Budget 2024: Income Taxpayers को बजट से कोई राहत नहीं, जानिए Salaried Class की Opinion| GoodReturns
Union Budget 2024: मोदी सरकार ने 2024 के लोकसभा चुनावों के बाद पहली बार यूनियन बजट कल पेश किया. इस बजट में कई ऐलान किए गए. हालांकि सैलरी पाने वालों के लिए आम बजट 2024 कुछ खास खुशियां लेकर नहीं आया. सरकार ने नए टैक्स रिजीम को लेकर कुछ छूट जरूर दी हैं, जिससे अब टैक्सेबल सैलरी के स्लैब बदल गए हैं. सैलरीड क्लास का बजट पर क्या कहना है. देखिए वीडियो-
#IncomeTax #OldTaxRegime #NewTaxRegime #Budget2024 #Startups #Budget2024Highlights #BudgetAnalysis #NirmalaSitharaman #FinanceMinister #Taxpayers #IncomeTaxpayers #UnionBudget2024
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#IncomeTax #OldTaxRegime #NewTaxRegime #Budget2024 #Startups #Budget2024Highlights #BudgetAnalysis #NirmalaSitharaman #FinanceMinister #Taxpayers #IncomeTaxpayers #UnionBudget2024
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NewsTranscript
00:00In tomorrow's budget, how many numbers will you give out of 10?
00:032
00:046
00:053
00:066
00:074
00:08If I am talking about myself, I won't even give 2 out of 10
00:11Everyone is forced to take loans
00:14Shivangi has invested a lot of money in the market
00:17For me, it is disappointing that we were already paying tax on the stocks
00:21After that, we are paying 12% more
00:24The government wants a middle class person to earn as much money as possible
00:29First, pay the income tax, then spend as much as possible and then pay the GST
00:33Where should I go?
00:34If I save money, where should I save it from?
00:36I am paying tax on everything from toothbrush to everything
00:39Overall, looking at it, we can understand that the middle class is not the real vote bank for this government
00:46Hi, this is Bhavna and you are watching GoodReturns
00:49So, yesterday, Nirmala Sitharaman, who is our Finance Minister
00:53She has presented the first full budget of Modi Government 3.0
00:57In which a lot of expectations were being made
00:59But it is the opinion of a lot of people, it is the opinion of the general public
01:03That in this budget, they have been basically thrown away
01:07Especially, the taxpayer had a lot of expectations
01:10But there were no special announcements for the taxpayer
01:14There has been no change in the old tax regime
01:17If we talk about the new tax regime, there has been a slight change
01:20Like the standard deduction limit has been reduced from 50,000 to 75,000
01:26Apart from this, what other changes have been made in the new tax regime?
01:29I will tell you once
01:31After that, we will talk to the rest of the people
01:33So, look, the tax is up to 3 lakhs, which is zero
01:37After that, it is 5% up to 3 to 7 lakhs, which was up to 3 to 6 lakhs before
01:42After this, it is 10% up to 7 to 10 lakhs, which was 6 to 9 lakhs before
01:47After that, it is 15% up to 10 to 12 lakhs, which was 9 to 12 lakhs before
01:51It is 20% up to 12 to 15 lakhs, there has been no change in this
01:54After that, you all know that it is more than 15 lakhs, whose income is up to 30%
01:59So, now you are seeing the newsroom of One India, Good Returns
02:03All the people here are salaried class people, taxpayers
02:06So, we thought why not get to know from our own office people, salaried class people
02:10How happy they are with the announcement of Finance Minister Nirmala Sitharaman's budget on income tax
02:19Yesterday, the announcement made by Nirmala Sitharaman, there was no change in the old
02:26In the new, she has made a lot of changes, minor changes
02:30What do you think, sir, how was yesterday's budget in terms of income tax?
02:33The question of yesterday's budget is, it seems that the government,
02:38Whether it is any income group,
02:42There is a tendency of savings, which has been the innate tendency of Indians historically
02:47You will always see, if you talk to your elders, talk to your parents, talk to your grandparents
02:53So, there is always a focus that you save
02:55But if you look at the new tax regime, then whatever your investments are, you do not get any tax relief
03:01And changes are being made in the same new regime
03:05I feel that in the coming time, the new tax regime will be the thing to go for
03:10And because of that, the talk of relief is completely meaningless
03:15And as far as your investments are concerned, it would have been better if there was some tax relief
03:21Which is not visible now, your entire salary comes in the taxable bracket
03:26So I think something should have been done on this, I will regret that nothing like this has been done
03:32The returns of fixed deposits also come under the taxable bracket
03:36So after tax, they go below the savings rate
03:40So this is one more thing that I think should have been done
03:44In tomorrow's budget, how many out of 10 numbers will you give?
03:472
03:48For the common man, I will say, like I have shifted myself to the new regime last year
03:56So I think the benefits will be there, but the old regime should have also benefited
04:03So because of that, I will rate it 7
04:07Budget, for the salaried class, 3 out of 10
04:12Giving a number out of 10 is not an exact number, but you can say that it is a balanced budget
04:18Typically, if asked, I will give 6-7, I will not give more than that
04:22Out of 10, it depends on whether you come in what tax slab basically
04:27So according to me, for the people whose income is low, it was beneficial for them
04:37But for the people who are earning more, it is negligibly deductible
04:413
04:426
04:436
04:444
04:46If we look at the income tax, 2 out of 10 will be too much
05:01Sir, what do you think, is the old tax better or the new tax regime?
05:06See, if I say personally, it can vary
05:09It is not that what I think is right, you also think it is right or the viewers also think it is right
05:13But if you have invested in ATC, ATD, school fees, PPF, BPF and other funds
05:22Then the returns, or if you claim HRA, then you get tax relief from that
05:28If your total income, your in-hand salary, becomes fully taxable in the new tax regime
05:36But in the old tax regime, its quantity decreases and you have to pay tax on less money
05:42See, after asking a lot from my CA and other people, I shifted to the new tax regime
05:51But there is no benefit of investment
05:53There is no benefit of investment, so for people like me who don't invest a lot, it is fine
06:00You don't have to show investment
06:02I think sooner or later, everyone will have to shift to the new tax regime
06:07However
06:08There is no change in the old tax
06:11However, this year, I will file in the old tax regime
06:14If we talk about old vs new tax regime, I think the old one is still better
06:18I feel the old one, because
06:20Yes, plus the tax rates have increased naturally, obviously
06:25I mean for the income groups, so the old one was better
06:28No, there are no major changes in both, so there is not much difference
06:33Yes, there are no major changes
06:37Yes, it was better to reduce the taxes
06:42But when it didn't reduce, then
06:44There were no such announcements
06:46See, what I was feeling, that there will be some relief for the common people
06:51But to be honest, I can't see any exemption in terms of tax and all
06:56I felt the old regime was more beneficial, because it has a lot of reimbursement
07:01We can save taxes, we don't have to take home loans
07:05The old tax regime is better for us
07:08For example, if I take a home loan, I get some benefits
07:13But for those who don't have any such investment, no loan is going on
07:17The new tax regime is better
07:19Or up to 7 lakhs
07:20Yes, that is better
07:21The old tax regime is better, those who are investing in multiple things
07:24So we can cover with the old tax regime
07:27But the new tax regime, we can only cover the limitations
07:34Obviously, the new tax regime is better
07:37But in the old regime, there was an investment benefit
07:40Yes, there was an investment benefit, but people got some taxation relief
07:44I don't think there was any major change
07:47It was just about changing the numbers
07:50Now, if they are talking about that, you don't have to pay taxes for less than 3 lakhs
07:56So you see, who are the poor people in our country?
08:00What is the basic income of a person?
08:03Accordingly, if you see, we should realize that in our country
08:08First, we need to redefine the BPL line
08:13And when we talk about taxes
08:15There are very less number of people who have left the old tax scheme
08:20Most of us are taking loans
08:23You must be seeing how many investment companies are coming
08:29Who are asking to take loans
08:33So everyone is forced to take loans
08:36Now, they are also asking to invest in mutual funds
08:40But they will charge you on the capital gain
08:43But if you are making any losses, they are not going to do anything about it
08:47So there is a lot of tax, tax, tax
08:49So this is something which
08:51Tax has been increased on investing in the share market
08:54Exactly, so where should I go?
08:56If I save money, where should I save it from?
08:58I am paying tax on everything from toothbrush to everything
09:01And overall, it is clear that middle class is not the real vote bank for this government
09:07Or for anyone
09:08It was a harsh reality
09:09But I think it is a reality
09:11That everything is already being taxed
09:13And on top of that, in the name of change in income tax
09:16Because the hope was that the income of 10 lakhs will be tax-free
09:23No change has been made in the old tax
09:25Do you think any change should be made in this regime?
09:29Yes, absolutely
09:30People have been expecting this for so many years
09:32This happens in every year's budget
09:34People don't care about the defence budget
09:39Because it doesn't make a difference in their pocket
09:42They care about themselves
09:43Yes, they care about their salary
09:45What will they save
09:47How much tax will they have to pay
09:50That is more important for them
09:52So there is still hope that they can do it next year
09:55Do you think they will do it next year?
09:57It depends
09:58When the elections are near
10:01They will benefit from it
10:03Then only they will do it
10:05No, we will not get any benefit from it
10:09In fact, the change that has been made is very ordinary
10:12Earlier, the initial tax slab was 3 to 6 lakhs
10:16Now it has been reduced to 3 to 7 lakhs
10:18Plus, the standard deduction has been increased to 25,000
10:20So how much benefit will be transferred
10:22Actually, it will be translated
10:24It is just a matter of understanding
10:27So there is disappointment for the salaried class
10:29Not only in the case of tax slab
10:31If you look at the home loan
10:33There is no encouragement for home loans
10:35On top of that, the urban inflation rate is above 9.5%
10:41So if you add all these things
10:44Especially for the urban middle class
10:46Or the urban salaried class
10:47Their paths are difficult
10:49Increasing taxes
10:51When you are not taking taxes in other things
10:55Even if you buy a house, you have to pay taxes
10:57So don't loot us so much
10:59That one day there will be a big revolt
11:01And people will be troubled by taxes
11:03If you look at the tax
11:05The system is so complicated
11:07That you will not understand
11:09Let's make it easy
11:11Because there is no announcement
11:13Yes, more or less the same thing
11:15I was reading
11:17When we were covering
11:19We saw that in the new tax age
11:21They have taxed 5% of 3 to 7 lakhs
11:24But when I went to see it again
11:26I came to know that
11:28Most of them can't get rebated
11:30So yes, more or less the same thing
11:32And when it comes to our middle class
11:34Which is us
11:36If we look at it
11:38We are right now building up
11:40We will consider ourselves lower class
11:42And we have to go up
11:44So what is the saving
11:46We still don't understand
11:48Definitely it should have been
11:50If you increased deductions
11:52So if you increased the tax rate
11:54The old tax regime
11:56Who will opt
11:58They should have announced a lot of benefits
12:04If you are thinking of investing
12:06Let me tell you
12:08Capital gains have been increased
12:1012.5% in the long term
12:12Which was 10% before
12:1415% in the short term
12:16How are you looking at this
12:18In a way, no relief has been given
12:21Standard deduction has also been increased
12:23Only benefit of 25,000 has been given
12:25On top of that, what we were investing
12:27Tax has been increased
12:29So how do you see this
12:31If you want to make a new entry
12:33Like investing in mutual funds
12:35Or investing in the market
12:37They will be scared
12:39Earlier it was less
12:41Now it has increased a lot
12:43Will I have a profit
12:45If I pay so much tax
12:47Then what will be my profit
12:49If they get scared
12:51Then they should not invest
12:53Or they should not take interest
12:55So the new youth who want to come
12:57Want to take part in investment
12:59It will be a little difficult for them
13:01Although the benefit of investment
13:03Should definitely be given
13:05But in the old tax regime
13:07The ATC is so de-cluttered
13:09It should also be cleaned up
13:11A lot of things are very tangled
13:13So its cleanliness is also important
13:15The deduction, the rebate
13:18It should be very straight forward
13:20And clean
13:22No one should get a place to hide black money
13:24It should be like this
13:26Actually for me
13:28As a youth
13:30The most disappointing thing for me
13:32Is that the capital gain tax has been increased
13:34Like we are investing
13:36Shivangi has invested a lot of money in the market
13:38We are investing in anything
13:40So in that
13:42Our profit
13:44We are giving 12% to the government
13:46It is disappointing for me
13:48We were already giving tax
13:50Then after that
13:52We are giving 12% more
13:54So
13:56It is not right for investment
13:58It is not like
14:00Just increasing the tax
14:02They are getting a lot of profit
14:04No doubt there will be a collection
14:06The biggest reason for that is
14:08In F&O
14:10The trade
14:12The retail
14:15They are losing a lot of money
14:17You must have seen
14:19There is a lot of loss in option trading
14:219 out of 10 deals
14:23Even the stock market's
14:25Sebi chief
14:27He also said the same
14:29The reason for that is
14:31The savings in F&O
14:33The traditional investment tools
14:35The ones that were there before
14:37Like F&O
14:39Now a lot of investors
14:41Looking at the return of the stock market
14:43Looking at the boom
14:45They are investing in high return tools
14:47So the government
14:49To save the risk
14:51To save the loss
14:53They are giving a lot of tax
14:55This decision is right
14:57Yes
14:59If we look at it
15:01The results of QN
15:03The management of SFC bank
15:05Is saying that there are problems with the advances
15:07They are in the same direction
15:09They gave a signal before
15:12Like Sebi said
15:14It was a prediction
15:16That the taxes will increase
15:18According to the market
15:22We kept this FOXFORM in the office
15:24Because everyone is a salaried class
15:26The news reaches you all day
15:28But
15:30What do they think
15:32What do they think about tax
15:34What is their opinion about the budget
15:36Because the tax
15:38That was announced yesterday
15:40It is very disappointing
15:42Because people had a lot of expectations
15:44But nothing happened
15:46There is no change in the old tax
15:48Only a few numbers have changed in the new tax
15:50So now you have heard that the salaried class is not happy with this tax
15:52And the maximum numbers given
15:54For 6 or 7 budgets
15:56A lot of people have given the numbers in the tax
15:582 out of 10
16:00If you look at the budget
16:02According to the income tax
16:04Or according to all the announcements
16:06How many numbers would you like to give out of 10
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