अब देश में पैसों की कमी के कारण किसी भी मेधावी छात्र को अपनी पढ़ाई छोड़ने के लिए मजबूर नहीं होना पड़ेगा। दरअसल केंद्र सरकार ने 6 नवंबर को हुई कैबिनेट बैठक में पीएम विद्यालक्ष्मी योजना को मंजूरी दे दी है। ये योजना उन होनहार छात्रों के लिए है जो पैसों की कमी के कारण उच्च शिक्षा बीच में ही छोड़ देते थे। पीएम विद्यालक्ष्मी योजना के तहत विद्यार्थियों को बिना गारंटर के 10 लाख तक का एजुकेशन लोन दिया जाएगा। इस योजना का लाभ उन विद्यार्थियों को मिलेगा जिनकी आय 8 लाख से कम है । इसके साथ ही इस लोन पर सरकार 3 फीसदी की ब्याज सब्सिडी भी देगी।
#pmmodi #pmvidyalakshmiyojna #education #loan #students
#pmmodi #pmvidyalakshmiyojna #education #loan #students
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NewsTranscript
00:00Now, in the country, due to lack of money, any intellectual student will not have to be forced to leave his studies.
00:10In fact, the central government has approved the PM Vidyalakshmi Yojana in the same Cabinet meeting on November 6.
00:18This scheme is for those talented students who left higher education in the middle due to lack of money.
00:26PM Modi himself tweeted this information.
00:29What is the PM Vidyalakshmi Yojana?
00:38Under the PM Vidyalakshmi Yojana, students will be given an education loan of up to 10 lakhs without a guarantor.
00:45The benefit of this scheme will be given to those students whose income is less than 8 lakhs.
00:51Along with this, the government will also give a 3% interest subsidy on this loan.
00:56Who will get the benefit of the PM Vidyalakshmi Yojana?
01:00The benefit of this scheme will be given to those students whose admission in the NIRF ranking will be in the All India 100 and 200 in the state or in the institutes within it.
01:13Along with this, that institute should also be government.
01:18The benefit of this scheme will be given to those students who will take admission in the top 807% Higher Education Institute of the country.
01:26Under this scheme, more than 22 lakh students will get a loan annually.
01:31How to apply for the PM Vidyalakshmi Yojana?
01:35To take advantage of this scheme, you will have to apply on the online Vidyalakshmi portal i.e. www.vidyalakshmi.co.in.
01:45For this scheme, verification will be done through a medium like DigiLocker.
01:49Let us now understand the process of registering in this.
01:53First of all, fill in your title according to your gender and then fill in your first and last name.
02:00After that, enter your mobile number and then your email id and then make a password for your account.
02:07After that, enter the same password again and confirm the password.
02:12After that, put the CAPTCHA given below and then click on the box with terms and conditions and submit it.
02:20After that, fill in the student login, bank login and government login as per the process, then your application will be completed.