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00:00With the process of credit, when a request for credit arrives, it has a rigorous, very relevant analysis for our committees,
00:09and we ensure that there is compliance with the Dominican laws, and we are also advisors to our client,
00:17because as the bank develops a know-how, they have the ability in their reports that are delivered at the end of that visit,
00:26to make some recommendations so that the clients can make the adjustments
00:30and be under the best practices of environmental care.