In a real life version of Rebel Ridge, a veteran is fighting the “civil forfeiture” program that gives state and local cops an incentive to grab your assets–even when you’ve committed no crime.
Read the full story on Forbes: https://www.forbes.com/sites/kellyphillipserb/2024/10/14/the-cops-seized-his-86900-life-savings-for-no-reason-they-picked-the-wrong-marine/
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Read the full story on Forbes: https://www.forbes.com/sites/kellyphillipserb/2024/10/14/the-cops-seized-his-86900-life-savings-for-no-reason-they-picked-the-wrong-marine/
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LifestyleTranscript
00:00Today on Forbes, the cops seized his $86,900 life savings for no reason.
00:07They picked the wrong Marine.
00:10It sounds like the opening of the Netflix hit movie Rebel Ridge.
00:14But it happened in real life, and the consequences are still playing out in the Nevada courts.
00:20On February 19, 2021, retired Marine Stephen Lara was making the 1,400-mile drive from
00:27Lubbock, Texas, to Portola, a small California town near Reno, Nevada, where his teenage
00:32daughters lived with his ex-wife.
00:35Early in the COVID-19 pandemic, Lara, now 42 years old, was laid off from his hospital
00:40systems administrator job in California and moved in with his parents in Lubbock to save
00:45money — and to save up for a house.
00:48Lara had driven this four-day round trip dozens of times, and it had become almost routine.
00:54This time, however, he was pulled over by the Nevada Highway Patrol on I-80 near Sparks,
00:59Nevada, about an hour from Reno, ostensibly for following and passing a tanker truck too
01:05closely.
01:06He wasn't issued a traffic ticket or warning, let alone arrested or charged with a crime.
01:12Yet the 90-minute encounter ended with the officers seizing Lara's life savings — some
01:16$86,900 in cash he had in a Ziploc bag — and sending the money to the Federal Drug Enforcement
01:23Agency for potential, quote, civil forfeiture.
01:27What that means is that despite the fact Lara was not charged with a crime, the feds could
01:31legally keep his money, kicking back $69,520 of it to the Nevada Highway Patrol as a sort
01:38of finder's fee.
01:41More than six months later, Lara got his cash back — but only after the Institute for
01:45Justice, or IJ, a libertarian not-for-profit law firm, sued the DEA on his behalf.
01:52Now, with IJ still representing him pro bono, he's asking Nevada courts to rule that the
01:58state's constitution, which protects property rights, bars the Nevada Highway Patrol from
02:03participating in the, quote, equitable sharing, civil forfeiture program run by the feds — something
02:09almost all states now do.
02:12Earlier this year, Lara won a preliminary round in his Nevada case when a trial judge
02:17rejected the Highway Patrol's motion to dismiss the lawsuit.
02:20The trial is scheduled for next June.
02:23If he ultimately wins, it could set an important precedent and inspire legal challenges in
02:27other states.
02:29From 2000 to 2019, by IJ's count, the feds sent a whopping $8.8 billion in civil forfeiture
02:36payments to state, local, and tribal law enforcement agencies that had seized assets under the
02:41joint program.
02:43During Lara's traffic stop, the officer asked if Lara had any firearms, explosives, or drugs
02:48in the car, and he answered truthfully that he did not.
02:52The officer asked whether he had large amounts of cash, and Lara said he did, explaining
02:56that he didn't trust banks.
02:59Because of his distrust of banks, Lara had kept his savings in cash for as long as he
03:03can remember.
03:04That's not as unusual as it sounds.
03:06Based on a 2021 national survey, the Federal Deposit Insurance Corporation, or FDIC, estimates
03:12that 14 percent of U.S. households were, quote, underbanked, meaning they have at least one
03:17household bank account but use alternatives.
03:20And another 4.5 percent were unbanked, with no bank accounts at all.
03:26Significantly, both the unbanked and underbanked rates are much higher, at all income levels,
03:31for those who are Black or, like Lara, Latino.
03:35In the FDIC survey, the unbanked cited distrust of banks as the second most common reason
03:40they shun conventional accounts, second only to bank fees.
03:45Under the civil forfeiture law, the government can seize and keep your property if it merely
03:49suspects the property is connected to a crime.
03:52The kicker?
03:53Often, the government doesn't have to offer any proof, nor does the property owner have
03:58to be charged with a crime for the government to seize the property.
04:01This differs from criminal forfeiture, where property is generally turned over to the government
04:06after a conviction.
04:08For full coverage, check out Kelly Phillips Erb's piece on Forbes.com.
04:14This is Kieran Meadows from Forbes, thanks for tuning in.