Andhra Pradesh Train Accident:टिकट पर मिलता है ₹10 लाख का बीमा,ऐसे लें Travel Insurance| GoodReturns
IRCTC Travel Insurance: क्या आप जानते है कि आपका Train Ticket 1 रुपये से भी कम खर्च में 10 लाख रुपये तक का Travel Insurance देता है. जब आप IRCTC पर टिकट बुक करते है तो पूछा जाता है कि आपको अपने Travel Insurance करवाना है या नहीं. तो कैसे खरीदें ट्रैवल इंश्योरेंस और कैसे क्लेम करें..जानेंगे इस वीडियो में-
The Indian Railway Catering and Tourism Corporation (IRCTC) provides an optional travel insurance policy for passengers buying tickets from its online portal. So, What It Is and How To Claim The Policy? Know all about it.
#travelinsurance #IRCTC #Andhrapradeshtrainaccident
~PR.147~ED.148~HT.98~GR.122~
The Indian Railway Catering and Tourism Corporation (IRCTC) provides an optional travel insurance policy for passengers buying tickets from its online portal. So, What It Is and How To Claim The Policy? Know all about it.
#travelinsurance #IRCTC #Andhrapradeshtrainaccident
~PR.147~ED.148~HT.98~GR.122~
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NewsTranscript
00:00 After the horrific train accident in Andhra Pradesh on Sunday, we have understood the importance of travel insurance.
00:13 In the accident, compensation has been announced for the dead.
00:17 But do you know that your train ticket gives you insurance up to Rs. 10 lakh for less than a rupee?
00:25 When you book a ticket on the IRCTC website, you are asked whether you want to get your travel insurance or not.
00:33 If you select the option of insurance, then if there is an accident during travel, you can claim.
00:39 But how will you claim? In what conditions can you claim? And how much claim do you get?
00:46 All this information should definitely be with you.
00:49 Hi, this is Bhavna and you are watching Goodreturns.
00:52 In this video, we will know this in detail, so watch the video till the end.
00:56 So according to the IRCTC website, IRCTC offers travel insurance.
01:01 Insurance is given while booking a ticket from IRCTC.
01:05 Although taking insurance is not mandatory, you have to pay only Rs. 35 for it.
01:11 Passengers get Rs. 10 lakh insurance on the train's online ticket booking.
01:16 Means you have to book the ticket online.
01:19 While booking a ticket, you can select the option of insurance at the bottom.
01:27 Insurance is given to the person whose ticket is confirmed or RAC.
01:35 A child under the age of 5 does not get insurance because his ticket is not valid.
01:41 Children above the age of 5 can claim insurance.
01:46 Now how much claim do you get and in what situation can you claim?
01:50 In case of death, you get Rs. 10 lakh.
01:52 In case of permanent disability, Rs. 10 lakh.
01:55 In case of permanent partial disability, Rs. 7.5 lakh.
02:03 Rs. 2 lakh in case of hospitalization due to an accident during the journey.
02:08 In case of injury, you get Rs. 10,000.
02:11 IRCTC gives this money to CIRCTC insurance facility.
02:16 But after an accident, the insurance company pays the claim.
02:19 IRCTC has partnered with two insurance companies.
02:23 One is Liberty General Insurance and the other is State Bank of India General Insurance.
02:27 How does the IRCTC insurance scheme work?
02:30 IRCTC has kept this insurance scheme only for Indian citizens.
02:35 After taking the insurance, the customer will get the information on SMS or email ID.
02:42 Although the policy number can be seen on the IRCTC page in the ticket book history.
02:47 One thing that is most important is that after selecting the insurance, you have to fill the nominee's name.
02:53 By filling the nominee, the claim process becomes very easy.
02:57 How can you claim insurance from IRCTC?
02:59 IRCTC provides insurance to the insurance company passengers.
03:05 After the accident, the insurance validity is terminated after the insurance claim is made.
03:12 According to the rules, the claim is paid within 15 days.
03:15 There are two ways to claim insurance.
03:18 First, the passenger can go to the insurance company's office and claim for insurance.
03:23 Second, you can claim online.
03:26 You have to fill the form on the website of the insurance company.
03:29 If you are claiming from Liberty General Insurance, you can also ask for help on this number.
03:35 The number is 18002665844.
03:39 Remember that passengers should fill the nominee's name while buying insurance so that there is no problem in claiming later.
03:46 To claim insurance, all the details such as policy number, insurance person's identity, ID, etc.
03:52 Insurance company has to provide all the necessary information, assistance, and proofs related to the claim.
04:03 After that, you can claim insurance.
04:06 Make sure that whenever you book a ticket from IRCTC, you pay for this travel insurance.
04:14 The amount is not much, only 35 paise.
04:16 That's all in this video.
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