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Wells Fargo reported lower earnings and revenue in the third quarter than last year, with a notable decline in net interest income. Wells Fargo's earnings per share exceeded expectations, while its revenue fell slightly short of estimates. The bank’s net interest income, a critical indicator of lending profitability, fell by 11%, largely due to higher funding costs as customers moved toward higher-yield deposit products. Wells Fargo also repurchased $3.5 billion in common stock, adding to its total $15 billion buyback for the year. Shares rose 3% in premarket trading after the results and have gained 17% year-to-date.

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00:00It's Benzinga, and here's what's on the block.
00:02Wells Fargo reported lower earnings and revenue in the third quarter compared to last year
00:07with a notable decline in net interest income.
00:10Wells Fargo's earnings per share exceeded expectations, while its revenue fell slightly
00:14short of estimates.
00:16The bank's net interest income, a critical indicator of lending profitability, fell by
00:2011 percent, largely due to higher funding costs as customers moved toward higher-yield
00:25deposit products.
00:26Wells Fargo also repurchased $3.5 billion in common stock, adding to its total $15 billion
00:32buyback for the year.
00:33Shares rose 3 percent in pre-market trading after the results, and have gained 17 percent
00:38year-to-date.
00:39For all things money, visit Benzinga.com.

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