to find her men overpowered by Bo alone. After finally securing the money, Bo contacts him to
13:06arrange a meeting. He wants to apologize and return her money the next day. However,
13:12M is no longer interested. That night, overwhelmed by despair, she attempts to do the unthinkable.
13:19The next day, M now lies in a hospital bed, recovering after her attempt. Shortly after,
13:26Bo visits her and, without hesitation, hands over the money he had taken years ago. But I'm,
13:32deeply hurt and disappointed. Asked him to leave, and never see her again. It's only then that she
13:38learns about Bo's long-term brain injury, a result of his self-destructive habit of harming himself,
13:45particularly his head. Without proper treatment, the condition could prove fatal. When Bo regains
13:51consciousness after fainting, he decides to leave, not wanting to burden him further. He has no money
13:57left, especially for medical expenses. But M, despite her pain, kindly offers to lend him the
14:03funds he needs. A few days later, they finally purchase the shop space M had dreamed of. The
14:09dream becomes a reality, but at a cost, Bo refuses to undergo surgery, choosing instead to pour all his
14:16energy into building the business. His body, however, often succumbs to exhaustion from overexertion.
14:23They aren't alone in this venture. Bo and him bring along Bo's niece, followed by Eck and his
14:29wife who have decided against divorce. They arrive with the intention of helping to speed up the
14:34process of setting up the business. It's not just family who lends a hand. Richie and Odd also show up,
14:41eager to repay Bo's past kindness. Once all the preparations are complete, they celebrate with
14:47a shared meal, a gesture of gratitude for the new beginning. As the night falls, they realize they
14:53having yet settled on a name for the business. Exhausted, Bo and him decide to sleep on it and
14:58figure it out the next day. Just as him turns off the lights and finally thinks of a name,
15:03tragedy strikes, Bo takes his last breath, passing away in that very moment. M, who had once contemplated
15:10doing the unthinkable, is devastated by Bo's absence. But she changes her mind after discovering
15:17a letter he left behind. Inside the letter, Bo urges her to keep living, even if the road ahead
15:23is difficult to walk alone. Eventually, to honor their shared journey and his memory,
15:28M names their business, I'm Bo, a heartfelt tribute to the love and partnership they once had.
15:35Moral lesson from the story, never solve money problems by gambling or dating, unless you want to
15:40lose both your wallet and your heart. Also, if you're going to name a business after your love story,
15:44make sure your partner doesn't fall asleep before agreeing on the name.