Aired (October 22, 2024): Cristy's (Jasmine Curtis-Smith) loan applications are always declined, leaving her with the feeling that someone is intentionally causing her misfortunes, and Hannah (Kylie Padilla) is the only person she can think of. #GMANetwork #GMADrama #Kapuso
Highlights from Episode 160-161
Highlights from Episode 160-161
Category
😹
FunTranscript
00:00Sorry to disturb you, Ms. Hanna, but I have an update regarding the situation in the Bright Vista Preschool in La Cristi.
00:15Go on.
00:17What you foresaw is correct. They are now looking for other places to transfer to.
00:22And just as you predicted, they are now applying for loans from the bank to secure the commercial space they want to buy.
00:30I've been in this industry for the longest time.
00:34None of this will affect your business.
00:36Or reach my stature in business if you don't foresee the movements of the competition.
00:42And Cristi, she's just Cristi. She's below me in so many levels.
00:46I'm really impressed with you, Ms. Hanna.
00:49Anyway, I've already contacted our friends and connections from various banks and I've pinpointed where Cristi is applying for loans.
00:56You know what to do then.
00:57Yes. And I also talked to the relations manager of Manila Bank.
01:03I told him that you needed a big favor. He said he'll take care of it.
01:08Good.
01:23Good morning.
01:24Hi, Mom.
01:25Good morning.
01:26Hi, Mom.
01:29Hi.
01:30Good morning, Cristia.
01:31Have a seat.
01:34How are you, Ma'am?
01:36This?
01:37This.
01:39Hold her.
01:51Here you go, Ma'am.
01:56How are you, Ma'am? You have all the requirements, right?
02:01Actually, Ma'am, it's all in here.
02:03That's why the bank decided to decline your loan application.
02:08We encountered some issues regarding the overall risk assessment.
02:13Sorry, Ma'am. I don't understand.
02:17Aren't all my necessary documents complete?
02:20But if this is about collateral, our house will be appraised.
02:25Actually, the value of the house is higher than the loan amount.
02:30Ma'am, that's not about the valuation of the collateral issue.
02:35It is based on your financial stability.
02:38That's why I submitted a detailed plan, right?
02:42So that you can see that our timely payments will meet the loan.
02:46If necessary, I can hire my mother as a guarantor.
02:52Her credit history is good.
02:54I am very sorry, Ms. Alcedo.
02:56Based on your detailed plan, the debt-income ratio is still quite high.
03:03That's why we need to comply with the risk management policies and regulatory requirements of the bank.
03:10That's why we cannot approve your loan.
03:14Anyway, Ma'am, thank you very much for coming here.
03:19Okay, Ma'am. Thank you again.
03:47Good morning.
03:56My bag.
04:03Hi. Good afternoon.
04:05Good afternoon.
04:07Sorry, I forgot something.
04:10Please accept this simple token from the Rodriguez Group of Companies and return for the favor that you did for us.
04:17Thank you, Ma'am.
04:19Are you sure Ms. Alcedo didn't notice?
04:22No, Ma'am. She doesn't know that we talked.
04:25Very good. Thank you so much for your help. I'll go ahead.
04:44Eunice, what are you doing here?
04:53Ma'am.
04:54What?
04:56It hurts.
04:58Ma'am!
05:00Ma'am!
05:01Why?
05:02I can't take it anymore. It hurts.
05:04Wait.
05:06Ma'am!
05:07Ma'am!
05:10Ma'am!
05:11Ma'am!
05:13Ma'am! I'm sorry!
05:15It hurts!
05:16Ma'am!
05:17Ma'am!
05:19Why can't you answer my question?
05:22What are you doing here?
05:24Why are you talking to Ms. Garcia?
05:26It's none of your business, Christy.
05:27Are we close enough to explain what I'm doing here?
05:33Maybe Hannah knows that I applied for a loan here.
05:37I don't know what you're talking about.
05:40Oh, she doesn't know.
05:42What do you want to say, Eunice?
05:45It's just a coincidence that you met Ms. Garcia.
05:49That you're friends.
05:51It's just a coincidence that I applied for a loan here and got rejected.
05:56Is that so?
05:59So, you admit that Hannah asked you to come here and she's blocking my applications?
06:04Eunice.
06:06Admit it.
06:07Is Hannah the reason why my loan application was denied?
06:12Look, we do a lot of businesses with this bank.
06:14So, it is natural that we will meet Ms. Garcia.
06:17Does that answer your question?
06:19But why does it seem like there's something wrong?
06:21Because you're the one who's thinking about it, Christy.
06:22Maybe the bank is not confident in your financial stability, that's why they rejected you.
06:27So, don't put the blame on H&R if your loan application was not approved.
06:31Okay?
06:32Okay, okay, fine.
06:33I hope Hannah has nothing to do with all of this.
06:36But Eunice,
06:37it's time for me to find out that your boss is behind all these rejections.
06:45I will not let this slide.
06:53Ma'am Hannah, you have a visitor.
06:55Who is it?
06:56It's me.
07:01Did you know anything about Christy's loan application?
07:04Did you know that she borrowed money from the bank?
07:10I have many bank accounts in Manila Bank.
07:12Then they found out that Christy's ex worked for me.
07:16So, they asked me if I can trust Christy with the bank.
07:20I just told them what I know.
07:23What did you tell them?
07:25That her business is struggling and many students are pulling out of her school.
07:30I warned them that they might have a problem with Christy if they give her a loan.
07:39Why did you do that?
07:42I just told the truth.
07:43Isn't that bad?
07:44Don't care about Christy's loan application.
07:47You know what will happen, right?
08:44I'm sorry if I kept you waiting, Ms. Alcedo.
08:46This is the first business day of the month.
08:48That's why we are busy.
08:49There are so many people outside.
08:51So, anyway, we reviewed your loan application.
08:55Unfortunately, the overall assessment coming from the credit team indicates that
09:01approving your loan could be too high a risk.
09:05I'm sorry, but we can't grant your loan.
09:07Is that really the reason, Ms.?
09:09Or did someone tell you to block my application?
09:13I beg your pardon?
09:15Don't be surprised.
09:17Just admit that Hanna Rodriguez paid you to deny my loan application.
09:24Who gave you the permission to use my money?
09:29I don't know.
09:31I just told her that I'm sorry.
09:33Who gave you the permission to use my money?
09:38Ma'am, what you're doing is illegal.
09:42We might have to report this to the police.
09:45That way, you'll be fired.
09:52Please don't blame me.
09:56My husband is undergoing dialysis.
09:59I cannot lose this job.
10:01Okay, fine.
10:02No one will report this.
10:03But I need to hear it from you, Ms.,
10:06that Hanna ordered you to block my application.
10:12Yes, you're right.
10:14Ms. Hanna Rodriguez forced me to do that.
10:18I'm very, very sorry.
10:20I apologize.
10:58What are you doing here, Christy?
11:00Hanna, is this how desperate you are to get me fired?
11:05Are you going to get fired so that I won't be able to borrow money from the bank?
11:10I have no idea what you're talking about.
11:13Come on, Hanna. Don't deny it anymore because you've already been fired.
11:16Stop what you're doing.
11:19Do you want to be exposed for what you've done?
11:23I accused you of being a bank manager and you're blaming me.
11:26Don't blame me.
11:28Why, Hanna?
11:30Why are you doing this?
11:32Why are you still blaming me for Billy's disappearance?
11:37Hanna, that was an accident. No one wanted that to happen.
11:40And me too.
11:42I also lost my child.
11:45That's the only thing you can do to me.
11:47What? What did I do wrong to you, Leon?
11:51Hanna, it's not my fault if Leon doesn't like you anymore, if your ex rejects you.
11:56Maybe he knows your true colors, that's why he doesn't like you anymore.
12:00You're being mean to me because you did this to me.
12:03You're turning me back into a thug.
12:05Don't forget that I was also a thug before.
12:08You're also turning me back into a thug.
12:11Are you threatening me?
12:13It takes more than that to scare me, Christy.
12:15Don't listen to her.
12:17Stop it.
12:19Stop it or I'll call security.
12:26I wouldn't be where I am now if I backed down from every challenge.
12:31And I'm still going to win, Christy.
12:34It's good that you're winning in the right way, Hanna.
12:37But I don't understand how you can sleep at night,
12:41when people are already falling, but you're still stepping on them.
12:44I'm just protecting my interests.
12:46If you're trying to get a hold of my property, of course I'll fight you.
12:50Hanna!
12:51What do you want?
12:54Are you really that kind of person, Hanna?
12:56If you can't get what you want, you'll find someone else to blame?
13:01If you have a problem with Leon, I'm out of there.
13:04What do you expect?
13:06You already took my son from me.
13:08You even took my son, Leon. He's my happiness.
13:11Hanna! Stop it!
13:13You're not doing anything right!
13:15Ms. Hanna!
13:17Ms. Hanna!
13:19Are you okay?
13:22Look what you did to me!
13:24Come on, I'll take you to the hospital.
13:26Hanna, I'm just defending myself. I'm sorry.
13:30What do you mean, Hanna? You're overreacting, that's why I'm fighting.
13:39You just gave me a chance to fight you.
13:43Get out of there!
13:45I'll do it, ma'am.
13:52Get me out of here!
13:53Get me out of here!
14:19Why did you bring me here?
14:21Wait.
14:23Where did Kristy go?
14:25She gave you the copy of her story again.
14:29You know, Kristy should work in marketing.
14:32She's so good at sales talk.
14:34You just believe everything she says.
14:37Why did you do that?
14:39You know that school is important to Kristy.
14:42Why are you sabotaging her?
14:44Why? Because she owes me a debt.
14:47I lost my child because of her.
14:49Hanna!
14:51I'm just returning the favor.
14:56Can you hear yourself?
15:00Why is your heart full of anger and resentment?
15:05Where is the Hanna that my father loved?
15:12Do you know if Baby is still alive?
15:16Do you think she has a future?
15:21No.
15:51I love you.
15:53I love you.
16:21I love you.
16:22I love you.
16:23I love you.
16:24I love you.
16:25I love you.
16:26I love you.
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16:28I love you.
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17:18I love you.