新闻报报看 | 财务规划师认为这次预算案为中产人士砍了很大部分的所得税。年收入8万令吉的纳税人，能够少缴90%的税。（主播：颜江瀚、洪欣仪）
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00:05In 2025, the fiscal budget is out of the oven.
00:07Many people think that this is not a surprise,
00:10but a very dull budget.
00:13The South China Morning Post interviewed financial planner Zhou Zhiqiang.
00:16His opinion is different.
00:17He thinks that this budget cut off a large part of the income tax for middle-class people.
00:24Taxpayers with an annual income of RMB80,000 need to pay the income tax.
00:28There is room to reduce the income tax from RMB1,230 to RMB65,
00:32which can cut off 90% of the tax.
00:34Those who have an annual income of RMB100,000
00:37have room to reduce the income tax from RMB3,205 to RMB1,555,
00:42which can cut off more than 50% of the tax.
00:44The tax rate of personal income tax is directly reduced to a level.
00:49But everyone should pay attention.
00:50There is room to reduce the income tax,
00:53but it depends on the individual.
00:56Taxpayers should know that the government will list some tax-reducing projects every year,
01:02including buying books, computers, raising children,
01:04sports equipment, gym membership fees, medical insurance fees, etc.
01:09In 2025, the fiscal budget will reduce personal income tax from RMB34,500
01:16to RMB49,500.
01:19That is to say, there is room to reduce the income tax from RMB15,000.
01:24This is because the authorities have added some tax-reducing new projects
01:28or increased the tax rate of some projects.
01:31These tax rates help middle-class people save more taxes.
01:36The financial planner said that if the income tax is reduced by 90%,
01:40the premise is that you use all these tax-reducing projects.
01:46Then the tax you should pay may be greatly reduced.
01:50The biggest tax-reducing project in this budget is
01:54to buy a house for less than RMB500,000.
01:57The interest on the mortgage can be reduced by RMB7,000.
02:01Zhou Zhiqiang told Nanyang Business News that this is a very significant
02:05and most surprising surprise to the market.
02:08RMB7,000 is a great help to the middle class.
02:11But there is a precondition.
02:13Taxpayers must be the first buyers of real estate.
02:16So every taxpayer can only have one benefit.
02:19From a personal tax point of view,
02:21the middle class has gained more attention than ever before.
02:25The focus is no longer just on the low-income group of B40.
02:29The level of income is wider.
02:32On the other hand, in 2025, the tax on sugar has been increased.
02:36Minister of Health Zhu Jifei agrees with this.
02:39He says this is a good measure for the anti-sugar war.
02:46It can further reduce people's habit of drinking cold sugar drinks.
02:49China has increased the domestic tax on cold sugar drinks since January this year.
02:53From 43% to 53%,
02:56it has successfully reduced the consumption of cold sugar drinks by 16.5%.
03:03The government's additional income after increasing sugar tax
03:06can be used to pay for the treatment of diabetes.
03:09Zhu Jifei also said that one-third of the population in China
03:12has high blood pressure and high cholesterol.
03:15One-sixth of the people have diabetes.
03:17If people don't control their eating habits,
03:20health problems will increase medical expenses.
03:24The government needs to spend $110 million a year
03:27to treat non-infectious diseases.
03:29The impact on the economy is as high as $640 billion.
03:32Therefore, the minister hopes that everyone will actively respond to the anti-sugar war.