ATM से Cash निकालना पड़ेगा महंगा, Cash के बदले देने होंगे ज्यादा पैसे| GoodReturns

3 days ago

ATM cash withdrawal to become costly?
ATM से कैश निकालना अब महंगा होने सकता है. RBI मौजूदा समय में महीने में 5 कैश विथड्रावल फ्री देता था लेकिन अब RBI इन 5 लेनदेन की लिमिट से अधिक पर लगने वाले चार्ज और ATM Interchange Fees को बढ़ाने की प्लानिंग कर रहा है.

#inflation #reservebankofindia #atmwithdrawal #atminterchangefees

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Transcript

00:00If you also withdraw cash from the ATM every month or use cash payment instead of digital

00:05payment, then this news can shock you.

00:08In fact, withdrawing cash from the ATM is now going to be expensive.

00:13This is because RBI is going to increase the fees on withdrawing cash from the ATM.

00:18Let's know what the whole matter is.

00:20RBI used to give 5 cash withdrawals free in a month at the present time, but now RBI

00:26is planning to increase the charge and ATM interchange fees more than the limit of these

00:315 transactions.

00:32In media reports, this information has been given on Tuesday, which means that you will

00:38have to spend more money to withdraw cash from the ATM.

00:42People who are aware of this matter in the reports have said that after completing the

00:47free limit 5 times, NPCI has recommended that the current charge be increased from Rs 21

00:53to Rs 22 to withdraw cash.

00:55In addition, NPCI has also recommended that the ATM interchange fees be increased from

01:00Rs 17 to Rs 19 for cash transfers, while for non-cash transactions, this charge can be

01:07increased from Rs 6 to Rs 7.

01:09According to reports, NPCI has agreed to increase fees in bank and white-label ATM operators,

01:14metro and non-metro cities, but no official comment has been made by RBI and NPCI on this

01:21matter.

01:23See, the increasing inflation and the increasing debt due to the rate of 1.5 to 2% in the past

01:28two years, the high cost of transportation and the high cost of running an ATM in non-metro

01:33cities is increasing rapidly.

01:35In this, it has been recommended that the ATM interchange fees be increased.

01:39Let's understand what is ATM interchange fees.

01:44ATM interchange fees is a charge that a bank gives to another bank to use ATM services.

01:51These charges are usually 1% of the transaction and are often added with the customer's bill.

01:57Bank and white-label ATM operators, metro and non-metro cities are included in the NPCI

02:03scheme to increase interest.

02:05Interchange fees are imposed on withdrawing money after a limit from the ATM of another

02:10bank, i.e. instead of using this ATM service, the fees given to the other bank by one bank

02:15are used.

02:16Suppose your bank is SBI, but you use HDFC Bank's ATM to withdraw cash.

02:22In this condition, HDFC Bank collects interchange charges from SBI to process your transaction.

02:29So this is interchange fees, which was free up to 5 cash withdrawals, and after that the

02:36charges imposed on it were Rs. 21, which is now being asked for Rs. 22.

02:41That's all in the video.

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ATM से Cash निकालना पड़ेगा महंगा, Cash के बदले देने होंगे ज्यादा पैसे| GoodReturns

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