It’s that time of the year - we’ve entered the holiday season and preparation has begun! Sherita Janielle Rankins, lifestyle and travel expert, here to help us understand how we can spend smarter and even get some cash back this holiday season. For more information visit Chase.com/Freedom
Category
🛠️
LifestyleTranscript
00:00 Hey, we've entered the holiday season and preparations have begun, but how do you make
00:04 sure your holiday spending pays off? Well, I talk with Sharita Janelle-Rakins to understand how we
00:10 can spend smarter this holiday season. One. Good morning, Sharita. Thank you for joining me.
00:19 Thanks so much for having me.
00:20 Sharita, do you have any tips for becoming a savvy spender during the upcoming holiday season?
00:27 I think spending this holiday is all about getting creative, planning, and making sure that you know
00:32 if your credit card rewards, it can work for you to make your money go further.
00:36 So with regards to entertaining, think about ditching the traditional methods of big dinners
00:42 and hosting a potluck instead. Also, there's white elephant parties where your guests and
00:47 your family and friends can bring small but thoughtful gifts to exchange. You can take
00:51 advantage of neighborhood light shows, and also volunteering is a great way to spend the holidays.
00:56 Okay, Sharita, the big question is how can you take advantage of the credit card rewards
01:01 this holiday season? You want to make your money go further, so see if your credit card has any
01:06 special offers or benefits to earn you cash back on your everyday purchases. The Chase Freedom Flex
01:12 card has bonus spending categories every quarter, and this season you can earn 5% cash back at
01:18 select wholesale clubs, select charities, and through PayPal. So whether you're shopping and
01:23 stocking up for holiday parties, doing some donating, or just shopping online and choose
01:28 PayPal as your checkout method, you can earn 5% cash back up to $1,500 spent. So having the Chase
01:35 Freedom Flex is like cash backing while you're spending. So knowing it's the most popular time
01:42 of year for trips, any advice on how to maximize travel-related spending? Yes, I like to think
01:49 about saving with everything related to travel, as you said. So whether you are road tripping or
01:54 flying, think about stocking up on these travel-related snacks and also your drugstore
01:59 visits. And then when you get to your destination, stopping at a grocery store before you reach your
02:03 hotel can help you save money on all those hunger cravings, and you'll have everything at your
02:07 disposal. Chase Freedom Flex Unlimited and the Flex card will earn you $200 welcome rewards as well
02:16 as 5% cash back in your first year at grocery stores and gas stations, and that's up to $12,000
02:23 spent. And this is on top of your everyday cash back rewards that do not expire as long as your
02:28 account is open. Shreeda, are there any other cash back benefits you can tell us about that
02:34 Chase Freedom is currently offering? Yes, for the month of November, you can take advantage of Chase
02:41 Month of More. So whether you have a Chase Freedom Flex, an Unlimited, a Freedom Student, or Rise
02:47 card, you can earn 5% as some of your favorite retailers and also 15% off discount gift card
02:55 redemptions. It's really a great month to be a Chase Freedom card member. That's great. Okay,
03:00 where can we find out more information? You can go to chase.com/freedom to learn all about the
03:08 offers and I'm going to wish you a happy holidays and happy cash backing this season.
03:13 Transcribed by https://otter.ai
03:13 [Music]