新闻报报看 | 有关医疗保险保费明年上涨40%到70%的报道引起国人关注,大马寿险协会执行长奥戴尔指出,保险公司不会检讨需要调涨医疗健康保险或伊斯兰保险的做法,不过,保险公司同意在未来可以考虑采用逐步调整保费的方式。(主播:蔡心慧、黄宇恒)
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00:04Recently, there is a report that the medical insurance insurance fee in China is expected to rise by 40% to 70% next year.
00:12This immediately aroused high attention.
00:14Many investors are worried that if the insurance fee continues to rise, they may not be able to continue to pay the bill.
00:20In the end, they can only be forced to break the insurance.
00:23Chen Zhiqin, a member of the 868 Parliamentary Committee of the Communist Party of China, also called on the National Bank of China to review the insurance companies that issued the insurance fee notice.
00:32Chen Zhiqin also described that if the Ministry of Trade and Industry can conduct an investigation on an egg price increase of 13,
00:38then the National Bank of China will definitely be able to conduct an investigation on the medical insurance fee, which has risen several times.
00:44Chen Zhiqin also mentioned that the National Bank of China, in addition to investigating whether the insurance company has used the increase in insurance fees to make a profit.
00:51The source of the increase in insurance fees is actually related to private hospitals.
00:55He believes that the Ministry of Health should not allow private hospitals to raise prices randomly.
01:00On the contrary, a regulatory mechanism should be set up to ensure that the cost of private hospitals is reasonable and there will be no suspicion of cutting patients' heads.
01:08In other words, Chen Zhiqin believes that the government should regulate the cost of private hospitals.
01:13After all, there are many cases where private hospitals' costs are not unified.
01:17It's not a blank slate.
01:20Three days ago, the Danish health insurance company, the Ordinary Insurance Association, and the Health Insurance Association issued a joint statement.
01:27They said that the increase in medical insurance fees cannot be avoided.
01:30In fact, it is related to the increase in the amount of compensation and the increase in medical expenses.
01:35The statement also mentioned that from 2021 to 2023, the insurance industry's compensation has increased by 56%.
01:43This is an unprecedented increase.
01:46The current position is that the sheep's wool is on the sheep.
01:49Consumers must pay for the high insurance compensation.
01:53Although the people have made a big rebound for the increase in insurance fees,
01:57the Danish health insurance association has not wavered at all.
02:00They insist that they will adjust the insurance fees according to the plan next year.
02:04According to a report by Business Times,
02:06the chairman of the Danish health insurance association, Aalder, pointed out that
02:09the insurance company will not review the practice of adjusting medical health insurance or Islamic health insurance in the near future.
02:17However, the insurance company agrees to consider gradually adjusting the insurance fees in the future,
02:23instead of adjusting them once every three or four years.
02:27The chairman explained that the insurance fees will increase by 40% to 70% next year.
02:33In fact, it is to make up for the price gap before the pandemic in 2019.
02:39Because during the pandemic, the insurance company was also asked to postpone the adjustment of the insurance fees.
02:44In other words, the adjustment next year has also accumulated three to four years of adjustment.
02:50The CEO also mentioned that the Danish health insurance association has been urging the Ministry of Health
02:55to implement a so-called diagnosis-related group,
02:59as well as diagnosis-related group pricing mechanism,
03:02and to force private hospitals to implement cost control to improve the efficiency of hospitals.
03:07At the same time, the Danish health insurance association is also discussing with the National Bank and the Ministry of Health
03:12what measures the insurance company can take to solve this problem.
03:16I believe there will be results soon.