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00:00In the vibrant world of modern finance, cryptocurrencies have emerged as a disruptive innovation that challenges traditional monetary systems.
00:11Cryptocurrencies are digital currencies that use cryptography to secure transactions and control the creation of new units.
00:20The first and best known is Bitcoin, created in 2009 by an entity under the pseudonym of Satoshi Nakamoto.
00:28Unlike currencies issued by governments, cryptocurrencies are decentralized and operate on a technology called blockchain,
00:36a kind of larger book that records all transactions made immutably.
00:42One of the main advantages of cryptocurrencies is the elimination of intermediaries such as banks and other financial institutions, which reduces transaction costs and times.
00:53They also offer a greater degree of privacy and security, although they are also subject to cyber attacks and fraud.
01:02Cryptocurrencies have found a wide range of applications, from payment and international transfers methods to smart contracts and decentralized applications.
01:13However, they also face significant challenges such as government regulation, market volatility and widespread acceptance.
01:23While some see the future of money in them, others consider them a speculative bubble.
01:29As technology continues to evolve, cryptocurrencies continue to mark the way towards a more inclusive and transparent financial system, although the path is full of uncertainties and challenges.