八点最热报 | 为了应对医疗保费飙涨,国家银行今天发文告宣布4大短期解决方案,包括会分成3年或5年逐步调涨保费,而80%的投保人,每年的保费调整不会超过10%。另外,60岁及以上的投保人,若购买的医药产品属于最低保障计划,将暂停1年起价。(主播:萧惠敏)
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00:00Before watching the video, let me remind you that there is more content on the Heatpoint website.
00:04The cost of medical insurance may rise to 70% next year, which has caused a lot of criticism recently.
00:11In order to deal with the cost of medical insurance, the National Bank of China and the Ministry of Health, insurance companies, private hospitals, etc.
00:17After many discussions, four short-term solutions have been launched.
00:21The National Bank of China issued a statement today that the cost of medical insurance will still increase next year,
00:26but it will be gradually increased every three or five years.
00:3080% of insurance companies will not increase the cost of medical insurance by more than 10% every year.
00:35In addition, insurance companies over the age of 60
00:38If the medical product purchased is part of the minimum insurance plan,
00:42it will be suspended for one year.
00:44In addition, those who have no choice but to break their insurance because the cost of medical insurance has risen too much
00:48can request to recover their insurance and do not need to go through the insurance repayment program again.
00:54Finally, insurance companies must provide a replaceable and affordable medical insurance
00:58for insurance customers who have no ability to pay insurance fees before the end of 2025
01:03to ensure that insurance customers have the ability to continue to invest.
01:06These four major measures will be implemented by the end of 2026 for a period of three years.
01:10The National Bank of China said that these measures are to assist investors in dealing with the rise in medical insurance fees
01:15to prevent them from choosing to break their insurance because they cannot pay.
01:23For more UN videos visit www.un.org