Let Your Friends Know That You’re in a Tough Financial Situation So They Can Understand

Here's what to say to be upfront, while remaining positive, in order to minimize awkwardness.

Transcript

00:00Sure, we'd all love to get on board with extravagant trips or fancy dinners, but sometimes

00:06you have to ignore the FOMO and consider your budget first.

00:09Here's how to say no to doing things you can't afford without making it awkward.

00:13Be upfront about your money situation, but avoid negative phrases like, I can't afford

00:18it.

00:19Go with more active language like, I'm sticking to a budget to save for X.

00:22You don't have to give them all the details, but staying positive will help ease the blow.

00:27Making plans?

00:28Be the first to suggest an idea so you can pick a more affordable option.

00:32If they've already made a pricey suggestion, make a counteroffer.

00:35Try meeting early for happy hour, go to a matinee, or tap free events in your city.

00:40Or get your friends in on saving with you by trying an Ospen challenge, like making

00:44dinner at each other's houses instead of going out to eat.

00:47You can also try these approaches with co-workers who keep asking you to go out for lunch.