Public hearing in Molong regarding insurer responses toward major flood claims from 2022.
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00:00I was actually in the pharmacy at the time when the water was rising and he told my girl it was
00:06up about two or three feet on our front floor.
00:10She had the mindset fortunately to lift some of our computers and servers
00:13in lower areas to ensure that when we were able to get back up and running,
00:18knowing that we were going to get hit, we had not settled prior to that the insurance claim
00:24and one of my first pieces that Mom handed over to me was to make sure that I could
00:28uh impact more authority and I guess speed into us trying to get that claim completed.
00:38As a positive, the insurance company did provide dehumidifiers. In the time frames
00:44some of the challenges really came to the hydrologist reports, the amount of time it took
00:50to get that done, not only the actual visit from the hydrologist to complete but the actual
00:55several months space. So seven months after the flight was when I came into the business
01:01and we still didn't see a hydrologist report but we were asking questions of the third party
01:07which were not being relayed back to the actual insurer and questions weren't being
01:12brought back so there wasn't a clear separation between what the third party was going to be
01:18responsible for. In a small town I had just above 200 units.
01:24I'd been in the business for several years. When the flood happened I was there that night
01:29and definitely witnessed how it all happened and water coming through and people from the town
01:36helping so it was quite traumatic to see and have people falling away from saving my business so
01:44that was quite traumatic for me. When she says she relies on the community like community helped her
01:51get back to it. This is regional and rural Australia. This is regional and rural Australia
01:55supporting their resilient town members however she has paid premiums. She's paid for her insurance.
02:04She should be entitled to what she has paid for and it shouldn't be regional and rural
02:09Australia coming together to pick up the town.